PF Weekly Grab a Brew #46: Gift Exchange Wish List and Holiday Contests Win $1000+ cash

caramel pecan pie

YOU CAN’T WIN IF YOU DON’T ENTER Ah, the good old saying that you can’t win if you don’t play reminds me of budgeting. You can’t get ahead financially if you don’t play the budget game and know exactly where your money is going. The budget is a game because you play to beat yourself at spending less than you earn. Sure you can be one of those people who can figure it all out in their heads but I personally am a fan of seeing the numbers on paper and knowing where my cash is going at all times. I’m not one to judge but we all manage our finances the way we want and if you are getting ahead and meeting your goals, more power to you. It was early this morning the Christmas gift giving text came in as we had to draw names again due to a glitch in the system… OK I confess we forgot to draw names in January like we traditionally do so it had to get done as soon as possible. This year we are now spending up to $150 per person that we have to buy a gift for in our […]

The Celebrate Like Scrooge Christmas Gift Exchange

Now I know that old Ebenezer Scrooge has a reputation, and it isn’t as a suave investor or brilliant saver. I imagine him walking about in a house coat with a grimace and a hook for a nose. Not exactly the kind of guy I want babysitting my three kiddos. But let’s not deny that he was a hard worker who amassed a large fortune by spending very little and sacrificing where required. Besides his gruff exterior and dislike for Christmas, isn’t he just a wise spender! There is a lesson here, I can sense it In honour of Ebenezer Scrooge’s wise habits I am going to change my giving this year and would like to have you join me in this new tradition. I am going to cut back on non-essential gift giving, and definitely not go into debt while shopping. That’s right! I am going against the social norm to start a new tradition. No more generic $20.00 trinket or gift card. My friends and I are going to give each other crap from our basement. To participate with me, just find something hideous or broken in your basement and wrap it up in newsprint to give to some poor sucker in a Christmas […]