Posts Tagged ‘Southwestern Ontario’

Sears Kenmore Water Softener 

When I found out that our water softener had gone up the spout because of a leaking resin bed tank (the inner tank) I was a little annoyed. This is the time where either the emergency savings fund or our home maintenance projected expenses will come in handy and why it’s important to budget for home repairs. Mrs. CBB and I did a little price comparison from various sources online and found the price of a water softener is similar across the board. Sorry, I can’t find you ridiculous savings on a new softener, but what I can do is tell you what I found out while researching for a new one.

What is hard water and what does a water softener do?

Depending on where your city/region sources your mains water supply you will be blessed with soft water or cursed with hard water. You can tell if you have hard water or soft water simply by the calcium carbonate deposits around faucets commonly seen as a build up of white crust.

How to tell if your water softener is working properly or not?

Inspect your unit, appliances, valves, faucets etc and if you see a white crust build up this may indicate that your current water softener perhaps has a problem.

Calcium carbonte or CaCo3 in water is a natural occurrence due to water seeping through rocks and causing ground water to contain this calcium carbonate in suspension/dilution. Not every area of Canada will suffer from hard water, it all depends on the geological factors affecting the ground water supply. To control the effects of hard water and the damage it can incur, water softeners are required and in South Western Ontario it’s a particular necessity.

So if you need a water softener, what exactly does it do?

I won’t bore you with the science, a) because you’ll fall asleep and b) I was completely useless at chemistry. The water softener uses a bed of resin beads in which an ion exchange happens removing the calcium carbonate from the water as the calcium carbonate hangs on to the resin beads. If you are wondering how often does a water softener regenerate the answer is, once the resin beads become loaded a regeneration cycle happens which cleans the resin beads and that is where your salt or brine solution comes into effect. The brine solution washes the beads so to speak and lets the water softener to resume normal service.

Do Your Research

I had a look at all the comparables, features and extra bells and whistles and settled with a good quality average water softener unit that does the job without being over the top for no reason other than looking good. This is another good reason to go online and read reviews on certain products especially when you plan to spend a fair amount of money.

Before picking up the unit, I thought I’d be a little proactive and do a little digging into settings, features and any plumbing requirements. I’m going to install the unit myself as I’ve previously installed them with no problems saving myself $175 + Tax (Sears) install cost. I’ll also be picking up the new softener to save $45 + Tax on delivery charges.

To set the hardness level on the unit I need to know what the hardness of water is in my area. You can go buy a water quality test kit from home hardware for $13.99 but being as frugal as I am why not use information you’ve already paid for? The city will post water quality reports online, they’re a bit large and you have to find the information important to you.

I did find this page at Drink N Water Plus Local Water Facts which is very helpful, check out the hardness level on a variety of areas

The Hard Water Calculations

CaCO3 (Calcium Carbonate) and Iron levels are the two pieces of data you need. Take or work out the average between lowest and highest readings taken. As an example I’ll say the average was 450 mg/L which might not mean much, so you have to convert it out to “grains of hardness”. For every 17.1 mg/L of CaCO3 it’s equal to 1 Grain. On the same report you should be able to find the Iron readings in either mg/L or ppm, as an example we’ll use 0.5 mg/L.

Here comes the maths…..

450 mg/L divided by 17.1 mg/L = 26.315879 Grains or 26 Grains

Sounds easy and simple, but now you’ve got to add in the Iron calculation…..

0.5 mg/L is essentially the same as 0.5 ppm so take this figure and times it by 5 = 0.5 x 5 = 2.5

Now add the two figures together…..

26.315879 + 2.5 = 28.815879 or 29 Grains, so you’ll have to set your hardness level at 29.

I know for a fact our old water softener was set at 20 from the day we bought the house and I assumed that’s what it was supposed to be as it had been like that for 13 years previous. Turns out, my setting should have been at 26, so never assume anything.

What are the benefits of checking the maths?

If you’re setting is too high, you’re just wasting salt, if it’s too low your feeding hard water to all your appliances that use water. That’ll explain all the scale build up around the old faucets and why I’ve replaced two faucets already and one seal kit and why both the shower valves are getting towards the end of their useful life.

Hopefully this information will help you and your household save money on either buying less water softener salt or by keeping your appliances in better shape for longer. I didn’t know this until afterwards but Sears will do a free hard water test if you take in a sample, as will Home Hardware apparently.

