Store saving money tricks to cash in on: PF Weekly Grab a Brew #82

WALLET SAVING STRATEGIES   We’re always looking for store saving money tricks to cash in on so we can save money in our budget. Paying down debt and saving for retirement seems much easier when you can find tricks to save money to invest in other ventures that will get you further ahead. Investing in your future seems easier when you have that spare cash kicking around. It’s undeniable that many Canadians want to save money because these days we aren’t making enough cash to keep up with costs associated with the retail gods. Any way a consumer can hang on to their money they will try it. Unless you aren’t aware the Scanning Code of Practice is one of those great store saving tricks that isn’t widely talked about in the stores but visible in most big box stores on the doors and at the cash register. Picking up rain checks is another great way to get continued savings. If you notice a sale product is out of stock ask for a rain check. Call or visit the store with-in a day or two and the shelves are typically re-stocked but you still have that rain check that will […]

How to start your spring garden using odd containers

TIME TO GET YOUR GARDEN READY   Now that spring is around the corner it’s time to get your green thumb ready to start your summer garden. Growing your own garden is rewarding because it can save you a good chunk of money in your grocery budget. Another bonus is that you get to sit down in the comfort of your home and enjoy putting food on your table that you had a hand in growing.   Growing your own food is like printing your own money—Ron Finley   Start your garden seeds   My favourite time of year is coming where I get to start working on landscaping projects for my customers and to get my own vegetable garden ready. Looking outside today it is extremely hard to believe that spring is on its way, but it will be here soon enough. Around this time every year my Spring fever starts to kick in and I can`t wait to see the beautiful green grass that is hiding under the dreaded snow. As long as Old Man winter keeps making his presence known I will just have to deal with it and wait but in the meantime I’ll get started […]

grocery game monthly challenge

When you see someone stealing food: The Grocery game challenge #4 Feb 24- Mar 2, 2014

DON’T GET CAUGHT STEALING   I hope I don’t ever have to witness someone stealing food at the grocery store but the reality is that theft at the grocery store happens every day. I don’t have to define stealing to anyone because we learn from a young age that if it doesn’t belong to us we don’t touch it and if you don’t pay for it then it’s not yours, full-stop. Have you ever walked out of a store and the alarms at the door go off because one of your products has a magnetic strip that wasn’t scanned? Or you did steal something and got caught… oh, now what? The alarms going off have happened to almost anyone and the first thing we do is shake our heads and say… I don’t know I paid for everything? We are in a stunned state. I’m to the point where it’s happened so often i just walk back and have them check the products again. A friend of mine had this belt he wore and it set off the alarms at every shop we went in. He got so embarrassed one day in the mall that he took it off and […]

grocery game monthly challenge

Are you supermarket loyal?-The Grocery Game Challenge Jan 20-26, 2014 #4

SEE YOU NEXT WEEK …INSERT NAME _____.   Being supermarket loyal sure does exist. In fact one of my wife’s friends who is single doesn’t even go to the traditional supermarket. What she does is she goes to a local produce store which also has full section of pre-made meals. The best part is she can walk to the shops from her apartment which is also a bonus for her. Transportation reasons is a perfect example why some people may be supermarket loyal simply because it’s easier to shop there than going to another store further away and having to find an alternate means of transportation. She told my wife she has no need to go to the big box grocery stores when she hardly cooks and the pre-made meals are perfect for her. The store has everything else she needs including milk and conveniently a bakery right next door so being supermarket loyal to her means that she has everything she needs in one spot even if it’s a few shops next to each other. I’ve come to realize that everyone is unique when it comes to grocery shopping habits based on what their own personal needs are. Not […]

The Saturday Weekend Review #52: Should all computer pricing errors be honoured?

TO HONOUR A PRICE OR NOT   We’ve talked about pricing errors before here at Canadian Budget Binder which is essentially either a glitch in the system, human error or simply a price not being changed properly. Earlier in November I talked about an online glitch for Wal-Mart but they did give back to the customers in question with a $10 gift card. In Canada we call this the Scanning Code of Practice (SCOP) which most stores follow such as Wal-Mart, Shoppers Drug Mart and No Frills just to name a few. The short story is if a price scans higher than the shelf price you get the price free up to $10 or a $10 deduction from the price if it is over $10 in cost to you, provided the store participates in the program. Sounds great, and it is as long as you are aware of SCOP which sadly, many people are not. I was reading a story on Yahoo this morning about a computer glitch for Delta Airlines apparently caused by a junior programmer. Prices for first class flights were being offered at prices that no one could refuse and they were being snatched up and fast. […]

Christmas Shopping: Online or In-store?

SHOPPING OPTIONS ARE ENDLESS THIS HOLIDAY SEASON Did you know there are only 40 shopping days left until Christmas? With Christmas being not too far away the rush to get one’s Christmas shopping finished begins. Whether you plan to pack your suitcase full of gifts and jet off on holidays to see the family or shop right at home you can easily access shopping at your fingertips without stepping  foot out the door. While some people prefer to shop only in stores there are many people who will choose to do the majority if not all of their shopping online. Tablets, smartphones and free wi-fi access offered in places like Tim Hortons and McDonald’s, have made online shopping even more convenient than just being able to shop from the comfort of your home. Though convenient, online shopping may not always be the best the choice when it comes to your finances and your Christmas budget.   Online shopping   Online shopping allows you to shop from the comfort of your home or really anywhere you are able to gain online access. Shopping online you avoid having to deal with overworked sales people, waiting in long lineups or having to drive […]

The cost of the big O…ovulation tests that is!

TIMING IS CRITICAL WHEN PLANNING A FAMILY   Knowing when you ovulate is exciting but later finding out you are pregnant is an overwhelming feeling of excitement and is something that many women look forward to in life. For some conceiving a child is easier than it is for others who may require a little extra effort, planning and some money invested. Timing is everything when planning to start a family and though for some more extreme measures may be required in order to kick-start the process beginning with a fertility calendar and knowing when you ovulate. Knowing when a woman is ovulating is one piece of information that may help to ease or prevent some of the worry that may be associated when reading a negative pregnancy test.   What is ovulation?   Ovulation simply means the release of one or many eggs from your ovaries waiting to get fertilized by healthy waiting sperm. This is the time where it is critical that you make sure there is sperm waiting for the egg in order to get pregnant although this doesn’t always happen for everyone. When a woman ovulates and releases an egg it has now been separated from […]

grocery game monthly challenge

The Grocery Game Challenge Oct 15-21,2012~ Welfare Food Challenge

The Grocery Game Challenge Yesterday I posted here at Canadian Budget Binder a post about the “Welfare Food Challenge -$26 For 1 In The Grocery Budget” that I was joining. The Welfare Food Challenge out of BC began today Tuesday Oct 16 and will run until Oct 22,2012. In that post I posted about what I would have liked to have in my grocery cart when I walked out the store all for the prescribed total of $26. Shopping Overview Waking up this Tuesday morning it was hard not to have my usual coffee so instead I poured my bowl of bran flakes with milk, popped a piece of bread in the toaster and whipped up a brew. Tea was much cheaper to purchase than coffee and although I drink coffee in the morning my day typically includes a tea or 2 so it wasn’t so bad. The only downside is I have no sugar for my tea but I’m not complaining at all. Probably best for me to be honest. I’m sure once you read the pre-shopping list yesterday you thought it was near to impossible and you were right. I wasn’t able to get everything on my list […]

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