What It Feels Like To Have No Debt When Others Struggle : November 2016 Net Worth Update (+1.58%)

NO MATTER WHERE THE JOURNEY TAKES YOU FEEL THE ADVENTURES FOR THOSE WHO ARE NOT.   Do I know what it’s like to struggle financially and feel like I’m not going to get ahead? You’re damn right I do, but not the way you might be or someone else might be. Our struggles are our own but even then it can leave a lasting scar. Let me explain why and how I overcame these dark feelings and my importance to motivate others to feel their financial dreams too. I can’t remember a time during my teen years where having no debt was part of the equation in my day-to-day activities. Making money and saving it was what life was all about for me up until I bought my first flat at age 19. That’s when my financial radar kicked in and boy was it a shocker. Related: Was I too young when I bought my first property? It was then when I realized how debt could make you feel since I’d always paid cash for anything I needed. I don’t come from a wealthy family in fact most of my years were spent working to save for anything I needed, […]

Get Up And Chase Dollars With A Game Of No Debt Go : Our July 2016 Budget Report

TURN YOUR FINANCES INTO A CHALLENGE CHASING WEALTH   If seekers of living the dream would treat their budget and put as much effort into their finances as Pokemon Go players do we’d all be on our way to the bank with a bag full of cash. Do you ever feel that you caged up and running around in circles in your mind because you just can’t get out of debt and financial success seems out of reach? You’re not alone but what one wants one must work at to achieve. It’s amazing how we can take something so simple as a virtual game to get the world off the couch. If we could apply the same determination that I see so many players have roaming around outside to personal improvement we’d all be rich. I’d rather chase my financial dreams and put my effort into fun ways that we can build wealth so we CAN do things we dream of. If you are someone who tends to set low expectations for yourself because you don’t believe you will amount to anything more than you are, give your head a shake. You are worth it. Mindfulness Will Free You From […]

What would you do with extra income?

MONEY IS NOT ALWAYS EASY TO SPEND   Having extra income isn’t something most people complain about having, quite the opposite. When you do have extra income even if all of your debts are paid you want to do something with the money but it’s not always a cut and dry decision. As you might already know we are now mortgage and debt free as of last month. I had a fan email me to ask me what we plan to do with the extra income that we will now have since all we have are home maintenance and bills to pay. I half expected someone to ask me that especially once I continue to post our budget and net worth updates with our savings account growing. Fan questions always tend to force me to think a bit more about topics I tend to put on the back burner although this is a topic which my wife and I really need to talk more about.   Extra income   Since the fan sent me the question I asked my wife to sit down with me and make a list of all the things she would like to do with the […]