Debt Free Mom Admits Becoming A Thrift Shopping Shopaholic : The Saturday Weekend Review #235

SPENDING MONEY NO MATTER WHERE YOU SHOP IS STILL SHOPPING   I can count off the top of my head about 6 thrift stores near me and we go to all of them at least once a month. Sounds shocking but it’s not especially when we are looking for something we need. Most often it’s clothes, craft supplies, CD’s and kitchen items. On occasion we find furniture or home decor but we really don’t need any of that stuff any longer. Shopping online sites like Kijiji or Craigslist is just as naughty as shopping secondhand because most often items purchased are well-loved  or deeply discounted by the owner. Thrift shopping online can be far more dangerous than going into the shop because you can do it from the comfort of your home. Sarah a mom of 2 young boys emailed me looking for some advice to help her curb her obsession with thrift shopping. She’s not alone in her plight to cut costs yet over-spend buying used and in some cases brand new items with or without tags. Here’s her story… Dearest Mr.CBB, My name is Sarah and I live in Hamilton, Ontario with my husband and two boys aged […]

Inexpensive Beach Essentials You Should Pack This Summer : The Saturday Weekend Review #227

GOING TO THE BEACH THIS SUMMER? DON’T LEAVE ANY OF THESE BEACH BAG ESSENTIALS BEHIND!   Planning a road trip to the beach is like camping for a day in the sand which means packing all of your beach essentials, including the kitchen sink. Add kids to the mix and you’re sure to have your hands busy, but it’s all about family fun. Laugh away but I’m sure many of you are guilty of bringing too much stuff to the beach as if you were next in line to be stranded on a desert island. Not a dessert island a desert island even though hanging out on an island filled with sweets wouldn’t bother me one bit. The point… Don’t Pack too much unless you are going to a remote location with no amenities for miles. My wife is the worst at over-packing to go ANYWHERE! If it’s not her purse bulging at the seam her luggage (laundry basket) is filled to the top with clothing just for a simple few days away from home. “You never know what you will need”, she always says but also notes how often she hardly puts a dent in that white laundry basket. […]

grocery game monthly challenge

The Ultimate Guide To Simple Kitchen Downsizing : The Grocery Game Challenge 2017 #1 June 5-11

TOUR OUR KITCHEN FROM BULK TO THE MINIMALIST SLIM VERSION   Smart kitchen ideas start with an organized clean kitchen for you to prepare healthy meals without wasting time, energy and money. Look around your kitchen and think about the stuff that you have and consider the last time you’ve used it. I’ll wait here until you come back. Kitchen downsizing has become a new trend for 2017 among our circle of friends because they are feeling the dollar crunch. They aren’t buying as much and they are selling what they have too much of, us included. When looking to buy a new house your realtor may tell you to forget about the stuff the current owner has and imagine the room without it. Some homeowners hire a home staging company to help them downsize their belongings to make the home seem larger. When you buy a house the idea of enjoying that large space can easily be chopped when you start filling it up with stuff. Not only do you lose space but you create an environment for more cleaning and dust. We know from experience. We took a proactive approach the last month to tackle kitchen downsizing by […]

How To Make Quick Money From Used Goods

TURN USED GOODS INTO OPPORTUNITY EVEN AFTER YOU’VE USED IT.   When opportunity knocks there are people ready to jump on the financial bandwagon to make quick money even if it means picking up stuff for free. It may be bad etiquette to re-sell free stuff but it happens and it will continue to happen because money is opportunity for anyone who has a financial mindset or a need to survive. Your empty beer bottles, cans or anything that you would consider garbage or junk may be a gold mine to someone who is ready to turn dust into diamonds. Basically, if you’re not looking at everything you buy whether it be new or second-hand as a money-making opportunity someone else will. At least once a month or more if we can Mrs. CBB and I make a trip to the second-hand shops in town to see what new stuff is on the shelves. If you haven’t been it’s a money pot for anyone who is shopping for quick money purposes. The minute we walk through the doors of any second-hand shop we instantly have our money monitor turned on looking for the next opportunity. In a way it’s like […]

