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Mr.CBB’s Personal Finance Reading List #7 Air Fare Wars~ Air Canada Price Guarantee!

Posted: February 15, 2013 in PF Weekly Reading List
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Personal Finance Weekly Reading List

From Storage Wars to Product Price Wars and now to Air Fare Wars with Air Canada heating up the runway with a promise of an Air Fare Price Guarantee. Yes you heard that right and Air Canada is communicating this to its price savvy customers stating that if they book online they WILL get the BEST price Guaranteed. So, after you book and purchase your ticket “if you find a cheaper price for the same flight, itinerary and fare brand on another Canadian website Air Canada will give you a travel credit $50 plus the difference in the air fare costs”  according to Ben Smith, Air Canada’s chief commercial officer. Wow, I’m impressed although West Jet has something similar promising the lowest prices. This reminds me of the Canadian Tire Price Match Guarantee where they will not only match the price but give you 10% back in Canadian Tire Money to spend in the store. I know I’ve always plotted my purchases around these perks and will continue to do so as long as they are available.

I don’t know what it is any more but every where we look competition gets hotter and options just keep getting better although every dollar counts when it comes to saving. They know what consumers want, “The Best Prices” and they should stop at nothing to provide them to us even if that means price wars, business is business after all. As most Canadians continue to balance the family budget they also tend to stop spending as much money especially when consumer debt is a big part of the picture.

Canadians are always looking for ways to save whether it be price matching, cutting coupons, deal sites, coupon codes and now even money-saving apps like Checkout51 and Freshpoints Canada for the Iphone. Many stores have a price match guarantee and even a price adjustment policy which for some last up to 90 days. We purchased our water softener from Sears Canada which has a price adjustment policy for the 90 days so if they sell it cheaper we can head in and get reimbursed the money. It’s perks like these that the customers want to see because there is nothing worse than finding the same product for less.

With Air Canada I think it’s a great idea and will help bring back some of the customers as prices have always been much higher to fly with Air Canada hence why most people look for cheaper fares. Any time an organization steps outside with it costs, that cost rolls right down to the consumer. With all the technology and marketing a big company like that should be able to take it on themselves rather than shovelling it to online retailers which costs Air Canada a commission. Will this work is the question? Only time will tell but money talks, there’s no doubt about that.

Mrs.CBB and I both never bothered  heading to the Air Canada site after realizing prices were just far too expensive.  I guess you get what you pay for. All I ever worried about was getting from point A to point B safe, a good cuppa tea and space. I don’t care how cheap the flight is but if I must have smokey the bear breathing and drooling on me they can keep their money especially if it is a long flight. If it’s a short flight I’ll suck it up but anything over 8 hours I’ll pay the extra.  I’ve got a few good stories I might share one day.

I’ve travelled to many countries and I’ve never once booked through an agency. I would always search the internet looking for the best prices for air fare and book that way to save some money most often avoiding the direct airline websites due to cost. There were times I would chat to people on the plane and they would tell me what they paid and I would either bite my lip or smile because I knew I got a better deal. It pays to look around but it also helps when the big boys like Air Canada throw these types of money-saving motivators into the mix.  I’m sure this is only the beginning and we will see more air fare wars coming out of hiding because like anything money makes the world go round.

You can read the full story here.

How do you book your travel flights?

What was your worst experience on a flight?

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Three Best Things About Being Single When It Comes To Money

Posted: January 2, 2013 in Fan Financial Success Stories
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car with kids

A year ago I would have never pictured myself as being a single mother. I’m sure no married mother actually pictures herself on her own raising her children. But life happens and there are just some things that we will never be able to change. Being single isn’t all that bad; there are actually many perks and being able to make your own personal financial decisions is one of them

The three best things about being single for me when it comes to money are…..

1.)    You Can Make Your Own  Financial Plans. My ex-husband and I disagreed a lot when it came to managing our money. While he did let me have most of the control over the cheque book, he would often make comments like “I will work until the day I die.” Of course me being a personal finance junkie would just feel my eyes roll into the back of my head every time I heard this. Well of course, without a plan and some savings you will work until the day you die. I can now organize my game plan without having to beg somebody to jump on board.

What I can Do Being Single….
  • If I want to start a ROTH IRA, I can do it.
  • If I want to buy individual stocks to invest my money, I can do it.
  • If I want to live on beans and rice to save money on groceries (not that I would), there is nobody stopping me, I can do it.

2.)    You are the Only Person in Your Way. Now when I set my goals I am the only person who can keep me from success. If I fail it is all on me. I have nobody to blame but myself. So as long as I can keep my ambition (which I will) I am heading straight for the finish line.

3.)    You Have to Depend on Yourself. Now this third one isn’t quite as fun, but it’s a challenge and I am always up for a challenge. It takes a little bit of time to learn how to be independent again but once you get that down you feel unstoppable.

Believe In Yourself! 

A new-found feeling of independence does wonders for your confidence. Knowing that you are smart enough and above all responsible enough to support yourself and kids (if you have any) and still have the drive to go after your dreams. That is an amazing feeling, especially if it’s one you thought that you would never have.

So those are my favourite three things about being single when it comes to money. Now, I am able to wake up each day, accomplish the most important things and go after my goals, whatever they might be. There’s an upside to every situation and being single isn’t so bad after all.

Guest Post: Alexa is a newly single mother to two beautiful little girls. She chronicles her journey as a single mother trying to make it big at Single Moms Income.

It's Not About How Much Money You Make It's How You Spend It

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