PF Weekly grab a brew #36: Don’t throw money at Tim Hortons cashiers

Don’t Mess With My Coffee Or Else That’s right, if you throw money at a cashier you might land yourself in a court room waiting for a judge to read your demise like unhappy Roy Gilmore in New Brunswick, Canada. Just when you thought you couldn’t give money away when you just throw it at someone practically giving it away you get slammed for it. The Crown is asking for jail time for Gilmore who was upset while trying to scrounge up the amount he owed for his medium coffee at Tim Horton’s but was short $0.11. He got angry because he felt for all the times he had left tips for the cashiers that they could at least help him out and let him off the $0.11 for the coffee. Apparently the cashier Katelyn Blair would not give him his coffee. You don’t pay, you don’t get it and that is what it all boiled down to. Alternatively I don’t read anything about um… maybe getting a small coffee instead of a medium lol as it does cost less. It’s lovely every once in a while when we hear those pay it forward type stories because the good in […]

The Saturday Weekend Review #32: Define pay it forward

Don’t Say Try, Just Do It Any time I read one of these ‘pay it forward stories’ it does remind me that there are good people in this world.  Our minds become clouded watching the darkness of negativity in the news whether it be in print, television or listening on the radio. That is really part of what sells in the media and most people although saddened thrive on what’s going wrong around the world and forget about what’s going right. When reading a positive story it simply lightens up the world just a bit brighter than it was the day before. We don’t often hear of all the good Samaritan stories but when we do in most cases it touches our hearts and makes us wonder how we can give back if we aren’t already. This morning I read this pay it forward story on Yahoo which was a nice change from all the crap we get to read on a daily basis in the news. To paraphrase what happen, some guy was checking his baggage at the Tampa International airport when his credit card was declined. While he was trying to sort out the problem one of others […]

Bust our budget: July 2013 Saving money

Over Half Way Through The Year Saving money this month was a bit easier since we refrained from going into too many shops. We had a bit of a quieter month in terms of our expenses especially since May and June were filled with landscaping materials and pet costs. It was nice to actually beat the budget in July in comparison to our overspend in June. We are over half way through the year now and so far things are looking good but I’m sure we will be making changes at some point, we always do. Even when an emergency arises and we spend the money we have saved in our projected expenses (PE) our overall net worth will take a hit, thus life. Personally, I don’t worry so much about that, all I worry about is that we are on the right track to meeting and beating our goals. Sometimes people get hung up on the numbers but for the most part we are critical to an extent and try to fix our overspend but we know there is only so much we can do. No budget will ever be perfect and that is why it is critical to […]

The Saturday Weekend Review #15-“Tipping Out” The Team

Tipping out the team sure never happened when I was young and worked in the back of a pub in the UK as a dishwasher boy. It would have been nice if someone were to hand me a few pounds (dollars) extra at the end of the night thanking me for my hard work. In all honesty I was getting paid a fair wage at the time for my role and it was never an expectation of mine. It was alot of work trying to keep up with the dishes in a busy restaurant although it did help me to pay for my education. It was one of the worst jobs I ever held in my life but I never did complain as I was just happy I was working. I never did spend my money in the pub to eat nor do I remember tipping being something that was the norm. As a couple we don’t go out to eat much mainly due to the high cost but also because we love to cook homemade meals. We have a friend who works at Tim Hortons and says line-ups are non-stop and at the end of the day he is physically exhausted. […]

PF Reading List #14- March Job Loss In Canada, Change Your Life Or Your Attitude!

March Job loss in Canada was a whopping 55,000 or 7.2% for Canadians, meaning that there are more people looking for work than ever. What was interesting in this yahoo article was that self-employment had risen in March by 39,000 which leads me to believe that more people are seeking out their own opportunities. After all, why wait around for the jobs when you can create your own. Ways To Make Extra Money Some people are starting up couponing websites to make extra cash or joining other organizations as sales associates online but with their own front line business deal, etc. I know many people have emailed me about “How to start a blog“, but sadly not everyone makes thousands of dollars each month with a blog. Blogging as a side income is good but don’t get all wound up in the easy money ploy because it’s not. There are many ways to make extra money with passion and determination but it won’t happen overnight and nothing in life is guaranteed either. Dig Up Your Degree! Money Ning wrote a post about organizations wanting a BA now from candidates for jobs. Some jobs that once required nothing more than a high school […]

The Saturday Weekend Review February #5~Wanted: Like-Minded People, Rounding The Penny Edition

What’s Been Happening at Canadian Budget Binder? Wanted: Like-Minded People who enjoy personal finance and are passionate about sharing and helping others, enquire with-in. Life gets kind of boring when the winter arrives in the CBB household because we have to find fun things to do that don’t break the budget indoors (ermmm) or we head outdoors into the snow for some fresh air and exercise to keep us motivated to keep fit. There’s something about the grey skies in the winter that can suck away motivation and we give up, put things on hold, or forget about them. Sometimes in life the dark side or the not so happy side of things tend to take us down and we give up on things that we really don’t want to because we are not sure what direction to go. The other day I received an email from a fan who wants to start budgeting but doesn’t know how to do it. She tried to set up a budget on her own but slowly lost the motivation to keep on going. She stated that when you have no one to challenge you but yourself sometimes that can be the hardest obstacle […]

Mr.CBB’s British SpudNuts a.k.a Zeppole Potato Donuts

Ring in 2013 New Year’s with a sweet or savoury Italian potato donut also called zeppole. Zeppole in Italy is a traditional fare that is served on Saint Joseph Day March 19 and during the Christmas and New Year’s Holidays. Last week when I posted my Thai Fish Cakes recipe which is also a great New Year’s finger food I mentioned our mates Marco and Christina and their famous Italian recipe for savoury potato donuts. Being British and all I joke around and call them spudnuts donuts just because that’s what we call potatoes in the UK. I turned their zeppole donut into my Zeppole Spudnut based around the same concept adding my own flavours. Since moving to Canada and being exposed to Tim Horton’s and the famous Boston Cream donut I always wondered; how do I make donuts? It can’t really be that difficult and with the myriad of donut flavours available you can’t go wrong with a homemade donut recipe. From what I understand there are 2 types of donuts a cake donut and a yeast donut but heck I’m not a donut connoisseur. Is a donut a cake? Well when you bite into a Boston Cream Donut for example that is a yeast […]

grocery game monthly challenge

The Grocery Game Challenge Dec 24-30, 2012~Boxing Day

Boxing Day Deals kept piling up in our shopping cart today but that’s OK we planned to pick up some great deals and we did. Not everyone fancies going out for boxing day but for us we were pretty sure it would save us some money. I’m guessing many of the people working on boxing day were just as anxious to pick up deals. Our cashier at Canadian Tire told us that she wants to pick up a few things after her shift if there’s anything left. There was a great deal today spend $60 and get a $15 spending card so I don’t blame her. They were pretty much throwing money back at us and we used every bit of it. We planned to be at Sears for 6 am when they opened but that didn’t happen. Laziness kicked in and we just didn’t give  a toss when we got there because we thought if we find what we want great but we’re not running out at stupid-o-clock for a deal. We finally made it out by noon with a Tim Horton’s coffee in hand and made our way to the mall, Sears, Value Village and Canadian Tire. I personally don’t see […]