grocery game monthly challenge

30 Must-Have Student Food Pantry Staples : The Grocery Game Challenge 2016 #1 Aug 1-7

Create your own student cookbook: University and College Cooking 101   You may or may not be a student but if your child is off to College or University don’t pass on the opportunity for them to spend 10 minutes reading this post about cooking and living independently away from the family home. I’ve been a student in University twice in my life and both times I made sure to have a stocked food pantry to stop me from eating out which is a HUGE waste of money for any student. It’s one thing to be social and another to be lazy in the kitchen if you are able to cook at home. I had many friends who considered themselves the starving student only because most of their student budget went to booze, partying and eating fast food. That’s a sure-fire way to starve your budget and your tummy of nutritious food. What I’ve learned throughout my frugal student years in the kitchen may serve as a handy reminder that you CAN eat decent meals at home and kick the fast-food habits many students take on when they move away for school. First off you need a student budget and […]

How To Grow A Positive Net Worth While You’re Young : February 2016 Net Worth Update (+0.26%)

Debt Reduction and a Positive Net Worth is the New Cool.   Validating your financial numbers whether they include a negative or positive net worth doesn’t make you any better than your neighbour, friends and family. But, if you want in on the money action while you’re young there are some things I’ve learned on our quest towards debt freedom. I often have fans asking me, “How have you been able to save so much money before the age of 40?” The answer is simple, I hate debt and I love a positive net worth. We didn’t start out earning 6 figures to get where we are today but we both came into the relationship with the same mindset and savings in the bank. My wife is a stay-at-home mom now so earning one income is what fuels our family and positive net worth. It’s funny when I hear that people think we have lots of money because what one person believes is bounty another views as peanuts. Sometimes we are our own worst enemies but I can safely say that money won’t fall into your lap unless you win the lottery and the odds of that happening are slim. […]

Part-time work while attending University kept me debt free: The Saturday Weekend Review #85

TUITION IS PART OF THE BILL   If you want to stay ahead of the game working a part-time job while attending University will help pay for all the extras that OSAP and other student loans might not cover. Forget about the credit card too because using plastic is only digging yourself deeper into the debt hole. Not everyone has the time to work part-time while in University but sometimes you have to make the time or face the financial consequences down the road unless of course your education is fully paid for. Even scoring a weekend job is better than having no extra cash coming in and relying on loans all year. You might find that many students who move away from one community leave open employment spaces so many establishments may be hiring part-time. Part-time summer jobs or even full-time summer jobs are a great way to bank money so when you return to University or College you aren’t dipping into your OSAP funds or struggling to pay the bills more than you have to. Going off to University or College is one of the biggest expenses you will have in your younger years. The kicker here is […]

Would you give back a $40k find stuffed in a thrift store couch?: The Saturday weekend review #72

FINDERS KEEPERS……   Imagine that your new comfy couch that you just bought from the Thrift Store for $20 is worth more than you might make in your first year after graduation. Going to school and having to furnish your apartment with furniture can be a costly venture for a student on a budget. Aside from going to garage sales or finding free stuff online the next best place is the second-hand shops. You can find just about any type of basic furniture that you need at a second-hand store including couches that really do sell for less. You know after the school year is up you will find that couch sitting on the curb for free or in hopes the city will pick it up and discard of it, no questions asked. A while back we shared a blog post about places to stash your cash around the house and to be honest I didn’t think many people did that anymore. I’m sure there are few and for those that did it was so long ago they likely forgot they even had the money they buried away for a rainy day.   Couch cushion jackpot   I was reading […]