How To Avoid Turning One Dollar Into A $29 Credit Card Fee

A CREDIT CARD HAS ONE MISSION-TO MAKE MONEY.   Would you open your window while driving and empty your wallet out? Laughable, however too many of us do this without even knowing it. Never ever just open a credit card bill or any bill and just pay it. If you do this then you run the risk of throwing money out the window. This almost happened to us but thankfully we DO read our statements and found a surprising credit card fee that was not expected. Related: Why you should always read your grocery receipt Besides earning rewards some people they pay a heavy price for holding a credit card balance and paying the minimum. That’s really not what I’m going to talk to you about today though. Quite the opposite actually which not only sent us to the telephone with our jaw dropped but to find out almost all credit card companies do this. Credit Card Fees…. there’s more than 1. We’ve never once paid any interest to a credit card company and don’t plan to begin but this isn’t an interest charge it’s an over credit limit charge. If you thought that your credit card would send out […]

7 Facts about Credit Card Loans That make them Overshadow Bank Loans

FROM TIME TO TIME YOU MAY BE FORCED TO MAKE FINANCIAL DECISIONS WHEN YOU DON’T HAVE AVAILABLE SAVINGS.   There are options with-in reach for those of you who are struggling to get ahead provided you find one that works with your budget. In this era of digital transactions, credit cards have a myriad of uses ranging from cashless transactions, reward points to special deals. In fact Mrs. CBB and I typically only use our credit cards to make purchases because of the perks. We pay our credit card in full at the end of the month and hardly ever have to step foot into our bank. Credit cards offer the convenience of shopping almost anywhere across the globe with a swipe, tap or insert payment option. If handled correctly credit cards can be a source of freebies and financial help in the event you are stuck without emergency savings as back-up. Even if you do have savings, sometimes they are just not enough depending on the circumstances. In addition, you can access a fast pre-approved loan within and sometimes over their credit limit. The company advances you the amount that you can pay at a later date with a […]

grocery game monthly challenge

12 Practical Ways To Afford Expensive Food For Less : The Grocery Game Challenge 2016 #4 Sept 26-Oct 3

The most expensive meal you will ever eat is the one you can’t afford.   When you crave the most expensive steak but your budget can’t afford it there are ways to get what you want but the key is, patience. Luxury food differs from person to person depending on their grocery budget but it is possible to splurge without paying the price. Most frugal consumers read the flyers and create their grocery list based on that alone. If you really want something that you just can’t afford it’s important to be mindful when you grocery shop. By that I mean scanning for prices. You may not be able to buy it at that moment but eventually you’ll get what you want. We get a bit happy in the grocery store if we find 50% off packages of bacon or other expensive food that we would never buy full-price unless we had to. Even then we may never buy some of the more expensive food on sale because it’s not practical for our family. Over the years we’ve experienced just about every way possible to purchase expensive food that we wouldn’t typically try for less. You may buy a fattier […]

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