Posts Tagged ‘walmart’

What's In Mr.CBB's Shopping Cart #1 April

We blew the grocery budget up this month and it’s not surprising since we announced last week that Mrs.CBB was now on a Low GI diet. It’s going to take some time for us to get used to purchasing different types of products but for the most part it’s just loads more fruits and vegetables.

We already eat a healthy diet but those splurge days may be reduced to just me pigging out on those yummy treats I create in the kitchen. Ah well, guess that means the whole pan of brownies are for me now. I am fully supporting my wife and she has done so well this past week. She really is on a kick to drop the foods she doesn’t want to eat any longer and I think that’s great.

Last week since I talked about the GI diet and how it might affect our grocery shopping I’d like to start highlighting other special food diets  or lifestyles that people are on. If you are on a special diet (vegetarian, Gluten Free, Vegetarian, Organic) and want to tell us what it is and what types of foods and meals you buy and prepare send me a detailed post with the information. I’d like to share that in upcoming Grocery Game posts.

As of last weeks shop we were already over budget for the month by $93.33 and that’s using up our stockpile budget as well. We have lots to make up for and we will, I promise that to all of you. We went for dinner at our friends last week and after having a conversation about where they buy groceries we were convinced that the best places to shop for groceries on a budget are NOT the speciality shops like they go to.

They did get some posh foods which they shared with us and which you can’t buy in a normal supermarket but for us it would be like walking into the Costco of speciality stores. We splurged that night but can’t wait to have them over for dinner so we can knock their socks off with some of our homemade frugal recipes!

After Mrs.CBB and I both looked at each other and said, wow we are frugal aren’t we, and laughed.

How We Blew The Budget

This week we were super lucky to score some amazing deals on extra lean turkey mince at Zehrs coming in at just over $2.50 per pound. That was also far cheaper than the turkey mince haul we picked up from Wal-mart a couple of weeks back with 30% off stickers. We also managed to find a bunker at No Frills with the Piller’s half hams at a ridiculously low price. I was almost convinced that they priced them wrong but I wasn’t complaining at all.

These hams are not small by any means so I tossed 2 in the shopping trolley. I knew we were heading for disaster with the budget as soon as the meat deals came pouring in. While in Zehrs I was nosey and checked out the prices of the exact hams and no word of a lie they ranged in price from $17.50-$25 each! It took all the strength I had not to go back to No Frills to grab a few more at that lucrative of a price.

When we made our way over to Zehrs the pink stickers on the Australian Cheddar Cheese which is one of favourite cheese nearly knocked us on our feet. We hardly if ever find pink stickers on this premium cheese so we broke all the grocery budget rules vowing to each other that in May we would make up for every last overspend we are making in April.

I don’t suggest that you do what we did we probably deserve a slap on the wrist for it but with the wife now turning to new foods we really wanted to save money where we could while keeping the diet in check. She eats cheese in moderation where I love my cheese and am passionate about good cheese, good wine and good bread.

To make matters worse when we were in Food basics it was like they were begging us to shop. As we walked in the shop out from the back come to young men rolling 5 shelf high carts with all reduced fruit and vegetables. We only went in for a couple of items that we couldn’t price match at Wal-mart but were headed for budget trouble no matter what we looked at it.

We stocked up on sesame oil while at Wal-mart only because it’s the cheapest price plus picked up a Family size box of Chocolate Cheerios with our Free Product Coupon (FPC) since it didn’t state a size restriction, yay! We’ll keep the Cheerios as a treat for when the kiddies come over to visit us.

Since Mrs.CBB needs to eat lots of fruit and vegetables we loaded up avocados which were so cheap you couldn’t pass it up as well as red peppers, tomatoes, bananas, and limes, lots and lots of limes. Our kitchen coupled with the beautiful pineapples we bought is a vegetarians dream with such an array of fruits and vegetables sprawled on our counter tops.

