How a small town family saves money on groceries

SMALL TOWN SAVINGS   Today we have a guest post from a small town fan of Canadian Budget Binder who wants to share her insights into grocery shopping on a budget when your options are limited. If you are a fan or a personal finance blogger and would like to share a story please read my guest post guidelines and contact me. My name is Christine and I live in a small town in Ontario and have followed Mr CBB for quite a while now on the blog and participating in posting my grocery shops with his Grocery Game Challenge since Sept 2012.   Our grocery budget   I shop for my family of 4 which includes my two adult children, my husband and I. We also can’t forget our family pet fat cat Stuart who eats up a part of our grocery budget as well. Our grocery budget is $650 per month so I have to make that money stretch and living in a small town can make that challenging for me. I have tried very hard to keep things within my budget, not always successfully. It’s been a learning experience to say the least. If you have been […]

grocery game monthly challenge

The Grocery Game Challenge #2 May 13-19, 2013-Discount Days And Rewards Programs

  What would the grocery game challenge be without discussing discount days and rewards program perks to save money in the grocery budget? Essentially a discount day is a day or many days where a grocery store offers discounts to its customers and in some cases like Juanita’s, a further discount for holding a loyalty rewards card. I was intrigued by the deep discounts some of the fans, especially Juanita who scored some great deals on groceries at Sobeys during a discount day that offered a %10 discount to all customers and a further %5 if you were a Club Sobeys member. She may not have gotten everything free or a 98% savings but she saved a significant amount of money by planning this shop and the savings that came with it. I’m not too familiar with discount days at Sobeys as I don’t frequent that grocery store as it’s too far of a drive for us to the nearest shop. I find it interesting to read all about the different discounts and savings programs all around the world, not just in Canada because pricing isn’t always the same. In many cases staple foods are not the same either so our diets differ and […]

grocery game monthly challenge

The Grocery Game Challenge #12 March 18-24,2013- Pass The Salt Please!

  How much salt do you consume on a daily basis in your diet? If it’s more than 1500 mg a day you may want to start learning more about sodium and how much you are shaking on your food, putting in you meals and purchasing in pre-made foods. It’s something we don’t normally think about when we buy food but after watching this past weeks Marketplace episode “What’s On Your Plate” things changed. While at the supermarket we started investigating labels ourselves. Needless to say the wife and I were shocked when we turned labels over and started doing the maths. We literally walked up and down the cracker and pasta aisle reading labels and trying to make sense of it all. After watching the show we concluded that we likely have far more salt than we need in our diet and hope to make some changes. Sometimes it’s television shows like this that really open our eyes to what most of us tend to just “forget” or pretend to hear. If you are not sure about your sodium level head over to Marketplace and test your plate for sodium with their interactive sodium calculator, I bet you will be surprised.  It’s […]

grocery game monthly challenge

The Grocery Game Challenge #6 February 4-10, 2013~ What Foods Not To Eat, Organic and Gardening

Photo Credit I was reading an article yesterday on Yahoo about 9 foods that we should never eat and wasn’t sure what to make of it. What I did realize though was how important growing organic food was and why we do it every summer. One of the items on the list was canned tomatoes which we use in the off-season for making pasta sauce. It states that it’s not that tomatoes that are the problem it’s the can. The can itself apparently has a harmful chemical called (BPA) Bisphenol A which is a chemical found in hard plastics and the coatings inside food and drink cans called epoxy resins. They behave in a way like estrogen and other hormones in the body. After reading more about the potential health effects of this chemical I’m shocked they are even allowed to be using it. The article goes on to say that it’s best to find tomatoes in a jar rather than a can. We typically buy our tomatoes in the can. A few other foods in were deli meats which they say are crap, which for the most part may be true as they are full of sodium, hormones, antibiotics […]

What Products To Stockpile For Maternity Leave

Deciding what products to stockpile for your maternity leave, and how much, is no easy task! It’s no secret that when you transition to maternity leave you will take a big hit to your regular monthly income. What can make it even harder is that the adorable bundle of joy you just brought into the world additionally has a not so cute impact on your bank account! So, how do you cope? Plan ahead! They say hindsight is 20/20, and I fully believe it! This list is based on my own personal experience of what I wish I had stockpiled for our munchkin’s arrival, and what I will be stockpiling when munchkin #2 comes along! The best items to stockpile are the ones that will help counteract the new expenses being introduced to your monthly budget while you still have a regular income, and simply to help you still live life with as little adjustment as possible! Products To Stockpile For Maternity Leave Stockpiling Diapers–If you are planning on using disposable diapers, try to have at least your first 3 months already on hand by the time baby arrives. If you plan far enough ahead, you are given the luxury of waiting for clearance sales and coupons to combine with them […]

grocery game monthly challenge

The Grocery Game Challenge Sept 10-16 ~Almost Fall!

Soon enough the Fall leaves will start to turn colour on the trees and the leaves will fall to the ground. The children will be merry and the parents saddened to have to rake the leaves although I bag them and use them for compost on my garden the next year. The nights are getting chilly but the garden seems to be blooming the best it has all year with new flowers on the go each and every day. I can’t tell you how thrilled we’ve been to eat tomato salad pretty much every single bloody night. If you detect some sarcasm, you are not far off, but I’m sure I should have nothing to whine about. We grew over 40 plants from seed this year far more than any other year where we typically had 8 plants. We will be scalding some soon and putting them in the freezer as the novelty of organic tomatoes has run its course in CBB cuisine. Our Crab Apple tree is now empty of the beautiful apples since we made crab apple spice jelly but apple crops are in full swing in and around Ontario. You may notice the prices have soared and that’s all […]

Mr.CBB’s Weekly Blog Post Picks-June 15,2012

Canadian Budget Binder’s Week In Review Well as per normal I’m a crazy man trying to multi-task my way through life with the wife,work,gym,blog and education (my job is that of continuous education, I guess the more I learn the likelihood I continue saving people’s lives and keep the wheels of life turning). Work has been very hectic this week but I did manage to keep up with reading and writing blog posts. My fans are number one so I always take time from my day to drop in and say hello! We had some excellent guest posts this week that I hope you will read and learn from.  Enjoy! The Grocery Game Challenge June 11-17-Easy Savings – If you haven’t posted your grocery shop for the week… take a few minutes to post it with the rest of us. You will see the savings week after week.. and you may just WIN our monthly prize! Save Big Live Better now has a printable coupon list which helps to make your shopping experience much easier! Are Frugal Men Sexy And How To Potentially Spot One- Frugal doesn’t have to mean “cheap” it means “MONEY SMART‘. Knowing Your Prices Is The Key […]

grocery game monthly challenge

The Grocery Game Challenge May 28-June 3 Hot Hot Hot!

We are now in the last week of May and it sure has been abnormally HOT for most of us in Southwestern Ontario.  Please let it rain mother nature! We’ve  been using the barbeque quite a bit for the past couple months.  Nothing like a bbq, and nice cold beer and having your mates around. Since purchasing a new gas barbeque earlier this year we are happy with our decision of  buying one with the side burner and rotisserie. We use the side burner to boil potatoes, corn and small fry ups.  This saves us money rather than using the electric stove in the house with the added bonus of  not heating up the house. We have yet to put our Central Air on likely around July same as last year although we hardly use it. We have also been cooking from scratch lately and rather enjoying the recipes I’ve developed in the kitchen. Recently I made Mr.CBB’s Slammin Chili with a Spicy Cheddar Bacon Corn bread which was so good and paired well with the chili. I’ll be posting the chili recipe later this weekend. With that being said, this week was a slow week in terms of shopping as it […]