Why We Bought Our Toddler Christmas Presents At The Dollar Store

THE TOP TEN DOLLAR STORE CHRISTMAS PRESENTS FOR KIDS ARE SIMPLE BUT FUN.   Christmas presents are only part of the holiday season but one of the most expensive. While some parents might drop a jaw reading the title of this post and say they’d never spend money buying Christmas Presents at the Dollar store for their children other parents say this is all they can afford. Our little guy is working his way up to three years old and recognizes toys and anything that goes zoom from a mile away. That’s why we chose to find the Top 10 Hottest Christmas Presents for boys and girls at the Dollar Store this week. Whether you think the toys are cheap that’s up to you but remember what you buy will soon be buried and forgotten. How’s that for a smile and a wad of cash?   Kids only get what we give them. Your choice, Your money.   We have no issues with stopping by Mastermind Toys, Toys R Us or any other store that offers children’s toys with our boy. He’s perfectly happy just looking at the boxes and on occasion playing with toys that he can get his […]

grocery game monthly challenge

4 Costly Kitchen Distractions To Avoid While Cooking : The Grocery Game Challenge 2016 #5 Oct 31-Nov 6

KITCHEN SAFETY AND EXPENSES BEGINS WITH LIMITING DISTRACTIONS   You might think what I’m about to say is NOT a big deal until something happens to you or even worse someone you love. Both mental and physical distractions while cooking can produce a ruined meal, injury, death or damage to your house or apartment. Don’t turn your kitchen into an episode of Kitchen Nightmares. It’s so easy to get caught up in everyday life that when we get home it’s tough to turn off from the work day. How we choose to try and do that may affect the way we prepare meals in the kitchen and potentially your wallet depending on the outcome. You or someone else could lose a life You or someone else could get injured You burn and ruin your meal You cause a fire What are distractions? Distractions are anything that takes your eyes and mind off the task(s) at hand. Related: Should I get tenants insurance? You may be one of those people who are able to multi-task and do it all but when I’m in the kitchen I like to think I’m on the job. Imagine you were a chef in a restaurant […]

Rich People Don’t Care About Your Life When You’re Poor : The Saturday Weekend Review #194

THE THINGS YOU LEARN FROM PEOPLE YOU DON’T WANT TO LEARN FROM CAN BE DRAINING.   When you’re successful and rich everyone else around you is either rich, richer or poor. There is no in-between because life-style change if adopted can skew the mind even if rich people were once poor themselves. It’s easy to get caught up in the luxury of financial security and for some rich people their life revolves around becoming even richer. They didn’t get where they are without hard work unless of course the money was inherited. This is where the term the “Rich run with the Rich” comes from because what are poor people going to teach rich people who they don’t already know, right? Wrong. As I sit here typing this with a spoon deep in a jar of peanut butter I can’t help but remember what a gentleman said to me at the park on Thanksgiving Day,”Rich people don’t care about your life when you’re poor.” I couldn’t get the conversation I had with him out of my mind. I was out with the family on a lovely Autumn day on my day off  and we decided to bring our son to […]

I Want To Be The Tooth Fairy When I Grow Up : The Saturday Weekend Review #189

A SAVINGS PLAN STARTS WITH A LOST TOOTH   The real tooth fairy doesn’t necessarily have to be a girl in a pink fluffy dress with fairy wings and a wand. There are little boys out there just as fascinated with spreading cheer and wanting a job as the tooth fairy when they grow up, like our nephew. Talking about saving money is tough for some parents with their kids but a great place to start is when your child starts losing their teeth. Instead of spending money they get from the tooth fairy take the opportunity to explain to them about financial growth and how it may work in their favour. Not only did our nephew remind us that we have to add tooth fairy savings to our budget as our little guy gets older but that we have to prepare ourselves as parents for these times ahead. What exactly is the tooth fairy all about? The tooth fairy is a fantasy figure of early childhood.The folklore states that when children lose one of their baby teeth, they should place it underneath their pillow and the tooth fairy will visit while they sleep, replacing the lost tooth with a […]