Our Grocery Budget For 2

At this point we don’t feel with need to make changes to our budget because most of our shop was stocking up on prices we couldn’t pass up which doesn’t happen every week. Just like the POP’s point out it’s getting too easy to buy stuff these days whether it be online or by marketing ploys  in the consumer world. The hard part is deciding what the right decision for the budget will be.

It’s a fluke but I don’t recommend shopping like this if you are on a tight monthly budget that you can’t make up for. In all honesty we shouldn’t be shopping like this and are going to get smarter about it in the next months. We are confident that we can pull through for May for this set-back.

I know it sounds silly that we talk about saving money in the grocery budget but aren’t sticking to the plan but we’re human and we make mistakes too. The best part about this group is that you allow me to share our faults without condemning me for not living up to our own rules. The hardest part of our budget has always been groceries, hence the birth of this challenge and we continue to make positive strides and will continue to do so if we have to fight tooth and nail.

Watch out May, here we come! $235.00-$162.74= $72.26 to spend in May which will likely go to milk, eggs and vegetables!

Scanning Code of Practice

To end our shopping bonanza we did manage to help one lady use the scanning code of practice (SCOP) on her Nivea face cream which scanned in wrong at Shoppers Drug Mart. She just finished spending over $75 with her first order only after the cashier motivated her to spend a few dollars more to get the promo of bonus gift cards. Spend more at Shoppers Drug Mart the cashier is suggesting to get a deal. I thought that was great that she did that for the customer who had no idea of the promos.

So we were watching everything that was going on and when the second order was rung in she mentioned the cream was scanning at double the shelf price. The cashier calls for help to get a price check BUT that’s where the saving money ends with the cashier. Cashiers are some times told never to tell a customer about SCOP.

So, I did! I told the customer that if your product scanned up higher than the shelf price you get up to $10 off and that is the only time the cashier jumped in and agreed. The customer asked me about SCOP and I showed her the sign on the door only to have her thank me and ask me a few more questions about the program.

I was happy to spread the word and some cheer so I hope you do the same!

The Grocery Game Challenge

What's In Mr.CBB's Shopping Cart #4 April cart 2

Grocery Game Weeks for April

April

For Inspiration read about Canadian Budget Binder fan Donna R who shares her secrets for lowering her family’s grocery budget from a whopping $1100 a month to $600 give it a read now. If you have a budget story you want to share email today!

Past Blog Posts To Help You Shop and Save!
Our Grocery Game Challenge Results #4 April
Shop #1

Food Basics

  • Cedar Black Olives Sale $3.49 Reg $4.99
  • Fleishmans Yeast- $3.99 (reg price ouch)
  • Bag of White Mushrooms $2.19
  • Navel Oranges 3lb Sale $2.97 Reg $4.99
  • Selection Four 10kg- Sale $7.99 Reg $10.99
  • Reduced Peppers -$1.59
  • Reduced Bananas- $0.69
  • Reduced Avocados- $1.49 x 2
  • Reduced Tomatoes- $0.99
  • Reduced Limes- $1.29 x2
  • Selection Coconut- $0.99

Total Out of Pocket $30.40

Shop #2

Shoppers Drug Mart

  • 2x Eggs $2.49 ea
  • Free Chips $1.99

Total Out Of Pocket- $4.99

Shop #3

No Frills

  • 2x Pillers Hams $6.35, $6.17
  • Bean Sprouts Sale $0.97
  • Red Seedless Grapes Sale $1.00 LB Paid $2.41
  • 2x Green Onions $0.57 ea

Total Out Of Pocket- 17.04

Shop #4

Wal-Mart

  • 2 x cucumbers PM Food Basics Sale $0.72 each
  • Red Delicious Apples PM No Frills Sale $2.29 (8)
  • 2x Pineapple PM No Frills Sale 2/$3.00
  • Bananas Sale $1.17
  • Chocolate Cheerios $6.77-FPC =FREE
  • 2x Sesame Oil $4.98

