grocery game monthly challenge

One Million Ways To Help Reduce Stress About Grocery Shopping : The Grocery Game Challenge 2017 #2 June 12-18

DISHING OUT TIPS ABOUT WHAT YOU CAN DO TO MAKE YOUR GROCERY SHOPPING EXPERIENCE PLEASURABLE   We all cope with stress from a million different directions and for some people grocery shopping may be a chore that they would rather not do. A million seems to be either a blessing or a stress when people refer to situations. I told him a million times he can’t have Oreo’s. A million different directions…look up! She tells me a million times a day not to spend money. A million ways to win a million dollars. There’s a million reasons why I won’t…. What this means is that we tend to over-exaggerate what a million really means when we use it as a descriptive word. When I hear someone use this to describe their situation I know that there likely is only one big reason and possibly plenty of  little one’s many of which can be fixed. Never a million but it certainly is an attention grabber for someone who is seeking it. I was! Did it work? You either love grocery shopping or you don’t, full-stop.   New to Canada and Grocery shopping   Back in the UK I did all my […]

Is there truth to less stress with financial freedom?

FREEDOM IS DEFINED BY YOU   Financial freedom means lots of things to many people and although everyone has their thoughts on what life is like without any debt for some it’s not all that it’s cracked up to be. What would it take in order for you to take your stress financially from one level to the next? Would you have to pay off your credit cards, all of your debt, your mortgage or simply just be able to live a comfortable life while paying off your debts? In a conversation with a colleague the other day he brought up a friend of his who just built a new house that he paid cash for, his wife doesn’t work and they have no debt. Top that off with a well-paying job so that must mean his life is all roses, right? Wrong. We don’t know that. He seemed jealous to be honest especially when he said “it must be nice to live a stress free life” which made me wonder why people think that debt=stress. I’ve had people we know think that I must make lots of money with the careers I hold but what they don’t know is […]

How to save money whilst doing your hobbies

DO WHAT YOU LOVE AND THE REST WILL COME   We all know how expensive hobbies can be. Shelling out for that new pair of running shoes, or extra flying lessons for those a little more adventurous can leave serious holes in our pockets. The thought of giving it up simply doesn’t cross our mind. In the day-to-day stresses of life hobbies are becoming an important aspect of keeping us fit, healthy and stress free. They offer a relief and change of mind-set from our everyday lives so giving them up due to financial constraints can often leave us feeling down. But, why should you give them up? There are plenty of ways to save money while still continuing to do the things you love and in some cases you can also make a nice profit yourself. Of course people spend vastly different amounts on their hobbies every year. A woman hugely passionate about skiing is almost guaranteed to spend a lot more than a man who enjoys sitting by the fire and playing guitar but whatever your interest you could save yourself a small fortune. Gardening for example is a particular favourite for people across the globe. But even a simple […]

How to get your life back after a divorce involving kids

YOU CAN FALL IN LOVE AND BE HAPPY AGAIN   If you are or have ever been divorced you will likely agree with me that going through a divorce is not fun.  The rollercoaster of emotions that you may feel; anger, depression, frustration, helplessness and fear to name a few can drain the life right out of you. Picking yourself up and regaining control of your life may be difficult to even think about but it can be done. I am a firm believer that no one can make YOU happy but YOU. I am not perfect and I do not claim to have it all figured out when it comes to life, but you are in control of your life and the choices you make are up to you. You may not be able to control another persons actions but you can control how you react to them and how you let them bother you. I thought I would share a few of my thoughts and observations I have noticed over the last 3 years of being a single parent.   Breaking the ties and refusing to fight   Unless you are someone who likes misery, who wants to […]

Happiness Is everything: Saving Money, Buying Time

By: Katrina Keeping Life Simple Makes Life Easier Keeping in theme with Mr. CBB’s post this week ‘Money isn’t everything, happiness is‘ relationships and love I decided to share a bit about my day-to-day life. You all know how hectic and busy my life is but now I want to share with you how I am making more time for things that make me happy and saving money at the same time. I’m a mom on the go so working, caring for your children and a house can be overwhelming and challenging. I strive to find the proper balance between them all. I love my job, wish I could spend more time with the kids and less time cleaning and organizing our house. What is worth your time? How often do you say I just need a few more minutes or a couple more hours in a day? What could you eliminate from your life or reduce the amount doing in your day to find that time? I want more time to do things like work on my son’s writing and my daughter’s drawing and spend less time doing housework. Mr.CBB’s to-do list has been great in helping me get some of the bigger projects […]

Solving Spending Pressures of the Holiday Season

You’re probably at the beach or spending time in the pool and snow and ice are the furthest thing from your mind. It’s only July but thinking about the Holiday Season early can save you money and help take the stress down a notch with a an early planning strategy. The Holiday Season was special for my family in the UK and there was a feeling of  joy in the air every day in December. We celebrated Christmas in the UK but just not on the level as Mrs. CBB’s family does here in Canada. Looking back I think if we had the snow it might have had a bigger impact on us. You know how we are all dreaming of a white Christmas… well that is part of the experience but not all of us get it. My father used to always say,”I was lucky if I got an orange son,you don’t know you’re born“. In other words you don’t know how lucky you have it now compared to life before you were born. My Mum and Dad would always help us kids decorate a tree and we would all have gifts to open on Christmas morning followed by […]

The In’s and Out’s Of A Debt Reduction Plan!

Photo Credit According to Statistics Canada the ratio of household debt to personal disposable income in 2011 was 150% up from 66% in 1980. Did you know that in 2009 two-thirds of Canadian households had outstanding debt that averaged $114,400. Is a debt repayment plan right for you? Do you need to think about credit card debt consolidation? If you have debt, then the answer is YES to a debt repayment plan more importantly if you are struggling to pay back debt to potentially consolidate. If you are struggling it is very important to let the people you owe money to know that you are working on paying them back. Let them know you have  a plan of action. Creditors want to know they will get their money so communicate with them and tell them. If you don’t they may sell your debt to another company who may charge you a bigger interest rate. Some creditors would rather make something than nothing but the third-party will stop at nothing to get it out of you. It’s also a good time to mention that at least once a year you should order your free Canadian credit report so you have it in front of […]

grocery game monthly challenge

The Grocery Game Challenge-May14-20 Sweeping Up Savings!!

Photo Source By: Canadian Budget Binder Welcome back to your on-line grocery shopping Game! I was unsure if we had killed the The Grocery Game Challenge budget in one blow this week and truly, WE DID! We planned our shop at several stores for this week although there was nothing over the top that we would rush out for. For the most part what we needed can wait another week or two. Here are the Grocery Coupon Match-Ups from Save Big Live Better where you can also find your source for printable grocery coupons as well as Smart Source Printable Coupons. Last Weeks Shop Left Us $2.09 to add to this weeks shop if needed…. yep we need it! $82.70-$80.61=$2.09 left to spend this week! So to start this weeks shop we have the $64.00 weekly grocery budget and the $2.09 for a total of $ 66.09 to spend this week. I want to touch on the subject of food and the budget as most people seem to forget it’s one of life’s biggest expenses. If you are not budgeting you should and like most will be astounded how much you actually spend each month on grocery items even if you use […]