How To Be A Successful Money-Maker Instead Of A Money-Talker : The Saturday Weekend Review #236

THERE ARE WAYS TO BECOME SUCCESSFUL AND IT STARTS WITH BELIEVING IN YOURSELF OTHERWISE YOU’RE JUST WASTING YOUR TIME.   Honestly, I don’t think I’ve ever been a money-talker because I’ve had the money-maker motivation from a young age. If I talk about money these days it’s on this personal finance blog sharing our successes and failures. Essentially I’m in the mode of helping others become successful at whatever they choose to do. Becoming a money-maker is not as hard as you think especially if you know how to listen to others who have become successful because they’ve already crossed that bridge. A successful person always believes that they can have a better future considering where they came from and where they want to go. A successful person doesn’t do things on a whenever basis, they are consistent and make sure that what needs to get done gets done. This may mean giving up a couple of hours on a Friday night to make sure the budget is up to date or balancing the books. You have to make the time to be successful and you might even say that your business sense is always turned on even when you […]

grocery game monthly challenge

How Thieves Scam The Self-Checkout System : The Grocery Game Challenge 2017 #2 Sept 11-17

IT’S NOT WORTH CHEATING THE AUTOMATED CASHIER   Should customer service workers worry about shifts in the job market with more stores introducing self-checkout systems? I’d believe so because the more we automate the less we will need human interaction although there will always be customers who pass on technology for a traditional checkout with a cashier. Will self-checkout systems replace jobs as technology moves forward and the crunch of cost-cutting and increased minimum wage blanket consumers and retailers? Possibly and we’re seeing self-checkout systems pop up just about everywhere. Questions upon questions which can only be answered as time goes on and not only from the customer and employee perspective but also the companies that introduce the self-checkout system. If keeping costs lower is the name of the game for a company they most likely would do it especially if that means lowered costs to the consumer. Most often this is just a dream but noteworthy. Stores with the self-checkout system seem to be on the rise in Canada with Walmart, Home Depot and just about every grocery store following suit. With the rise in minimum wage topping $15 in Ontario we are hearing more shops are aiming to […]

Crispy Bacon Fried Lupini Beans (Low Carb Snack)

YOU HAVEN’T TRIED A DELICIOUS SNACK UNTIL YOU’VE EATEN THESE BACON FRIED LUPINI BEANS   We got this crazy idea for making Crispy Bacon Fried Lupini Beans only because we found out that Lupin Flour which is ground lupini beans is low carb. You will find some low carb recipes that now use lupin flour as opposed to almond flour or even coconut flour. We’ve had lupini beans before mainly at Christmas time when we visit Italian friends of ours. There are bowls of lupini beans on just about every food table as it’s a traditional snack. Once we found out the nutritional values for lupini beans we were sold. Are you ready for these Crispy Bacon Fried Lupini Beans? They are so good and this is my first time using them in a recipe so if I can do it, so can you. My next attempt at using lupini will be to make a lupini cake and lupini cookies once I order the lupin flour which you will learn about below.   What are lupini beans?   Lupini are ancient and mostly found in the Mediterranean in the European culture, Middle East and South America and have been available […]

grocery game monthly challenge

15 Grocery Savings You Might Be Missing At The Pharmacy : The Grocery Game Challenge 2017 #3 Jan 16-22

YOUR LOCAL PHARMACY MAY HAVE MORE FOOD DEALS THAN YOU’RE TAKING ADVANTAGE OF TO LOWER GROCERY COSTS.   One of the least read flyers that consumers miss out on chopping their grocery budget hands-down is at the pharmacy. When our weekly flyers would arrive Mrs. CBB handed them to me and the process I followed was to toss out the flyers we had no interest in which used to include pharmacy flyers. It was easier for me to get through the flyers of stores that were familiar to me then those little shops. Boy did I learn a lesson from that mistake. If you haven’t taken the time to look around the pharmacies in your area you might be shocked to find out they offer more than just medicine. The nearest pharmacy to us is a Shoppers Drug Mart (Pharmaprix) and a small family pharmacy located next to a doctor’s office. The main difference between the two is that the small pharmacy doesn’t carry food products like you’d find at almost all the big name pharmacies around Canada. Since being purchased for 12.4 billion by Loblaws in 2014 almost all Shoppers Drug Mart pharmacy stores have ramped up PC products […]

grocery game monthly challenge

How To Curb The Fast Food Temptation After Grocery Shopping : The Grocery Game Challenge 2017 #2 Jan 9-15