Total Out Of Pocket- $17.86

Shop #5

No Frills

  • 4 x Australian Cheddar with 5% off Pink Stickers $5.23, $5.83, $6.08, $5.68 ($2.62, $2.92, $3.04, $2.84)
  • 4 x Extra Lean Mince Turkey Sale $2.57, $2.68, $2.68, $2.50
  • Rooster Garlic $0.69
  • 2x Iogo Greek Yogurt 50% off $2.44 each-$0.75 coupons (great yogurt by the way)

Total Out Of Pocket- $25.90

Yearly Grocery Budget For 2 : $2819.38
  • Total Grocery Budget for the Month: $235.00 or $78.33 week with one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Coupons Used this Week : $10.26
  • Total Discounts this Week: $10.00
  • Total Gift Cards Given Used this Week: $0
  • Total Rewards Points Used: $0
  • Stockpile Budget: $20.00 Used: $4.00 this shop for a grand total of $20
  • Total Spent This Week:$96.19
  • Total Spent So Far for (April): $60.13+$69.83+$171.59+$96.19=$397.74 
  • Total Over/Under spend this shop$ just way over….
  • Total Over/Under spend for the month of  (April): $162.74 (OVER)
  • Total Left to Spend for the Month: $0
  • Total Coupons Used This Month :$26.00+$34.00+$(N/A)> Will update on last post of the month
  • Total to Carry Over Next Month : $ n/a We don’t carry over 
  • Total Spent To Date This Year: $206.95 (Jan)+ $160.77 (Feb) + (March)$169.62 + $397.74
  • Rendezvous Account: $65.38 (this will be used for a date night or a summer holiday)

Weekly Overview:

Canadian Coupons Found This Week

Canadian Coupons Found This Week #4 April 2

More Coupons Found This Week

Canadian Coupons Found This Week #4 April 22

How was your grocery shop this week?

Grocery Game Frequently Asked Questions

Grocery Game Challenge RULES….. Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. 

  1. Do I have to be Canadian to post my Grocery Shop? No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few players from around the world.
  2. When does the Grocery Game Close each month? The Grocery Game Challenge Closes at Midnight of the last Sunday of the last post for the month. You can post your shops all month-long.
  3. Does Your Grocery Budget Include Health and Beauty and Laundry? Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be effected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  4. Where can I find Canadian CouponsHere are your latest Coupon Match-ups  of the week including Checkout 51 from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.
  5. How Do I Know what stores accept coupons? You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.
  6. How Do I Grocery Shop?- I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices. Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I don’t need to buy this or that. You may also substitute items in order to stick to your budget to make it work.

Quote-Budget and Money

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Grocery Basket

This is the last shop for January and I’m happy to say that we beat our budget for the month. I wasn’t sure if we were going to make it especially since we’ve noticed price increases of grocery store products since the beginning of 2013.  I find if we can time the flyer specials we are able to get products we need similar to last weeks 10 lbs of potatoes for $0.95 for a great price. Another thing we noticed is that coupons aren’t like they used to be. We’ve seen a dramatic change in wording and the amount of coupon savings from the manufacturer go down over the last few years and this year proves no exception thus far.

Gone are the days where we would get products for free or near free, granted on the very odd occasion that still happens. Really, there’s nothing to complain about because no one has to give us anything.  For the most part they are holding out their hands waving deals and discounts in our faces just so we shop with them and not the competitor.

Zellers was a great store to use coupons at and find deals, at least for us. Since they have closed up shop we are left with Wal-Mart which we rarely shop at due to driving distance or Shoppers Drug Mart (SDM) where the prices are higher than the competitor at times. You really have to pick your grocery budget battles. The only occasions it’s feasible to shop SDM is when you match sales with coupons to build your points during optimum points events. Looking back,  in 2012 we did “zero” redemptions compared to 2011 where we redeemed our optimum points for 4 mega redemptions at max value. It was only bound to happen as coupons are not valued as high as they once were, wages are not keeping in line with inflation coupled with price rises on products.

