How To Avoid Turning One Dollar Into A $29 Credit Card Fee

A CREDIT CARD HAS ONE MISSION-TO MAKE MONEY.   Would you open your window while driving and empty your wallet out? Laughable, however too many of us do this without even knowing it. Never ever just open a credit card bill or any bill and just pay it. If you do this then you run the risk of throwing money out the window. This almost happened to us but thankfully we DO read our statements and found a surprising credit card fee that was not expected. Related: Why you should always read your grocery receipt Besides earning rewards some people they pay a heavy price for holding a credit card balance and paying the minimum. That’s really not what I’m going to talk to you about today though. Quite the opposite actually which not only sent us to the telephone with our jaw dropped but to find out almost all credit card companies do this. Credit Card Fees…. there’s more than 1. We’ve never once paid any interest to a credit card company and don’t plan to begin but this isn’t an interest charge it’s an over credit limit charge. If you thought that your credit card would send out […]

grocery game monthly challenge

President’s Choice World Elite MasterCard Is Helping Us Get Loads Of Free Groceries: The Grocery Game Challenge #1 Oct 5-11,2015

WE LOVE FREE GROCERIES   President’s Choice (PC) Financial has done it again bringing customers the No Annual Fee President’s Choice Financial World Elite MasterCard to the table. We really do love that there are no annual fees on this credit card or any PC Financial MasterCard which is why we chose PC. My wife banked with PC Financial years before I emigrated to Canada. It was only natural that I sign up for my first Canadian Credit card with PC. I needed to build a credit history in Canada as a permanent resident so we were able to get a mortgage. Thankfully the good people at PC Financial were kind enough to give me that start in a country I was now calling home. As the years have passed PC Financial MasterCard has come out with new versions of their popular MasterCard which my wife and I have always applied for. There are now three PC MasterCards all of which we have used over the years including this brand new one I’ll be telling you about today. All PC credit cards now have the chip and pin technology which just about every shop accepts and it’s great for security […]

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