16 Action Steps We Use To Get Ahead Financially : The Saturday Weekend Review #185

YOU WILL NEVER FIND A MANUAL FOR SUCCESS THAT IS WRITTEN FOR YOU- YOU ARE THE ONLY AUTHOR OF YOUR LIFE.   Everything stops for a cuppa tea in our household because it’s during those minutes that we are able to relax, regroup and think about our next action steps. In essence we take a few moments to relax from the stress of our day to see where we are on our path. We’re a family of 3 and debt free including our mortgage and it certainly wasn’t an easy road to get to this point of freedom. One of the most important mindsets that we adopted early in our marriage was that we would partially sacrifice today for our future riches. That meant that we didn’t go out partying nor did we buy things we didn’t need. We were all about frugal living and still are but the emotions we felt when we burned our mortgage papers made us realize that it was all worth it. The smiles and gut-busting screams of relief made it all feel real to us. No more debt, no one can take our life away from us now, we own it. Except for death […]

grocery game monthly challenge

5 Ways To Spend Less Time Grocery Shopping And More Time Saving : The Grocery Game Challenge 2016 #2 Aug 8-14

YOUR TIME SAVINGS ARE JUST AS IMPORTANT AS YOUR GROCERY SAVINGS   It may sound silly to some of you to time your grocery shopping trip but this is something Mrs. CBB and I have done the past few weeks only to be shocked at the results. It was time for a grocery shopping experiment to test just how well we were utilizing our time in the grocery store. It’s so easy to get lost in the grocery store world especially when tuning out what’s happening in your life outside of the auto-sliding doors which is almost instantaneous when food is involved. No one wants to be stuck in a grocery store longer than they have to be but like surfing the web can be addicting so can grocery shopping. The time spent on your grocery shopping trip should start the moment you get into your car or step out the front door to complete what most people either love or hate as a task that keeps us nourished. It’s a food love or hate relationship that can be costly or for some strategic where savings and structured goals become more of a marked challenge than a need. This means […]

grocery game monthly challenge

30 Must-Have Student Food Pantry Staples : The Grocery Game Challenge 2016 #1 Aug 1-7

Create your own student cookbook: University and College Cooking 101   You may or may not be a student but if your child is off to College or University don’t pass on the opportunity for them to spend 10 minutes reading this post about cooking and living independently away from the family home. I’ve been a student in University twice in my life and both times I made sure to have a stocked food pantry to stop me from eating out which is a HUGE waste of money for any student. It’s one thing to be social and another to be lazy in the kitchen if you are able to cook at home. I had many friends who considered themselves the starving student only because most of their student budget went to booze, partying and eating fast food. That’s a sure-fire way to starve your budget and your tummy of nutritious food. What I’ve learned throughout my frugal student years in the kitchen may serve as a handy reminder that you CAN eat decent meals at home and kick the fast-food habits many students take on when they move away for school. First off you need a student budget and […]

Forever Debt “Spend Money Like You Have It”: The Saturday Weekend Review #176

LIFE GIVES US OPTIONS AND WE MUST DEAL WITH THE CONSEQUENCES OF OUR CHOICES EVEN IF IT’S A COMMON SENSE LESSON   Since Father’s Day is around the corner I thought this email from a fan was fitting and likely one of the reasons she submitted it when she did. A timely lesson about wealth, money and debt. Liz learned her lesson the hard way and now she’s digging her way out of $50,000 worth of  potentialforever debt because she believed that if you spend money like you have it then everyone will think you’re successful. That’s the situation which 30 year-old Liz is battling now that she is done University, living on her own and has nothing or nobody to fall back on, not even her credit cards. The safety net which she called “plastic” has since been cut up and she was forced to put herself on a cash diet and a strict budget. Her story details the life of an entitled child who was handed choices but with consequences just like any other person. No one likes to succumb to a tight budget but you if you spend money like you have it then you must suffer […]

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