How a small town family saves money on groceries

Whats for dinner

SMALL TOWN SAVINGS   Today we have a guest post from a small town fan of Canadian Budget Binder who wants to share her insights into grocery shopping on a budget when your options are limited. If you are a fan or a personal finance blogger and would like to share a story please read my guest post guidelines and contact me. My name is Christine and I live in a small town in Ontario and have followed Mr CBB for quite a while now on the blog and participating in posting my grocery shops with his Grocery Game Challenge since Sept 2012.   Our grocery budget   I shop for my family of 4 which includes my two adult children, my husband and I. We also can’t forget our family pet fat cat Stuart who eats up a part of our grocery budget as well. Our grocery budget is $650 per month so I have to make that money stretch and living in a small town can make that challenging for me. I have tried very hard to keep things within my budget, not always successfully. It’s been a learning experience to say the least. If you have been […]

How I Reduced Our Grocery Budget From $1100 To $600 In 6 Months

Our Family We are on a very tight budget with food being the second greatest expense, preceded only by our mortgage. My husband and I have spent most of our family years raising our kids and figured we would have plenty of time to save for retirement. Retirement has arrived for my husband and is staring me in the face and we are trying to get our financial house in order. Our kids are the joy of our lives but raising 4 of them has proven to be costlier than we would ever have imagined. This is our story about how we are beginning to climb out of debt and onto the road towards financial freedom. It is never too late to take control of your financial future. My family is a single income family of 5 (two parents and three grown kids at home). Last summer, I sat bemoaning my situation (out of control debt and never enough money at the end of the month) and wondering where my money, which in theory should be sufficient to meet our needs, went. I am a professional person and make a modestly decent income, but through the wonder of the internet, I […]

How to Earn Optimum Points Fast at Shoppers Drug Mart

It’s not often that you will see me buying a cart full of groceries at Shoppers Drug Mart (the store is WAY overpriced for most things), but when you do, I have a very good reason for it. That reason is likely because I am getting a boatload of Shoppers Optimum Reward points for buying a whole whack of stuff (or, I’m redeeming those points for a ton of free goodies). In my opinion, the Shoppers Optimum Rewards program is the best rewards program that is offered in Canada. I am not paid by Shoppers Drug Mart to promote their program (I wish!), but I love it so much that I tell everyone who will listen. It really is quite simple to rack up lots of Optimum points in a short period. Tips on How to Earn Shoppers Optimum Rewards Points Fast: 1. Only shop on Bonus Point Days This should be obvious, but many people don’t know that the only time you should ever set foot inside a Shoppers Drug Mart location is when they are hosting a bonus point promotion (20x the points, 8,000 points when you spend $50, etc.). Of course, there are exceptions to this rule (prescription pick-up, checking out clearance deals, or […]