Windsor System Saver Water Softener Pellets

The New Water Softener- The Installation Costs and Savings

The unit in question is the Kenmore®/MD 400* Water Softener with Ultra Cleanse Feature from Sears at a regular cost of $999.99, but bought on 3 day sale for $899.99. We bought it with our Sears MasterCard as we had a coupon worth $20 in Sears points plus we earned almost $20 in points because of the purchase. Canadian Tire money earned on the purchase would have only amounted to about $10 if I used my Canadian Tire MasterCard for rewards points. The extra bonus of buying with the Sears MasterCard is the fact that we have 3 months price adjustment if they put it on sale cheaper. The unit also came with a sample of Windsor System Saver Pellets and a money-saving coupon booklet.

So far, I’ve saved myself:

$175 +  13% Tax = $197.75 water softener installation cost

$13.99 + 13% Tax = $15.81 for a hard water test

$100 + 13% Tax = $113 for waiting a few days for the sale

$45+ 13% Tax = $50.85 for picking the unit up and not having it delivered

$40 of bonus points

Grand Total Savings of $417.41.

I’m not suggesting that you can save hundreds on all of your purchases, just think about the extras you pay for and how expensive it can get. It’s always easier to say yes to get it installed or say yes to get it delivered but how long would it take you to earn $417.41? What’s a little convenience worth to you? I’m proud to say our water softener is up and running and the money is better left in the bank.

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Here Comes The Snow, Are You Ready?

We thought we would get lucky again this year with small shots of snow falling from the sky but that simply is not the case according to the weather professionals. If you are in Southwestern Ontario your commute was or is likely going to be a messy one with Environment Canada weather radars zeroing in on one of the biggest winter blasts since 2011.

The Alberta clipper is making it’s presence with a sweet push from the USA. It’s been a couple of years now that I’ve had to go out and give the drive one great big shovel 5 times per day so I’m ready for it. What I’m not ready for is the miserable drive to work and back and bracing myself for the unexpected. To be honest I’m fairly new to all this winter driving but I keep my distance, slow it down and take control of my vehicle like we should. So gear up Ontario, 15 to 25 cm of snow coming our way, be ready and “have a minute to live” slow down. Ontario is one giant marshmallow world this morning, enjoy it while you can.

Good-Bye Debt Says These Two Newlyweds

While I was reading a Yahoo article yesterday I realized the couple they were talking about is my Personal Finance blogger mate Deacon Hayes who blogs at Well Kept Wallet. The article describes how him and his wife worked together and paid off $52,000 in debt in 18 months, impressive. The important part here is that they worked as a team to kill this debt. When I started to read the comments I was not surprised to read negative comments.

Does it really matter if he uses Dave Ramsey techniques or what his career is? Really, that makes no difference at all. One commenter made a point to say they didn’t disclose their wage and I thought, who the hell cares. It’s not about how much money one makes it’s how they save and spend it that matters. In the summer I did the Welfare Food Challenge where people thought you couldn’t eat healthy on a $26 grocery budget. I proved we could spend $26 but it also makes a difference where you live in this world as prices and cost of living differ. Yes, OK the food might not be be rib-eye steaks but it’s food and good food not convenience foods.

I notice in our Canadian Budget Binder weekly grocery game challenge Pauline who blogs at Reach Financial Independence shares her weekly grocery shop with us and vegetables are super cheap in Guatemala. I often am in awe at the prices she pays but cost of living is much different so I can’t compare what we pay here to what she pays.

There are millionaires out there that can’t even stay out of the red. What I read in Deacons interview in the US News and World Report comment section is that some are so focused on numbers and how much everyone else has instead of finding ways to make our own personal situations healthy. The good part was the positive comments outweighed the negative and people really do enjoy reading these personal stories.

If you haven’t read the Millionaire Next Door, make it a priority. Too often we jump to conclusions about people and forget that we are looking at our lives from the outside in procrastinating about life rather than moving forward like champs. What the article taught me was that when it comes down to the nitty-gritty instead of complaining, do something about it. No one is going to hold your hand to the finish line, so if you fall you need to get back up, make some decisions. Worrying and complaining does nothing, do something about it and you might even surprise yourself.

Bowl of Strawberries and Cream

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