Posts Tagged ‘Shopping list’

The Grocery Game April 29-May 5

The only time I would say to ignore your grocery flyers to save money is when your budget is set up for a no-shop week like ours is this week. You can do whatever you want but for our budget it’s imperative that we toss them in the bin and get on with our week. Another reason would be if you just have too much food in the house and you don’t need to shop.

The weekly grocery flyers offer up a great way to plan and save money but they can also hinder our grocery budget goals at the same time. Weekly flyers are simply another marketing ploy to get consumers off the couch and into their store to spend, spend, spend money.

A few weeks back I told you to “ditch your coupons and let them expire”, especially if you find you are using coupons just because you have them. There comes a point where you have to decide whether certain products are necessary and adding value to your budget.

If you have food that sits around and wastes because no one is eating it maybe you shouldn’t have purchased it in the first place. We’ve done that before but quickly stopped it. It’s just a waste of money, with or without a coupon.

Don’t let the grocery game photo fool you this week for April we can proudly say that we did not spend any money this week.

If you follow along the grocery game challenge and I hope you do, you know that we are well over budget for the month of April. Since my wife is now on a low GI diet we’ve stocked up on more fruits, nuts and vegetables than we normally do. Our pantry for the most part has always been well stocked but now we will be looking to fill it with brown rice, oat bran, All-Bran and many other items that will fit into her meal plan. You know, the kind of food that gets your engine started in the morning…….

Ignore Your Flyers and Save Money

Whether you are grocery shopping for 2 or more people in your family or if you are a single person who has a grocery budget that you want to stick to there may be certain situations where it’s best to toss your flyers in the garbage. I find that we sometimes struggle to stay out of the stores when we know we shouldn’t be in them in the first place.

One of our biggest excuses is that we are going coupon shopping, looking to see what’s out there for deals and pink stickers. Sometimes if you don’t get them when the coupon rep puts the pads of coupons out you might be hard pressed to ever find them.

When 5pm rolls around at the CBB house on Thursdays and the flyer girl shows up with our weekly grocery flyers we grab them and take to the couch to see who has the best prices on deals for the upcoming week. Some of our favourite weekly flyers are the No Frills flyers, Food Basics flyer, Sobeys flyer even though we hardly if ever shop there we use it to price compare typical products we purchase on a weekly basis.

I’m a sucker for the Canadian Tire flyer but that’s a whole other part of the budget, thank goodness or else we’d be in big trouble. I know it sounds kind of boring to do but part of the process for us in learning who has the hottest grocery deals and how we are meal planning and sorting out what we will price match for the week.

Weekly Grocery Store Ads Talk to Us!

Do you immediately say to yourself, “oh we need that, it’s on sale”! It’s because the weekly flyers talk to us, they reel us in like nobody’s business and that is the power of print media. Best of it is the food industry is such a lucrative business they will bring these weekly flyers to you via direct mail, meaning delivered to your home for free.

In-Store Grocery shop marketing is meticulous, just ask anyone who in charge of it and how important height, size, shelf space, placement etc is and they will tell you, it’s imperative to the sale and success of a product.

Grocery store competition is cut-throat so you can bet they make sure that everything has it’s place and that a keen eye and focus groups are in place to learn about our shopping habits, “the customers”. You know all the smells and the food samples  and beverages they offer you, it’s not because they think you look hungry or parched they want you to buy these products.

Coupons on the shelf, printable coupons, mail order coupons, insert coupons or coupons in the front entrance of a store are only a small part of getting us through the door. Many of us fail to see the signs because we tend to get in and get out and likely why we have to trek to the back to get the dairy and bread that we need.

They aren’t idiots that’s for sure and they know that if a coupon is there we will come running after all it’s no secret that the coupon industry has exploded. These companies know that if they want to move product all they have to do is attach a coupon and boom… they are well on their way to making profits.

We created this, they created this, we’re all responsible for what the industry has done in order to get us in the door and to the cash register. These companies are in business to make money after all. Our minds are on overload with the coupon phenomenon even bigger than when our grannies used to use them for the small savings they used to get. It’s a bigger deal as is the weekly flyer and in-store marketing ploys but almost every business is the same, they are no different.

