Family Sacrifices For Financial Freedom Pays Off

FAMILY SACRIFICS FOR FINANCIAL FREEDOM PAYS OFF

BEING ABLE TO SLEEP AT NIGHT WITHOUT DEBT WORRY FOR YOUR FAMILY IS ONE OF THE BEST FEELINGS IN THE FINANCIAL WORLD   I want to earn money fast, I want to earn money now, I want financial freedom so I don’t have to worry about money down the road. There are people who constantly strive to set goals, budget, work long hours at home or away from home to make sure their retirement years are golden. What this means is that the family will make sacrifices to achieve such financial goals sometimes at an unbalanced cost. Is it really worth being away from your family for 6 or 7 days a week? For the past 2 years I’ve been that guy who is working 6-7 days a week at two full-time jobs. One is my dream job that is currently contract and the other is full-time in my field of expertise but on a different playing field. What keeps me going is my family and the fact that I can retire early if I want to and with a defined benefits package, investments and no mortgage. That fuels the frugal fire. Related: How to retire early- A Beginners Guide […]

Sweet Peach Crumble Bars

SWEET PEACH CRUMBLE BARS

FRESH PEACHES NEVER TASTED SO GOOD   If you love peach desserts with fresh peaches I’ve created these gorgeous, sweet peach crumble bars for you that will take your mind off of anything that is bothering you while you sink your teeth into one of them. Although these peach crumble bars are perfect as a fall or winter treat they will also make a great peach dessert for your Thanksgiving and Christmas Dinner. What I like about having easy desserts in my recipe repertoire is that I can turn to them in an instant to create something that tastes like a bakery made it. I’m a big fan of bar recipes because they are easy to eat and transport as a snack for work or for those who go to school. My coconut cherry pie bars are one of my favourite but I am also passionate about these peach crumble bars that are sweet and hit the spot.   Peach Varieties   In Ontario we are lucky to have delicious home-grown peaches in many varieties and produce 82% of the national production according to Ontariotenderfruit.ca where you can learn all about Ontario fruits including availability, storage and handling and some […]

Bounced cheque for Girl Guide cookies not so sweet: The Saturday Weekend Review #62

Girl Guide Cookies paid with cheque

STICK TO CASH FOR COOKIES   Think twice if you thought bouncing a cheque was a great way to get what you want now and pay for later, even if it’s for Girl Guide cookies. Some people do play dirty and know they have no money in the bank and use a cheque as if it was a credit card. The sad reality is no matter if it’s a cheque or a credit card the interest or fees will mount and continue to grow until you pay for your debts. You also don’t leave a very pretty trail on your credit report either if you are bouncing cheques or not paying off loans that you promised. I bet after reading this story you will think this guy will start baking his own homemade cookies (try my cowboy quickies) instead of going through this again.   Girl Guide Cookies   This morning I had a bit of a laugh at a story I read about on Yahoo about a guy who apparently has a bounced cheque for Girl Guide cookies. You know those famous cookies which everyone loves. You can buy Girl Guide cookies in the USA and in Canada and […]

How to lose your job with one dumb move: The Saturday weekend review #60

chocolate bar snack on the job

HANDS OFF MY CHOCOLATE   Most people don’t know what to do when they lose their job because it’s a stressful time when you get handed that pink slip. What happens though when you lose your job because of one dumb move that you made? I’ve heard of food cravings and obsessions with certain types of beverages such as our caffeine buddies coffee and pop and the occasional pick me up in a can but not like this one. Normally when I read Yahoo stories I’m either laughing, crying, or shaking my head at some of the dumb things people do. In this case I was both laughing and shaking my head. Typically most people take their problems at home to work. They carry the burden of whatever is bothering them everywhere they go and even the best people struggle to hide their emotions. Other people are straight out strange the way they decide to execute an idea like this guy I read about this morning. I’m not sure where his head was at but clearly going to his Human Resources department or management team was not on the top of his list. Most people don’t like to ask for […]

The Saturday Weekend Review #46: Gay lifestyle lands server no tip from customer

coffee-cup-restaurant-tip-server

TIPS MEAN MORE TO SOME THAN OTHERS In a typical setting tipping your server is not a requirement when you frequent a sit down restaurant rather it is at the discretion of the customer. Not everyone has spare money hanging around but they may want to go out for a meal once in a while to celebrate a special occasion or just because they deserve a night out. The budget is a place we save money for entertainment purposes but to be honest we never thought to factor in any tipping that we might do if we go to a restaurant. Although I’m not used to the ‘tip your server gratuity’ in Canada because it wasn’t so common back home for me I still do tip as long as I receive excellent service and personally I don’t care what they do in their spare time as it’s not my business. I wouldn’t tip just because I felt I had to nor would I feel the need to explain why I wouldn’t leave a tip so I was a bit turned off when I read this new article on Yahoo this morning about a New Jersey woman server Dana Morales a […]