Can your budget handle the 2015 TFSA annual limit change? : The Saturday Weekend Review #118

STASH MORE CASH IN A TFSA   Ottawa has confirmed that we don’t need to wait for the 2015 budget to pass to take advantage of the new TFSA annual limit for 2015.   TFSA Annual Increase   Saving may have gotten easier but you must have the cash if you want to take advantage of this 82% TFSA annual increase. The new TFSA increase means the lifetime contribution room is now $41,000 up from $36,500 and you can pack away up to $10,000 a year up from $5,500. That means if you’ve already made your 2015 lump sum contribution for the year you now have room for an additional $4,500. Not many people have a spare $4,500 or even the max $10k kicking around so don’t get too worried if your budget can’t handle the extra TFSA contribution room. If you have it, you have it, if you don’t you don’t. No sense stressing over what you can’t change. Unless of course you are able to work more hours to earn more or find getting a second job worth it. There were plenty of years I wished I could max out my RRSP and couldn’t because our budget just […]

Child breaks the food rules of daycare: PF Weekly grab a brew #62

THERE ARE NO WARNINGS   Rules are rules and they are put in place for a reason. We have rules at work to follow and many have strict provisions due to health and safety reasons. When I read this article about a 2-year-old child that was suspended for 3 days from daycare for bringing in a cheese sandwich I knew it would cause online chaos. The child broke the rules and according to the daycare policy would be suspended. It is what it is. The Ottawa daycare says that parents sign a policy when they sign up at the daycare and it’s posted in French in regards to the policy on the front doors. Chaos in commenting was right because plenty of parents and those without kids had something to say about this suspension. I’m sure many more parents will chime in because it is a topic of concern and it should be.   Follow the rules   So, the rules of the daycare state “no outside food” is allowed inside the daycare. Best of it is, if your child brings in any food containing peanuts they will be expelled. Strict, you bet. The daycare provides everything needed for the […]

Canadian Budget Binder-Personal Finance Weekly Reading List #2

This weeks reading list will be full of awesome blog posts from personal finance blogs and foodies blogs around the web. I’ll admit I’ve slacked with commenting as I’ve been so busy with side projects but I do read them and share. I’m sure I’ll be wrapping all that up shortly and we can roll out the new site soon for all the fans who are anxiously awaiting for me to get rid of this cult of a page. Yes, that’s the feedback I received and that’s OK, I enjoy learning about what needs to be improved with the page or anything in my life. Life is about learning and when you shut the door and stop listening then growth stops. So when my fans told me my blog was dark, busy and cult like, well I listened. In order for CBB to grow, this blog environment not only has to be fun and interactive but inviting and clean. Not many Bloggers realize how the presentation of their site can impact the fans who want to stick around but don’t. I was one of them. So, Andrea…. work your magic, no pressure though.  Another milestone was reached on my Facebook page […]

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