Don’t be surprised if product packaging has shrunk and the coupon is just another way to have us think we are saving money when we are not. Pay attention to what you are paying for and you will know when a deal is a deal and when a dud of a deal is not worth your time and money.

The signs are marketing subtle just like the sample cheese and meats on a toothpick or the air freshener that smells like coffee that I was exposed to at one shop just to entice me to buy an in-store coffee. We can’t blame them, like any other business they are in the business to make money, it’s their job after all, no fault in that.

Sure you can view the grocery weekly flyers online if you like but that’s up to you to say, no we need to eat what we already have. It’s a great way to get creative with leftover food that sitting around. You can create the “kitchen sink” recipe meaning using all the bits and bobs in your refrigerator that your family might end up requesting as a weekly meal because it tastes so good.

This month since we are so far over budget we felt we were left with no other option this week than to take the weekly store ads and recycle them without even looking at them. If you don’t have any more money to spend and you start reading the flyers the temptation might be there to start writing up a shopping list, which you want to avoid. I know it may be the lowest price of the season but a budget is a budget and although it may be a tough decision to make, we need to close our eyes and  move on.

Forget About Savings

I know that if we were not in the position we are in now, meaning not having spare cash we certainly would be motivating ourselves even more. It’s not the best way to look at our budget and that’s why we are here so we don’t always think that it’s OK to fall back on our savings to fund our overspend at the grocery store. It’s easy to say, “we’ll just add more money to the grocery budget” if we are spending more but that is the trap.

Once we think we need more funds or are spending more  money for a couple of months we believe that, but it may not be true.  I’d evaluate what I was purchasing first (why the grocery game is so great so we can look back on our purchases to review them) and then make decisions based on needs and trends based on the previous 3-6 months of shops.

If we only had $50 to spend than that’s all we should be spending although that’s easier said than done. No, we don’t want to carry cash as it’s a huge inconvenience for us especially with the rewards that credit cards offer us. It’s a mindset that has to change and that begins with us so we are proud to say we ignored our grocery flyers this week and will cook from our freezer, refrigerator and pantry as we have more than enough food to get us by until next week.

Question: What do you do if you have no more money in the budget to spend but know you have savings or a credit card that you could easily use to fund the purchase? 

Grocery Game Weeks for April

This is the last shop for April 2013. Next week I will post the April Grocery Game Challenge WINNER so posts your shops today! You have until this Sunday at Midnight EST to post for April to get your ballots!

April

For Inspiration read about Canadian Budget Binder fan Donna R who shares her secrets for lowering her family’s grocery budget from a whopping $1100 a month to $600 give it a read now. If you have a budget story you want to share email today!

Past Blog Posts To Help You Shop and Save!

Free Money Saving Downloads just for YOU!!! Get organized with a freezer inventory, meal plan, shopping list, price comparison list and much more!!! Click, Save and Print.. It’s that easy~

Our Grocery Game Challenge Results #5 April

What’s In MrCBB's Shopping Cart

We spent $0 shopping for groceries this week! We are working really hard to find out where our weak spots are and how to combat the overspending.

Yearly Grocery Budget For 2 : $2819.38
  • Total Grocery Budget for the Month: $235.00 or $78.33 week with one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Coupons Used this Week : $0
  • Total Discounts this Week: $0
  • Total Gift Cards Given Used this Week: $0
  • Total Rewards Points Used: $0
  • Stockpile Budget: $20.00 Used: $4.00 this shop for a grand total of $20
  • Total Spent This Week:$0
  • Total Spent So Far for (April): $60.13+$69.83+$171.59+$96.19=$397.74 
  • Total Over/Under spend this shop$ just way over….
  • Total Over/Under spend for the month of  (April): $162.74 (OVER)
  • Total Left to Spend for the Month: $0
  • Total Coupons Used This Month :$26.00+$34.00+$5.00+$10.26=$75.26
  • Total to Carry Over Next Month : ($ 162.74 over will carry over as a negative to catch up)
  • Total Spent To Date This Year: $206.95 (Jan)+ $160.77 (Feb) + (March)$169.62 + (April)$397.74=$935.08
  • Rendezvous Account: $65.38 (this will be used for a date night or a summer holiday)

Weekly Overview: We did very well this week ignoring the flyers!