How To Make Fast Money In Canada Using The 3 Z’s Of Finance : Our February 2017 Budget Update

WHEN YOUR BANK ACCOUNT NEEDS MONEY YOU NEED 3 SPEEDS OF EARNING POWER.   What would happen if your pay cheque was short $100 and you needed fast money to pay the bills? For many Canadians a small financial loss such as $100 is a huge hit to their monthly income. I know what it’s like to have an almost empty bank account in Canada. I’m the type of guy who likes to rely on myself so after Mrs. CBB and I got married I got down to business trying to figure out my earning potential. Starting from scratch in a new country is difficult just as it is for those who are already living here and have been for some time. It’s not about just who you know it’s also about the art of negotiating, communicating and networking. Living pay cheque to pay cheque is reality for many Canadians as prices soar in just about every budget category imaginable. Lately I’ve had some inquiries from readers who are either new to Canada, been here for some time or born here wanting to know how they can earn fast money. My first response would typically include me asking why they […]

How To Create A Simple Budget Organizer : Our January 2017 Budget Update

IF YOU ARE DETERMINED ABOUT GETTING OUT OF DEBT GET SERIOUS ABOUT THE WAY YOU BUDGET.   Your budget relies on you to report the financial information needed to ensure it balances at the end of the month. Having a budget organizer should be an important step on your to-do list when you begin to budget your money. I’ve never really shared what our budget organizer looks like on Canadian Budget Binder so today I will give you insight into our budget office. I briefly described what we’ve used in the past as our Budget Binder although we’ve since swapped over to a colourful blue sleek portfolio. Colour does matter when you choose a budget organizer. Think happy colours such as green, blue and yellow. You could be using the best budget app or budget spreadsheet available but if you aren’t keeping your documents stored in a budget organizer you’re failing before you begin. Not only is there potential to lose important documents you’re going to be tearing your desk or house apart looking for them. Even worse, you miss the expense and can’t balance your budget. As Mara points out below in her email to me she is wasting […]

grocery game monthly challenge

7 Money Smart Shopping Trip Essentials You Need : The Grocery Game Challenge 2017 #1 Jan 30-Feb 5

THE GROCERY SAVINGS BAG IS THE ONLY BAG WE THINK ABOUT BEFORE WE LEAVE FOR A SHOPPING TRIP.   Coupon Binder, what’s that? Yes, even the binder has become old school and the grocery saving newbies are wondering what we’re going on about. You mean, smartphone, right? No, coupon binder but don’t worry because not many people carry them around these days. Planning for a grocery shopping trip in the CBB household either runs as smooth as my brownie batter or as lumpy as my mashed potatoes. Even before we became parents grocery shopping was a big deal and it still is although our priorities include a toddler who takes ages to get out the front door. Related: How to successfully go grocery shopping with a baby Over the years we’ve learned the easy way how to save money while grocery shopping and the hard way. The problem is that even though we have the best intentions sometimes not everything goes as planned. I bet even the ultra-organized shoppers screw up their own shopping trip from time to time. I can’t tell you how many times Mrs. CBB and I have sat down to sort out our menu plan for […]

Why We Bought Our Toddler Christmas Presents At The Dollar Store

THE TOP TEN DOLLAR STORE CHRISTMAS PRESENTS FOR KIDS ARE SIMPLE BUT FUN.   Christmas presents are only part of the holiday season but one of the most expensive. While some parents might drop a jaw reading the title of this post and say they’d never spend money buying Christmas Presents at the Dollar store for their children other parents say this is all they can afford. Our little guy is working his way up to three years old and recognizes toys and anything that goes zoom from a mile away. That’s why we chose to find the Top 10 Hottest Christmas Presents for boys and girls at the Dollar Store this week. Whether you think the toys are cheap that’s up to you but remember what you buy will soon be buried and forgotten. How’s that for a smile and a wad of cash?   Kids only get what we give them. Your choice, Your money.   We have no issues with stopping by Mastermind Toys, Toys R Us or any other store that offers children’s toys with our boy. He’s perfectly happy just looking at the boxes and on occasion playing with toys that he can get his […]

%d bloggers like this: