How To Create a Results Driven 2018 Personal Budget Plan

A BUDGET IS NOT JUST ANY BUDGET, IT’S YOUR BUDGET   At the end of each year and during the first month of the new year I often get social media bombed by readers of this blog about creating a personal budget plan. This is great news though because it tells me two things; You want to learn more about budgeting You care about your money It is often this time of year when debt weighs heavy on people because we’ve just finished Christmas and the new year signifies fresh beginnings. I feel as a finance blogger who specializes in budgeting, debt and frugal living that I should always send out a yearly reminder about the importance of budgeting for everyone. This is why financial and personal goals start at the beginning of the year for most people at which time they are 100% committed, for a minute and then forgotten. Don’t lump yourself in that pile because you’ll never get ahead without that drive to succeed. By all means you don’t need to use a budget to be successful but I fully believe that using a budget will always outweigh not using one. Not everyone who wants to start […]

Magical Things Happened At CBB in 2015 : The Saturday Weekend Review 2016 #153

NEVER A DULL MOMENT WHERE MONEY IS CONCERNED!   Sitting by myself on New Years Day enjoying coffee in the morning to write this final post I realized that I’ve had a magical 2015 year on CBB because of all of you! Thank-you. I’m over the moon excited that Canadian Budget Binder has done so well over the past 4 years and continues to grow not only with subscribers but how the community has come together. I’ve made some amazing online friends whom I’ve never met but we chat quite often about life in general. As CBB moves into the 5th year of life on the world-wide web I’ve realized that personal blogging really is all about the “Personal aspect” and that’s what people want to read about. I’m fortunate that being a frugal living/budget blog that I get quite a few emails from fans who are looking for answers or support from the Canadian Budget Binder community. The Grocery Game Challenge which has been very successful over the years for all the fans who participate is gaining more and more attention. With the prices of food and utilities going up even further in 2016 I’ve had fans email me […]

PF Weekly grab a brew #53: Free excel budget template takes off for 2014

BUDGET ON THE BRAIN?   Unlike New Years diet and exercise videos, budgeting your finances doesn’t have to be painful. Having only enjoyed two days of the New Year I have noticed a common influx from viewing site statistics. My Free Excel Budget Templates for creating your own budgets have been popular to say the least. There is no better time than right now to start your budget and for some eager viewers, they have wasted no time in showing that. The beginning of the year is the best time to start your new budget if you’re already familiar with them or to start your first budget from scratch.   A reason to budget   For some people January bills can be daunting especially after the holiday period. I’m sure there’s always some items you bought before Christmas in the grand hopes of using them and yet failed to utilise them. I’ve done it a few times, I just learned and moved on. That’s what budgeting is all about, learning where your money goes and then correcting the situation. Information is the best tool you have and only you have all the information to start your own budget spread sheet.   Being on a budget is good for […]

Biscotten Torte (Biscuit Cake)

Hi everyone and a Merry Christmas to all of you. We have opened all of the gifts and ate loads of turkey and leftovers made into wonderful meals over the last couple of days. I try to use up all of leftovers and biscuits so there is no food waste in our home and there is no exception to the rule. I made my mums trifle for Christmas day pudding and still had some lady fingers left over which I needed to put to good use. I’m going to use them up to make this lovely traditional Biscotten Torte also called a biscuit cake. Now this recipe can take most biscuits as long as they can soak up some juices. So you don’t necessarily have to use the Italian lady finger biscuits. When making this dessert I sometimes substitute the rum for coffee or for a coffee flavoured milk. This recipe will also use up the rest of my whipping cream I used to top my trifle too so it’s a win-win situation for me. I try to think of ways to flip my food creating new recipes as I go along although this one is more a traditional one […]

grocery game monthly challenge

The Grocery Game Challenge Dec 31-Jan 6 #1~Happy New Year 2013

Happy New Year’s to all my fans here at Canadian Budget Binder. The Grocery Game Challenge has been amazing this past year and I know 2013 will be even better. We have had fans from Canada and the USA post their grocery shops weekly and we are growing each month with more people who want to stick to their grocery budget. If you are looking for ways on how to save money post your shop in the grocery game each week. I often have people email me to ask me “How much should my grocery budget be?” but the question should be “How much can I afford?” to spend in the budget.  I can’t tell you the amount of people who are looking for magic numbers telling them what they need to spend on groceries every month. I’ll tell you all loud and clear you are the one holding the answer to your question. No one on the internet can tell you what to spend. Once you figure out your monthly budget using your net income the numbers should fall into place. Balancing the budget is the only way you will know how much to spend and besides there may be […]

Mr.CBB’s British SpudNuts a.k.a Zeppole Potato Donuts

Ring in 2013 New Year’s with a sweet or savoury Italian potato donut also called zeppole. Zeppole in Italy is a traditional fare that is served on Saint Joseph Day March 19 and during the Christmas and New Year’s Holidays. Last week when I posted my Thai Fish Cakes recipe which is also a great New Year’s finger food I mentioned our mates Marco and Christina and their famous Italian recipe for savoury potato donuts. Being British and all I joke around and call them spudnuts donuts just because that’s what we call potatoes in the UK. I turned their zeppole donut into my Zeppole Spudnut based around the same concept adding my own flavours. Since moving to Canada and being exposed to Tim Horton’s and the famous Boston Cream donut I always wondered; how do I make donuts? It can’t really be that difficult and with the myriad of donut flavours available you can’t go wrong with a homemade donut recipe. From what I understand there are 2 types of donuts a cake donut and a yeast donut but heck I’m not a donut connoisseur. Is a donut a cake? Well when you bite into a Boston Cream Donut for example that is a yeast […]

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