grocery game monthly challenge

Luxury Food Products That Are Eating Into Your Grocery Budget : The Grocery Game Challenge 2017 3&4 May 15-28

THE WORD GOURMET AND LUXURY ARE PARTNERS IN CRIME AND IF YOU MEET WITH THEM BE PREPARED TO PAY THE PRICE.   The most expensive food is the food that you can’t afford to buy. Your grocery budget should be important to you especially if finance is something that you want to challenge and control. For most consumers the  number one budget category to tackle is the food budget. The reason is because we can change how we shop and what we eat. Product prices differ all over Canada and for this reason depending on where you live the struggle to keep on budget may be near to impossible or at least seem to be. One way you can help your grocery budget>>Investigate your habits. Find out what gourmet really means and why you should consider chopping luxury food products that take up too much real estate in your shopping cart.There’s nothing wrong with indulging in your favourite luxury food products but when it becomes a habit you may be biting off more budget than you can chew. Stop making excuses as to why you need a bag of chips every time you watch television or pop in a DVD […]

Poverty Stories: Growing Up Poor Made Me Rich But Not Happy

SOMETIMES WE KEEP LOCKED UP THINGS THAT HURT US THE MOST.   Fan Submission to Poverty Stories My parents married when they were 17 years old back in the early 70’s and lived in a town just outside of Toronto. Shortly after I was born into what was a loving family environment that did what normal families do. This was the happiest and scariest moments for my parents because financially they were just getting started. Luckily both of their parents lived in the same city and they were able to get help from them with babysitting and anything else they needed. Both my parents are the youngest of many siblings who watched their brothers and sisters grow up to become successful in their careers.   Walk down the aisle   Back in the early 60’s and 70’s it wasn’t uncommon to get married before the age of 20 years old so naturally having a baby was the next step. My mother was an accomplished musician among her peers and my father followed his passion as a plumber in the trades. By the time they were in their mid-twenties they were both working steady jobs and life was getting busy. My […]

How To Boost Your Financial Situation When You Can’t Afford To Pay Rent

THE CHOICES WE MAKE WITH OUR MONEY AFFECT EVERYDAY LIVING   Not everyone who struggles to pay rent wants to up and move but for many it’s a reality that they must face because they wrangle month after month with financial insecurities. The biggest issue facing many Canadians right now is that rent in most cities keeps going up along with the cost of living and minimum wage has not kept up with inflation. About one-quarter (3.3 million) of all Canadian households are precariously housed, living in housing that is unaffordable, over-crowded, below standard, or a combination of all three. Poverty in Canada is high with many Canadians struggling to make ends meet even if they are those friends, family and neighbours with the big house and fancy cars. You’d be surprised how many rich-like people are actually house poor. There’s a reason spending only 30% of your gross income on housing is imperative because if you go over you face declines in other areas of your budget such as food, transportation, clothing and other necessities. There are 35,000 Canadians are homeless on any given night. Over 235,000 Canadians experience homelessness every year with 5000 being unsheltered, 180,000 staying in […]

Do we ignore the poor people? : The Saturday Weekend Review #67

NOT SHY TO SPEAK UP BUT EASY TO IGNORE   Many of us have a helping hand when it comes to helping the poor by donating your time by volunteering, fund-raising etc. I watched this video this morning called “F the poor” which I will share with you below but what is ironic in the video is how people react to a strong message and what they consider to be powerful words. When people are on the streets going about their daily chores and actually see homeless poor people asking for help many turn a blind eye. No one asks to live in poverty yet circumstances are sometimes beyond our control. Some people even shake their heads in disgust and have nasty words to say like, “get a job” or calling the poor “lazy”. Most often it’s the opposite and they’d do anything for someone to reach out or recognize them. It’s true though, without a job how can you make any money? I can’t tell you what life is like being poor as I’ve never been there and I won’t even try to explain to you what emotions some must feel. I’m sure their motivation has decreased and they […]

Reader question: Budgeting tips for low-income families

Budgets Do Not Discriminate This low-income budget question that was sent in by a reader caught my attention as it’s not the first time I’ve been asked for tips on such an important topic for Canadians. Many people are in the same position as this reader so I hope I can shed a bit of light on the topic of budgeting and low-income families for those that are reading today. This is one of those touchy topics so please bear with me as I realize many people are struggling through tough times. Debt is debt, money is money, a budget is a budget. I know all of you have unique situations just like we do. I don’t claim to be a budget hero, just a guy who wants to listen and share what we do with our budget. Nothing is easy, we fail, we get right back up again. Dear Mr. CBB, I’ve read your blog for a while now as I was searching for some family budget information and a sample family budget so I can start to budget for our family. We come from a low-income Canadian family which we feel is at the poverty level in Ontario. […]

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