CBB Net Worth Update~November 2012

I can’t believe November has come and gone so quickly, now it’s time to get into the festive mode and thinking about our yearly goals for 2013. By posting our CBB Family Net Worth and Budget Update once a month here is a means to motivate ourselves to continue down our financial path. We are a Canadian couple who make an average salary and want to know where we stand each month. We want others to know that you don’t have to make 6 figures to have a Net Worth. There’s no race to the finish line because no one really knows where that line is. You could die tomorrow or you may live until you are 110 years old. What does Individual Net Worth mean? Net Worth is a snap shot of your financial health sort of like a picture. It’s a total of the value of your assets minus your liabilities. Posting our financial numbers is about showing others how budgeting has worked for us. Who’s the Man behind Canadian Budget Binder? My name is Mr. CBB and I’m the frugal guy that does all the talking around here. Yes, some women think Frugal Men are Sexy and I’m here to show you how to spot one! Well not really but I’m sure you will […]

grocery game monthly challenge

The Grocery Game Challenge Dec 3- Dec 9, 2012 Festive Preparation

It’s a few weeks before Christmas now and the festive preparation has begun starting with our Holiday Snowballs and tonight Peanut Butter Balls. This is the first post for the December Grocery Game Challenge and I welcome all new fans that are joining in from wherever you are in the world! As I mentioned in my November Budget Update yesterday next year we will be making changes to our Christmas Budget.  Just when we thought we had it sorted out we were thrown another curve ball yesterday. This is where we feel the pressures of the holiday season but should be ready. One of our family members came up with the idea to have a “gag gift” for everyone to open on Christmas Eve. She says the amount to spend is $10 which is fine but we did not budget for this expense. Although it is only $20 total for the both of us it’s more money we need to factor in for next year, just in case. The Christmas season is so unpredictable that we will really take a look at our Christmas Budget to make it as realistic as we can. Any left over money can go towards boxing […]

grocery game monthly challenge

The Grocery Game Challenge Nov 26-Dec 2,2012 Let it Snow!

This is the last week for the Grocery Game Challenge for the month of November. As we ramp up for the next few weeks of snow, shopping, wrapping and parties we will try our best to stick to the budget. We thought it would be one of those month’s that we could make it through but we were wrong. There’s something about November and December and our grocery budget that it just sky rockets if we are not careful. We were doing well up until last week when we had just over $1.81 in the budget to spend but so many great deals popped up. We realized it can be hard to say no to these amazing deals that you know you can stockpile because you WILL use them. The harder part is knowing you have the money to pay for them. So, sadly we went over budget this month BUT the good news is we are away for a couple of weeks in December so we won’t need much. The hard part is IF great deals pop up which we are betting they will. This time of year the shops are in high competition mode and the deals just […]

Mr.CBB’s Weekly Blog Post Picks Nov 16,2012

This week has flown by and since I was on vacation for a few days I was able to get out and source out a new kitchen. This past week we made a trip to IKEA to pick out the kitchen we wanted as well as all the extras. We’ve went to all the big box stores and really you will get the same thing just for a higher price. In my house in England I installed an IKEA kitchen and loved it. I did all the work myself which was pretty easy to me and when it came time to sell the buyer fell in love with it. We’re looking forward to the renovations but not as much as we are looking forward to paying the mortgage off in full! Have you renovated and put in a new kitchen? How much did you spend and what did you put in? In no particular order, sit back, go ahead grab a hot beverage some Stuffed Santa Strawberries then enjoy these good weekend reads. Note: Next Week I will rename it the Mr.CBB’s Top 20 Blog Post Picks so I can control the length of this list. I know some of you […]

Mr.CBB’s Weekly Blog Post Picks Nov 9,2012

Well I’m happy it’s Friday which means I get to share with you my blog post picks of the week. No you won’t find US Election or Fiscal Cliff political chit-chat going on in here but it’s over and the newly re-elected Obama will lead the way yet again for the USA.  I would like to say despite this weeks presidential battle there were some great blog post coming in from all different directions. Lately, I’ve aimed to reach out to new Bloggers each week as it’s always nice to build your circle of friends. This weeks post will be short and likely come to you later in the evening as I’ve been on vacation for a couple of days now so I’m trying to get a million things done at once. Gosh that almost sounded as if I was saying I was multi-tasking, not! So as I endure the pain of the upcoming week, next Friday to be exact Nov 16 sitting in a movie theatre watching Twilight Breaking Dawn Part 2 please think of me. I can promise you I’ll be mind-blogging the entire movie. Let’s take a moment to remember those brave soldiers that fought for us this weekend on […]

Mr.CBB’s Weekly Blog Post Picks Nov 2,2012

Another rainy week continues but the blog is still full of life bringing you the best of the best from around the web in Personal Finance and More.  Halloween was my third now in our home and carving the pumpkin seems to be getting easier for me. I was rubbish the first year and would be ashamed to show anyone what I made of the pumpkin. I will post a picture tomorrow when I post The Saturday Review and you can be the judge for my 2012 creation. This week I must say I’ve done a great job reading the amount of blog posts that I wanted to read including commenting on them. Some days are better than others but I enjoy keeping up with my favourite blogs and writers. I believe the blogs that I follow and comment on are the one’s that will not only help me to learn but also those that my fans here at Canadian Budget Binder will appreciate. I enjoy sharing your posts on my Facebook page so if you want me to share please come say Hi to the fans and introduce yourself so the fans can learn about your blog. On that […]