Canadian Coupons Found This Week

Week 5 Canadian Coupons Found This Week Apr 29 to May 5

 

One More coupon……

Canadian Coupons Found Grocery Game Challenge

 

That coupon if you can’t read it is Save $1 on Starbucks Refreshers Beverages with an expiry of Dec 31,2013

How was your grocery shop this week?

Grocery Game Frequently Asked Questions

Grocery Game Challenge RULES….. Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. 

  1. Do I have to be Canadian to post my Grocery Shop? No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few players from around the world.
  2. When does the Grocery Game Close each month? The Grocery Game Challenge Closes at Midnight of the last Sunday of the last post for the month. You can post your shops all month-long.
  3. Does Your Grocery Budget Include Health and Beauty and Laundry? Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be effected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  4. Where can I find Canadian CouponsHere are your latest Coupon Match-ups  of the week including Checkout 51 from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.
  5. How Do I Know what stores accept coupons? You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.
  6. How Do I Grocery Shop?- I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices. Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I don’t need to buy this or that. You may also substitute items in order to stick to your budget to make it work.

Quote-Budget and Money

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What's In Mr.CBB's Shopping Cart #1 April

We blew the grocery budget up this month and it’s not surprising since we announced last week that Mrs.CBB was now on a Low GI diet. It’s going to take some time for us to get used to purchasing different types of products but for the most part it’s just loads more fruits and vegetables.

We already eat a healthy diet but those splurge days may be reduced to just me pigging out on those yummy treats I create in the kitchen. Ah well, guess that means the whole pan of brownies are for me now. I am fully supporting my wife and she has done so well this past week. She really is on a kick to drop the foods she doesn’t want to eat any longer and I think that’s great.

Last week since I talked about the GI diet and how it might affect our grocery shopping I’d like to start highlighting other special food diets  or lifestyles that people are on. If you are on a special diet (vegetarian, Gluten Free, Vegetarian, Organic) and want to tell us what it is and what types of foods and meals you buy and prepare send me a detailed post with the information. I’d like to share that in upcoming Grocery Game posts.

As of last weeks shop we were already over budget for the month by $93.33 and that’s using up our stockpile budget as well. We have lots to make up for and we will, I promise that to all of you. We went for dinner at our friends last week and after having a conversation about where they buy groceries we were convinced that the best places to shop for groceries on a budget are NOT the speciality shops like they go to.

They did get some posh foods which they shared with us and which you can’t buy in a normal supermarket but for us it would be like walking into the Costco of speciality stores. We splurged that night but can’t wait to have them over for dinner so we can knock their socks off with some of our homemade frugal recipes!

After Mrs.CBB and I both looked at each other and said, wow we are frugal aren’t we, and laughed.

How We Blew The Budget

This week we were super lucky to score some amazing deals on extra lean turkey mince at Zehrs coming in at just over $2.50 per pound. That was also far cheaper than the turkey mince haul we picked up from Wal-mart a couple of weeks back with 30% off stickers. We also managed to find a bunker at No Frills with the Piller’s half hams at a ridiculously low price. I was almost convinced that they priced them wrong but I wasn’t complaining at all.

These hams are not small by any means so I tossed 2 in the shopping trolley. I knew we were heading for disaster with the budget as soon as the meat deals came pouring in. While in Zehrs I was nosey and checked out the prices of the exact hams and no word of a lie they ranged in price from $17.50-$25 each! It took all the strength I had not to go back to No Frills to grab a few more at that lucrative of a price.

When we made our way over to Zehrs the pink stickers on the Australian Cheddar Cheese which is one of favourite cheese nearly knocked us on our feet. We hardly if ever find pink stickers on this premium cheese so we broke all the grocery budget rules vowing to each other that in May we would make up for every last overspend we are making in April.

