Should I Buy A Cheaper or More Expensive House? : The Saturday Weekend Review #181

DON’T BE A FOOL TOWARDS THE SHIMMER AND SHINE IN THE REAL ESTATE MARKET   The most expensive house in the world is the one you are living in or contemplating purchasing. Owning a home becomes your world even though some people consider a roof over their heads a house and never a home. Buying the most expensive house on the block is not something I would do unless I was paying cash or was 100% certain that I could maintain it even through unforeseen circumstances. The problem is that there are people who aren’t considering what could happen which could promote a for sale sign on their property. Plus, if you think those are expensive homes now just wait and see what happens if you find major issues with the home down the road. Be ready to part with money you thought you had saved for something more than surprise home renovations. Whether you buy a cheap house or an expensive house you are now holding something expensive that could cost you even more.   The hometown living vibe is slowly being lost   Many families are being forced to move away from their hometown mainly Toronto and Vancouver […]

PF Weekly grab a brew #37: How small is too small of a house?

Tiny House Sale Is Not Surprising Many of us all have our dream home purchased in our minds before we even set foot on the pavement to search for the home that has it all, or at least what we need. Depending on where you live your dream home might be a distant dream because the price tag on most homes in major cities in Canada are just too high for many to handle. Even in smaller communities we can see house prices are still higher but jobs are far and few for most who opt to commute just to bring in the money to live comfortably in a decent sized home. If you are out of school and have lots of OSAP and other debts to pay off it may be a long time before you even get into the real estate market. It’s tough enough trying to pay back any debt that most people carry let alone saving for a down payment on a home that will cost them an arm and a leg these days. Sometimes I wonder how we were able to get into the real estate market so fast living in the Greater Toronto Area […]

How To Take A Cruise On A Small Budget

How to Take a Cruise on a Small Budget Guest Post By: TacklingOurDebt Have you ever been on a cruise? Or are you of the belief that cruises are super expensive and not within your budget? I think most people believe that cruising is quite expensive. So today I am going to talk about how easy it is to take a cruise on a small budget.  Choose an Older Ship with a Luxury Cruise Line There are a number of luxury cruise lines to choose from and the thing to note is that as they launch their new ships with higher prices, they begin decreasing the price on their older ships. They do this for a couple of reasons One, because the new ship may have more glitz and shine, and it may have more facilities and restaurants. Second, because the demand to cruise on the new ship is higher because seasoned cruises are curious to see the new look, while back on the old ships the novelty has worn off for them. Even though the novelty may have worn off on the older ships it doesn’t mean that the quality of the ship or the cruise itself has deteriorated. […]