YOUR BUDGET WILL CHANGE IT’S COURSE IF YOU’RE NOT WATCHING HOW MUCH YOU SPEND WHEN YOU’RE NOT LOOKING.   Let me show you why you’re eating out after grocery shopping and how to beat the temptation that could send your budget into an unbalanced mess. The idea of spending $200 at the grocery store to fill a shopping cart and then buying fast food straight after seems absurd but we’ve all done it. If you want to slash your grocery budget this year it’s important that you look at all the inside and outside factors that influence the way you spend money. The temptation or the idea to cut the time you’ve just wasted in the grocery store seems appealing especially when you’re not in the mood to cook. Eating out means less time doing stuff you don’t want to do after a grocery shop. I am guilty for getting take out after grocery shopping, After all the shopping I’m tired and don’t want to cook- Ami K (Facebook) Eating before you go grocery shopping so you don’t spend more money at the supermarket is a well-known fact. Depending on what you eat and how much you’ve eaten you might […]

grocery game monthly challenge

Spot A Deal, Share A Deal, Get Rewards with Dealspotr : The Grocery Game Challenge 2016 #2 Dec 12-18

THERE’S ALWAYS WAYS TO EARN A LITTLE EXTRA TO HELP YOUR BUDGET.   Attention anyone who likes to save money! No gimmicks, no jumping through hoops to save money and earn rewards along the way. If you’re an online shopper who loves gift cards then I’ve spotted a Deal for you over at Dealspotr. You see, I’m a Dealspotr influencer and I’m going to explain to you why you should sign up and start earning rewards towards gift cards just like I am. I’m pretty new at this too so like you I’m learning my way around Dealspotr but so far I’m impressed with the way I can earn gift cards just for finding and validating deals. What I like the best is that I can promo code shop in one spot for my favourite stores at Dealspotr since they have an exclusive list of Canadian stores to choose from. When I’m shopping online I can’t stand not having a promo code or a discount code when I’m cashing out of my shopping cart. If you see that box on your computer screen you know there must be a code out and I’m always determined to find it. Sometimes the […]

10 Frugal Ideas For Gift Wrapping Christmas Presents : The Saturday Weekend Review #201

EASY CHRISTMAS GIFT WRAPPING IDEAS THAT WILL GLITTER WITHOUT THE HIGH COSTS OF LUXURY.   Unique gift wrapping is nice but the sometimes fake ooh la la only lasts for a few seconds before the recipient rips open their Christmas gift. Instantly he/she forgets about all that effort and potential money you sunk into gift wrapping. Wrapping gifts is more about the effort you put into the project because that’s really what it is, a project of love. I’m not saying that no one will care about your gift wrapping skills all I’m saying is not everyone will appreciate what you do so why not do it on the cheap. This way you can give an elegantly wrapped Christmas gift that you’re proud of even if they don’t care about your efforts. Plus, you won’t be spending a fortune on gift wrapping paper and ultra expensive accessories at places like gift card shops or Chapters. Luxury Christmas wrapping paper is for people who don’t care about how much they are paying for Christmas wrapping so they just pay the price because they like what they see. Some people like to show off so they buy the most expensive wrapping paper […]

grocery game monthly challenge

Overpriced Grocery Store Products You’re Wasting Money On: The Grocery Game Challenge 2016 #4 Oct 24-30

DON’T BE CONVINCED THAT YOU’LL SAVE MONEY ON EVERYTHING AT THE GROCERY STORE.   It’s not often that we go grocery shopping and consider buying a BBQ for the steaks we just bought on sale from the meat department. Some people do buy electronics, outdoor gear, toys and just about anything else that can get stuffed into a grocery store most often because it’s there. Quite often the buyer is giving in to an overpriced product that can be bought for less somewhere else which is not an emergency to purchase. If you grocery shop when you’re hungry they say you will spend more money. These days if you let your mind wander and start to think about anything while you grocery shop you’re bound to spend more money unless you handcuff yourself to your grocery list. Most grocery stores stock everything and anything they can to bring in profits. This is where it’s probably a good idea to stick to the perimeter but be warned even this area is getting plastered with marketing ploys to get us to spend more on stuff we don’t likely want but they try to convince us we do. I remember a Super Bowl […]

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