Is the humane society the only place to adopt a pet?

TAKE ME HOME PLEASE   Not everyone thinks about the various places you can adopt a pet including the most obvious, the humane society. Having a family pet is something that is common in many homes around the world. Having a family pet can add some stress to our budgets as well as having enough time to care for them. Making smart decisions when purchasing a pet can go a long way in saving you some of your hard earned money. A Man’s Best Friend, Not Always a Budget’s Best Friend While many people consider their pet to be a part of the family many do not think about how much money owning a pet may cost them in the long run. Mr. CBB shared in a previous post the many costs associated with owning a pet. If you have even the slightest concern that you may not be able to afford all the costs associated with owning a pet or the time required to care for your pet, don’t own one. You may want to strongly consider not having a pet until you can make sure all of their needs will be met. Where you purchase your pet, Humane […]

What My Life Is Like With Terrible Credit

I am a person living with debt that I can’t pay and terrible credit. I am a single mother of a now 17-year-old son soon to be 18. Over the years there was never enough money and debt just seemed to keep piling up and I wasn’t sure what to do about it. I needed the car to get my son to daycare, then me to work. It  seemed every time I turned around there was a repair that needed to be made on it. My one credit card with the highest balance which is now in collections was typically used for repairs to my vehicle at the time. I was working full-time to pay some of the mechanic’s bills as well as to keep paying my everyday bills and putting food on the table which was hardly enough. That meant that the repair bills often ended up on the credit card. I eventually refrained from using that credit card because the balance was just too high but luckily had a low-interest rate of only 10%. What’s worse is the car had to be junked as it was no longer in a state of repair. I haven’t had a vehicle since that time […]

grocery game monthly challenge

The Grocery Game Challenge Oct 15-21,2012~ Welfare Food Challenge

The Grocery Game Challenge Yesterday I posted here at Canadian Budget Binder a post about the “Welfare Food Challenge -$26 For 1 In The Grocery Budget” that I was joining. The Welfare Food Challenge out of BC began today Tuesday Oct 16 and will run until Oct 22,2012. In that post I posted about what I would have liked to have in my grocery cart when I walked out the store all for the prescribed total of $26. Shopping Overview Waking up this Tuesday morning it was hard not to have my usual coffee so instead I poured my bowl of bran flakes with milk, popped a piece of bread in the toaster and whipped up a brew. Tea was much cheaper to purchase than coffee and although I drink coffee in the morning my day typically includes a tea or 2 so it wasn’t so bad. The only downside is I have no sugar for my tea but I’m not complaining at all. Probably best for me to be honest. I’m sure once you read the pre-shopping list yesterday you thought it was near to impossible and you were right. I wasn’t able to get everything on my list […]