You Won’t Believe The Year CBB Had In 2017 : The Saturday Weekend Review #246

THE GOOD, THE BAD AND THE UGLY SIDE TO OUR BLOGGING JOURNEY   I’m not sure if magical is the term I’d like to describe 2017 for Canadian Budget Binder like it was in 2015-2016 but I will say it was challenging and we conquered it. We may not have reached all of our blogging, personal and financial goals but there was no way in hell we were going to give up, and we didn’t. There is no good, bad or ugly to CBB rather we tend to view it as opportunity to do better, learn from our mistakes and take on new challenges. I’ve grown so much as a blogger over the years and the most important thing I’ve gained is a reminder that this blog is MY opinion. I don’t get bothered as much when people say what they want to say like I used to. You can take it, or leave it. Isn’t this the way we should look at most things in life? If it adds value stick around but if you’re not willing to change your financial situation or don’t care then leave it. One of the coolest things we did in 2017 was take […]

What to Expect With Little to No Retirement Savings : Our June 2016 Budget Report

UNDERSTANDING HOW RETIREMENT WILL AFFECT YOU NOW IS BETTER THAN FINDING OUT LATER WHEN TIME IS NOT ON YOUR SIDE.   If you’re tired hearing about how much money you should have in your retirement savings to live comfortable in the golden years and want to hide because you’re not part of this elite group of savers- you’re not alone. Company pensions, in particular defined pension plans are becoming a perk of the past and Canadians are left will few options when it comes to retiring without living the rest of their years poking through a tight budget. I’d love to retire early but since the birth of our son we’ve seen our life goals change significantly where we were content living mortgage free in our house and living happily ever after. Now we are talking about buying a bigger house to have more room for our son to run around along with an in-ground pool. That means we’ll need to save even more money if we hope to pay cash for the next house or face added debt of a mortgage loan once again. Related: Retiring Early Should Never Be Expected I received an email from a reader who […]

The Dollar Store Should Be Called The Dollars Store : The Saturday Weekend Review #166

ONE PRICE DOES NOT FIT ALL: DOLLAR STORE ITEMS ARE GOING UP IN PRICE   It’s easier for consumers to justify spending a dollar on a product but what happens when that same products is now double or triple the price? The everything for a dollar store is now dead and has been for a while but now prices are slated to go up again at Dollarama. Low-income earners are not the only customers that frequent dollar stores to stock up on a variety of products for less. Just about every wallet and bank account finds something they need at the dollar store. Why spend more money than you have to if you can find it cheaper? That’s the way the wife and I have thought over the years as customers to many dollar stores. Almost every store you go into today has some sort of dollar section where they try to compete with dollar stores around Canada. It makes sense because if they can fool all of us into one-stop shopping then they have control over the market which can be bleak at times. There isn’t any money to spend for consumers so less is best yet we all […]

Magical Things Happened At CBB in 2015 : The Saturday Weekend Review 2016 #153

NEVER A DULL MOMENT WHERE MONEY IS CONCERNED!   Sitting by myself on New Years Day enjoying coffee in the morning to write this final post I realized that I’ve had a magical 2015 year on CBB because of all of you! Thank-you. I’m over the moon excited that Canadian Budget Binder has done so well over the past 4 years and continues to grow not only with subscribers but how the community has come together. I’ve made some amazing online friends whom I’ve never met but we chat quite often about life in general. As CBB moves into the 5th year of life on the world-wide web I’ve realized that personal blogging really is all about the “Personal aspect” and that’s what people want to read about. I’m fortunate that being a frugal living/budget blog that I get quite a few emails from fans who are looking for answers or support from the Canadian Budget Binder community. The Grocery Game Challenge which has been very successful over the years for all the fans who participate is gaining more and more attention. With the prices of food and utilities going up even further in 2016 I’ve had fans email me […]

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