How To Make Quick Money From Used Goods

TURN USED GOODS INTO OPPORTUNITY EVEN AFTER YOU’VE USED IT.   When opportunity knocks there are people ready to jump on the financial bandwagon to make quick money even if it means picking up stuff for free. It may be bad etiquette to re-sell free stuff but it happens and it will continue to happen because money is opportunity for anyone who has a financial mindset or a need to survive. Your empty beer bottles, cans or anything that you would consider garbage or junk may be a gold mine to someone who is ready to turn dust into diamonds. Basically, if you’re not looking at everything you buy whether it be new or second-hand as a money-making opportunity someone else will. At least once a month or more if we can Mrs. CBB and I make a trip to the second-hand shops in town to see what new stuff is on the shelves. If you haven’t been it’s a money pot for anyone who is shopping for quick money purposes. The minute we walk through the doors of any second-hand shop we instantly have our money monitor turned on looking for the next opportunity. In a way it’s like […]

How To Make Fast Money In Canada Using The 3 Z’s Of Finance : Our February 2017 Budget Update

WHEN YOUR BANK ACCOUNT NEEDS MONEY YOU NEED 3 SPEEDS OF EARNING POWER.   What would happen if your pay cheque was short $100 and you needed fast money to pay the bills? For many Canadians a small financial loss such as $100 is a huge hit to their monthly income. I know what it’s like to have an almost empty bank account in Canada. I’m the type of guy who likes to rely on myself so after Mrs. CBB and I got married I got down to business trying to figure out my earning potential. Starting from scratch in a new country is difficult just as it is for those who are already living here and have been for some time. It’s not about just who you know it’s also about the art of negotiating, communicating and networking. Living pay cheque to pay cheque is reality for many Canadians as prices soar in just about every budget category imaginable. Lately I’ve had some inquiries from readers who are either new to Canada, been here for some time or born here wanting to know how they can earn fast money. My first response would typically include me asking why they […]

How To Create A Simple Budget Organizer : Our January 2017 Budget Update

IF YOU ARE DETERMINED ABOUT GETTING OUT OF DEBT GET SERIOUS ABOUT THE WAY YOU BUDGET.   Your budget relies on you to report the financial information needed to ensure it balances at the end of the month. Having a budget organizer should be an important step on your to-do list when you begin to budget your money. I’ve never really shared what our budget organizer looks like on Canadian Budget Binder so today I will give you insight into our budget office. I briefly described what we’ve used in the past as our Budget Binder although we’ve since swapped over to a colourful blue sleek portfolio. Colour does matter when you choose a budget organizer. Think happy colours such as green, blue and yellow. You could be using the best budget app or budget spreadsheet available but if you aren’t keeping your documents stored in a budget organizer you’re failing before you begin. Not only is there potential to lose important documents you’re going to be tearing your desk or house apart looking for them. Even worse, you miss the expense and can’t balance your budget. As Mara points out below in her email to me she is wasting […]

grocery game monthly challenge

7 Money Smart Shopping Trip Essentials You Need : The Grocery Game Challenge 2017 #1 Jan 30-Feb 5

THE GROCERY SAVINGS BAG IS THE ONLY BAG WE THINK ABOUT BEFORE WE LEAVE FOR A SHOPPING TRIP.   Coupon Binder, what’s that? Yes, even the binder has become old school and the grocery saving newbies are wondering what we’re going on about. You mean, smartphone, right? No, coupon binder but don’t worry because not many people carry them around these days. Planning for a grocery shopping trip in the CBB household either runs as smooth as my brownie batter or as lumpy as my mashed potatoes. Even before we became parents grocery shopping was a big deal and it still is although our priorities include a toddler who takes ages to get out the front door. Related: How to successfully go grocery shopping with a baby Over the years we’ve learned the easy way how to save money while grocery shopping and the hard way. The problem is that even though we have the best intentions sometimes not everything goes as planned. I bet even the ultra-organized shoppers screw up their own shopping trip from time to time. I can’t tell you how many times Mrs. CBB and I have sat down to sort out our menu plan for […]

