8 Habits We Pursued To Became Powerful Savers : The Saturday Weekend Review #234

ONCE YOU FORM A HABIT IT BECOMES AUTOMATIC   Start to talk about money and everyone is all ears because not everyone is as rich as you think. Over the years I’ve come to realize that not everyone who wants to know about how savers get their money motivation actually want to do the same. I believe that reading about success stories for some people who want to become savers is like getting a high and then slowly coming down because they never take their goals to the next level. Mrs. CBB had her friend over the other day who just happens to be far younger than she is but our sons have grown up together. In fact they are best of buddies so we see them often and celebrate milestones together. Although, we could technically be their parents if we got pregnant at the same age they have, twice. I know, right, twice. They have two children under the age of 3 and they are barely out of their teenage years. They bought a second-hand newer model car, rent a basement apartment, go to school and work full-time. Who does that? Lots of people do and it’s not really […]

September 2013 net worth update: (+0.72%) Believe and see victory in numbers

Your Net Worth Is Seen Through Your Eyes So Open Them Wide I love reading about how other people grow their net worth because it’s motivating for me to see that if someone else can do it, so can I. I believe that having a positive attitude about money is a way to get from the bottom to where you want to go, after all we all started down there. Just the other day I finally included our Canadian Budget Binder Budget Spreadsheet to my Free Money Saving Tools which only took me 2 years to put together. I have had many people test out our budget for me because I wanted it to reflect our values as a couple in terms of finance but also to include elements that others might enjoy. Without our budget I can safely say that our net worth wouldn’t be where it is today although we have a long way to go in order to reach our personal finance goals. This past month our budget has taken a hit with all the spending we have been doing around the house mainly. Finishing the landscaping and purchasing 2 new computer systems cost us big time […]

Bust our budget September 2013: Free Canadian Budget Binder Budget Spreadsheet

A Money Smart Budget Begins With You   If you’ve been waiting for my free excel budget spreadsheet for the past 2 years the time has come that you can now download it free. If you have been following Canadian Budget Binder and have read my budgeting series and are still not sure if you want to budget then at least download it and give it a shot for one month. I often talk to fans who email me for budget help but they don’t use a proper budget or one that gives them the data they need to make informed decisions. You don’t need a budget that is so detailed you get lost with all of the information, at least we didn’t. There are so many free budget spreadsheets available on the internet it’s not a one size fits all system. I don’t think there is any one “perfect budget” out there but you can customize an existing budget to fit your lifestyle. I’ve used many online budgets, printable budgets and the pen and paper version so if at first you don’t succeed, don’t give up. You can’t win the battle if you hang up the towel at the […]

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