I don’t suggest that you do what we did we probably deserve a slap on the wrist for it but with the wife now turning to new foods we really wanted to save money where we could while keeping the diet in check. She eats cheese in moderation where I love my cheese and am passionate about good cheese, good wine and good bread.

To make matters worse when we were in Food basics it was like they were begging us to shop. As we walked in the shop out from the back come to young men rolling 5 shelf high carts with all reduced fruit and vegetables. We only went in for a couple of items that we couldn’t price match at Wal-mart but were headed for budget trouble no matter what we looked at it.

We stocked up on sesame oil while at Wal-mart only because it’s the cheapest price plus picked up a Family size box of Chocolate Cheerios with our Free Product Coupon (FPC) since it didn’t state a size restriction, yay! We’ll keep the Cheerios as a treat for when the kiddies come over to visit us.

Since Mrs.CBB needs to eat lots of fruit and vegetables we loaded up avocados which were so cheap you couldn’t pass it up as well as red peppers, tomatoes, bananas, and limes, lots and lots of limes. Our kitchen coupled with the beautiful pineapples we bought is a vegetarians dream with such an array of fruits and vegetables sprawled on our counter tops.

Our Grocery Budget For 2

At this point we don’t feel with need to make changes to our budget because most of our shop was stocking up on prices we couldn’t pass up which doesn’t happen every week. Just like the POP’s point out it’s getting too easy to buy stuff these days whether it be online or by marketing ploys  in the consumer world. The hard part is deciding what the right decision for the budget will be.

It’s a fluke but I don’t recommend shopping like this if you are on a tight monthly budget that you can’t make up for. In all honesty we shouldn’t be shopping like this and are going to get smarter about it in the next months. We are confident that we can pull through for May for this set-back.

I know it sounds silly that we talk about saving money in the grocery budget but aren’t sticking to the plan but we’re human and we make mistakes too. The best part about this group is that you allow me to share our faults without condemning me for not living up to our own rules. The hardest part of our budget has always been groceries, hence the birth of this challenge and we continue to make positive strides and will continue to do so if we have to fight tooth and nail.

Watch out May, here we come! $235.00-$162.74= $72.26 to spend in May which will likely go to milk, eggs and vegetables!

Scanning Code of Practice

To end our shopping bonanza we did manage to help one lady use the scanning code of practice (SCOP) on her Nivea face cream which scanned in wrong at Shoppers Drug Mart. She just finished spending over $75 with her first order only after the cashier motivated her to spend a few dollars more to get the promo of bonus gift cards. Spend more at Shoppers Drug Mart the cashier is suggesting to get a deal. I thought that was great that she did that for the customer who had no idea of the promos.

So we were watching everything that was going on and when the second order was rung in she mentioned the cream was scanning at double the shelf price. The cashier calls for help to get a price check BUT that’s where the saving money ends with the cashier. Cashiers are some times told never to tell a customer about SCOP.

So, I did! I told the customer that if your product scanned up higher than the shelf price you get up to $10 off and that is the only time the cashier jumped in and agreed. The customer asked me about SCOP and I showed her the sign on the door only to have her thank me and ask me a few more questions about the program.

I was happy to spread the word and some cheer so I hope you do the same!

The Grocery Game Challenge

What's In Mr.CBB's Shopping Cart #4 April cart 2

Grocery Game Weeks for April

April

For Inspiration read about Canadian Budget Binder fan Donna R who shares her secrets for lowering her family’s grocery budget from a whopping $1100 a month to $600 give it a read now. If you have a budget story you want to share email today!