Why We Bought Our Toddler Christmas Presents At The Dollar Store

THE TOP TEN DOLLAR STORE CHRISTMAS PRESENTS FOR KIDS ARE SIMPLE BUT FUN.   Christmas presents are only part of the holiday season but one of the most expensive. While some parents might drop a jaw reading the title of this post and say they’d never spend money buying Christmas Presents at the Dollar store for their children other parents say this is all they can afford. Our little guy is working his way up to three years old and recognizes toys and anything that goes zoom from a mile away. That’s why we chose to find the Top 10 Hottest Christmas Presents for boys and girls at the Dollar Store this week. Whether you think the toys are cheap that’s up to you but remember what you buy will soon be buried and forgotten. How’s that for a smile and a wad of cash?   Kids only get what we give them. Your choice, Your money.   We have no issues with stopping by Mastermind Toys, Toys R Us or any other store that offers children’s toys with our boy. He’s perfectly happy just looking at the boxes and on occasion playing with toys that he can get his […]

Last-Minute DIY Frugal Halloween Costume Ideas: The Saturday Weekend Review #196

Don’t Be Left In The Dark Without A Costume This Halloween.   Halloween is days away. Are you ready for a fun night of scary adventures filled with lots of candy and chocolates? We’re ready to go however I’m missing my Halloween costume. With only two days to spare I need to DIY a Halloween costume for the first time and I’m ready for the experience. Just like every special occasion many of us (including myself) wait until the countdown is on to buy gifts, attire or even costumes and if your wife is like mine she reminds me about it every day. She’s the organized one in the family so I have much to learn from her. I procrastinate so much that at times my wife has to give me options like a little kid. Haha! Since Halloween 2016 is this coming Monday if you’re looking for last-minute Halloween costume ideas like I am don’t worry I’ve done the work for you. I’ve had a look around the web to find some frugal costumes that you can make at home with stuff you might have in the garage, linen closet or the junk drawer. This is a great time […]

grocery game monthly challenge

Overpriced Grocery Store Products You’re Wasting Money On: The Grocery Game Challenge 2016 #4 Oct 24-30

DON’T BE CONVINCED THAT YOU’LL SAVE MONEY ON EVERYTHING AT THE GROCERY STORE.   It’s not often that we go grocery shopping and consider buying a BBQ for the steaks we just bought on sale from the meat department. Some people do buy electronics, outdoor gear, toys and just about anything else that can get stuffed into a grocery store most often because it’s there. Quite often the buyer is giving in to an overpriced product that can be bought for less somewhere else which is not an emergency to purchase. If you grocery shop when you’re hungry they say you will spend more money. These days if you let your mind wander and start to think about anything while you grocery shop you’re bound to spend more money unless you handcuff yourself to your grocery list. Most grocery stores stock everything and anything they can to bring in profits. This is where it’s probably a good idea to stick to the perimeter but be warned even this area is getting plastered with marketing ploys to get us to spend more on stuff we don’t likely want but they try to convince us we do. I remember a Super Bowl […]

Makeup And My Beauty Routine Is Going To Bankrupt Me : The Saturday Weekend Review #191

BEAUTY IS A BIG INDUSTRY THAT CAN SWALLOW YOUR MONEY WITH DESIGNER PROMISES   My wife was talking to her sister on Skype while she was getting ready for work yesterday morning. She was in the bathroom straightening her hair and said she had been up since 5:30am and she was running behind as it was 7am. I’m in the kitchen prepping the pumpkin spice coffee into the coffee pot that was graciously gifted to us by our neighbour for watching his cat while they went on holidays. In the midst of pouring the water in the back of the worst coffee pot ever I’m trying NOT to listen to them chat but it’s hard not to when the topic is about Money. You have to understand something about my wife’s sister, she’s a Hollywood beauty enthusiast and loves everything to do with make-up, body lotions, creams and perfume. Her closet is an entirely different situation but let’s just say in the past 3 weeks she’s donated over 4 garbage bags full and she’s still not done purging at the advice of her mother. When she was younger there was no hiding that she had debt because she was spending […]