5 Vital Personal Budget Audit Questions To Consider


DEBT FREEDOM CAN HAPPEN AS LONG AS YOU PREPARE, EXECUTE AND EVALUATE.   A budget audit really is serious stuff not to be missed or forgotten. No excuses. If you don’t care about how your budget is working for you stop reading this post now and get on with your day. If debt freedom is on your to-do list then continue to learn how we audit our budget and the importance of continuing to do so even when you have no debt. Become a leader and do not simply focus on short-term results or you’ll miss important financial opportunities. Giving your budget the once-over is never enough especially if you are serious about saving money, paying bills and becoming debt free so you can continue to build wealth. This is your opportunity to be the big boss, the one in charge of something so important that it could make or break you financially. How do you think the rich get richer? Well, not all of them do but when you have money you can build your empire if you do it right. I can assure you the financially savvy rich folk don’t spend money frivolously unless they have so much […]

How We Used The Back Door To Get Ahead Financially : September Net Worth Update (+0.60%)


WE WANTED CHANGE AND WE HAD A CHOICE SO WE DECIDED TO TAKE A CHANCE.   The best use of the letter “C” that I’ve ever made to get ahead in life but it was far from easy. Wouldn’t it be nice to be debt free, financially independent and successful? You’re right it would be like removing a rock from over an ant only to see it still smiling with relief that someone figured out how to save it without crushing him to death. Just because you have a heavy weight sitting on your shoulders that keeps your mind over-thinking day and night doesn’t mean you are defeated and your life is over. It simply means you need to start thinking about taking risks while considering change in your life to get ahead of the money game. It sure would be nice walking through the front door after a lottery win, inheriting big money or graduating from school with a full-scholarship and career offer on the table. Oh, how that would be glorious and for some it is a reality but don’t get your hopes up on dreams unless you follow through to bring them to reality. Since I’ve moved […]

Cherry Bakewell Cheesecake Blondies

CHERRY BAKEWELL Cheesecake Blondie 5(1)

SINK YOUR TEETH INTO ONE OF THESE HEAVENLY BARS   When I created this amazing recipe I wasn’t sure what to expect and like most home cooks and chefs, I hope for the best. Some recipes fail, many taste great and others like these Cherry Bakewell Cheesecake Blondies will send your taste buds into overdrive. Once the Cherry Bakewell Cheesecake Blondies cooled down and I took a bite I instantly knew what they reminded me of, a Cherry Bakewell Tartlet. I’ve had both the tartlet and the Cherry Bakewell Cake which I’ve seemed to combine into this very recipe to produce these blondie bars. Back in England everyone knows what a Cherry Bakewell is and since moving to Canada I miss some of the traditional sweets my mum used to make which I can’t buy over here. It is with great honour that I share with you this flavourful treat which you can have as a snack or dessert after a meal. You’re probably wondering what a Cherry Bakewell is? A Bakewell tart is an English confection consisting of a shortcrust pastry shell beneath layers of jam, frangipane, and a topping of flaked almonds.- Wikipedia I remember going to the […]

How To Become Financially Secure So You Forget It’s Payday : June Net Worth Update (+0.74%)


FOCUS ON LIFE NOT JUST YOUR BANK ACCOUNT   I know people who count down the hours before payday when their bank account will be back in business. It’s not the best spot to be in financially because you are living payday to payday but the struggle is real for so many Canadians. It becomes a vicious circle until you find a way to put the brakes on a stress that is probably weighing you down. Becoming financially secure is a dream for just about everyone so we can forget the daily worries of car payments, mortgage, credit card bills and a host of other debts that cause stress-related issues, relationship issues and potentially depression. No one likes to feel that they are not in control of their lives especially where money is concerned. What does financially secure really mean? Well, I can tell you that it doesn’t mean that you have a job that pays you big bucks. That misconception is what gets people into financial trouble in the first place. This just happened, check it out.   It takes more than an income to stay away from debt   While chatting to a colleague at work briefly the […]

Strawberry Cream Cheese Stuffed French Toast

Strawberry Cream Cheese Stuffed French Toast

IMPRESS WITH THIS EASY STUFFED FRENCH TOAST   My wife is the person who introduced me to Canadian French Toast about 9 years ago since back in the UK it’s known as eggie bread which I would top with tomato sauce and not something sweet. The first time my wife made me French toast and drowned it with maple syrup I wasn’t sure what to think. Even worse was the breakfast sausages begging for a life-preserver. Her response, “Everyone likes sausages with maple syrup”.  I’m sure she only said that to entice me to eat it. Actually, I’m 100% sure she did. Related: Learn all about Grade A Canadian Maple Syrup I’ve warmed up to the taste over the years as well putting syrup on my eggie bread along with fresh fruits, yogurt and even hemp seeds. When my wife and I had extra strawberries we decided to create a Strawberry Cream Cheese Stuffed French Toast and you know what, I loved it and I hope you do too!   How do you make French Toast?   The simple way is to take thick sliced white bread of your choice, dip it in an egg mixture which is a couple […]