Past Blog Posts To Help You Shop and Save!
Our Grocery Game Challenge Results #4 April
Shop #1

Food Basics

  • Cedar Black Olives Sale $3.49 Reg $4.99
  • Fleishmans Yeast- $3.99 (reg price ouch)
  • Bag of White Mushrooms $2.19
  • Navel Oranges 3lb Sale $2.97 Reg $4.99
  • Selection Four 10kg- Sale $7.99 Reg $10.99
  • Reduced Peppers -$1.59
  • Reduced Bananas- $0.69
  • Reduced Avocados- $1.49 x 2
  • Reduced Tomatoes- $0.99
  • Reduced Limes- $1.29 x2
  • Selection Coconut- $0.99

Total Out of Pocket $30.40

Shop #2

Shoppers Drug Mart

  • 2x Eggs $2.49 ea
  • Free Chips $1.99

Total Out Of Pocket- $4.99

Shop #3

No Frills

  • 2x Pillers Hams $6.35, $6.17
  • Bean Sprouts Sale $0.97
  • Red Seedless Grapes Sale $1.00 LB Paid $2.41
  • 2x Green Onions $0.57 ea

Total Out Of Pocket- 17.04

Shop #4

Wal-Mart

  • 2 x cucumbers PM Food Basics Sale $0.72 each
  • Red Delicious Apples PM No Frills Sale $2.29 (8)
  • 2x Pineapple PM No Frills Sale 2/$3.00
  • Bananas Sale $1.17
  • Chocolate Cheerios $6.77-FPC =FREE
  • 2x Sesame Oil $4.98

Total Out Of Pocket- $17.86

Shop #5

No Frills

  • 4 x Australian Cheddar with 5% off Pink Stickers $5.23, $5.83, $6.08, $5.68 ($2.62, $2.92, $3.04, $2.84)
  • 4 x Extra Lean Mince Turkey Sale $2.57, $2.68, $2.68, $2.50
  • Rooster Garlic $0.69
  • 2x Iogo Greek Yogurt 50% off $2.44 each-$0.75 coupons (great yogurt by the way)

Total Out Of Pocket- $25.90

Yearly Grocery Budget For 2 : $2819.38
  • Total Grocery Budget for the Month: $235.00 or $78.33 week with one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Coupons Used this Week : $10.26
  • Total Discounts this Week: $10.00
  • Total Gift Cards Given Used this Week: $0
  • Total Rewards Points Used: $0
  • Stockpile Budget: $20.00 Used: $4.00 this shop for a grand total of $20
  • Total Spent This Week:$96.19
  • Total Spent So Far for (April): $60.13+$69.83+$171.59+$96.19=$397.74 
  • Total Over/Under spend this shop$ just way over….
  • Total Over/Under spend for the month of  (April): $162.74 (OVER)
  • Total Left to Spend for the Month: $0
  • Total Coupons Used This Month :$26.00+$34.00+$(N/A)> Will update on last post of the month
  • Total to Carry Over Next Month : $ n/a We don’t carry over 
  • Total Spent To Date This Year: $206.95 (Jan)+ $160.77 (Feb) + (March)$169.62 + $397.74
  • Rendezvous Account: $65.38 (this will be used for a date night or a summer holiday)

Weekly Overview:

Canadian Coupons Found This Week

Canadian Coupons Found This Week #4 April 2

More Coupons Found This Week

Canadian Coupons Found This Week #4 April 22

How was your grocery shop this week?

Grocery Game Frequently Asked Questions

Grocery Game Challenge RULES….. Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. 

  1. Do I have to be Canadian to post my Grocery Shop? No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few players from around the world.
  2. When does the Grocery Game Close each month? The Grocery Game Challenge Closes at Midnight of the last Sunday of the last post for the month. You can post your shops all month-long.
  3. Does Your Grocery Budget Include Health and Beauty and Laundry? Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be effected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  4. Where can I find Canadian CouponsHere are your latest Coupon Match-ups  of the week including Checkout 51 from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.
  5. How Do I Know what stores accept coupons? You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.
  6. How Do I Grocery Shop?- I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices. Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I don’t need to buy this or that. You may also substitute items in order to stick to your budget to make it work.

Quote-Budget and Money

Are you NEW to Canadian Budget Binder?

  • You can Follow Canadian Budget Binder on Twitter  or Facebook and Pinterest.
  • You can also subscribe to Canadian Budget Binder so you don’t miss a blog post. Fill in your email address on the HOME page of the blog off to the left where it says “Subscribe Via Email