Don’t get me wrong there are still savings to be had, in 2012 we racked up over 100k in points but that’s simply from bonus coupons mailed to us and the odd 20x the points events. It’s still one of the most lucrative rewards programs around for Canadians. We typically go in to get milk, sugar, eggs, cream and paper towel when they are on offer to help us save money in our grocery budget, but that’s about all. So you still can maximize your optimum points, it’s just up to you how good a deal you think you are getting compared to knowing the prices with competing shops. Lately there has been a rash of optimum points coupons coming in the mail and now I think I know why, and it’s not because they want to give us a big kiss of appreciation, they don’t want us to leave.

Many Canadians are looking forward to the huge US discount shop Target arriving this year in local communities. The anticipation of what’s in store and hopes that they prove to be a big hit with flyer specials, price and discounts are the topic of conversation. Steve Zussino, president at Grocery Alerts Canada an online coupon and deals community did a write-up on his website about the Target loyalty rewards program.

The REDcard will be available starting in February 2013 according to the Globe and Mail report Steve references in his post. The Target REDcard is said to give consumers a whopping 5% flat discount on almost everything in the store if they use it with the Target debit or Credit card. Heck, I’m not complaining I’ll take what I can get and that’s mighty generous to me. That’s certainly going to light a fire under the chairs of other retailers who have programs that reward approx 1-2 % but there’s nothing better than a bit of healthy competition. Target sounds like they are coming in like thunder and are telling consumers they are “the one” especially if you are looking to save some money in the budget. Move over Canada there’s a new shop coming to town, and we’re all waiting to see how they stack up to the competition.

I agree that retailers will have to sort out something new and exciting for consumers as they will get bored with the old and want something else to entice them to spend their money. With the recent addition of Checkout51 offering consumers cash back on purchases made that are in their line-up of products we are already seeing how saving money is going to shape the future. I do agree with Ms. Halvinka in the article who says, “carrying yet another piece of plastic for their wallet will be a drawback”. With consumer debt at an all time high for Canadians they simply don’t want more credit at their disposal, then again 5% discount might just be like striking gold in the eye of the beholder. Will you checkout Target when it comes to your community and how does 5% off your purchase sound to you?

Coupons Found This Week
Coupons Canada January 2013

Coupons Canada January 2013

Our Grocery Shop This Week
Shoppers Drug Mart
  • Neilson Milk 4 Litres  Sale $3.99

Total Out of Pocket: $3.99

Our Grocery Game Challenge Results 
Total Grocery Amount Budgeted For the Year : $2819.38
  • Total Grocery Budget for the Month: $235.00 or $78.33 week with one no shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Coupons Used this Week : $0
  • Total Discounts this Week: $0
  • Total Checkout 51 rebates this Week: $0 Don’t Use this service
  • Total Checkout 51 rebates this Month: $0 Don’t Use this service
  • Total Colleague Discounts (CD) this Week: $0 I wish I had a discount
  • Total Colleague Discounts (CD) this Month:$0 see above 
  • Total Gift Cards Given Used this Week: $0
  • Total Rewards Points Used: $0
  • Stockpile Budget: $20.00 Used: $0 nothing left in it for the month it’s spent.
  • Total Over/Under spend this shop: $36.23
  • Total Spent This Week:$3.99
  • Total Spent So Far for (January): $40.11+89.29+31.46+$42.10+$3.99=$206.95
  • Total Over/Under spend this shop: $36.23
  • Total Over/Under spend for the month of  (January): $ 32.04 under
  • Total Left to Spend for the Month: $28.05
  • Total Coupons Used This Month : $17.89+19.50+37.10+5.00=$79.49
  • Total to Carry Over Next Month : $ n/a We don’t carry over + only -
  • Total Spent To Date This Year: $206.95

Weekly Overview: Not a bad month we came under budget which left I spending just over $200 for the month plus our $20 stockpile budget which we used. I’m hoping in February we can pull off the same type of month as we are still pretty stocked up with meats and veg in the freezer. 

FAQ’s- Grocery Game Challenge RULES…..

  • Do I have to be Canadian to post my Grocery Shop?

No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have a few players from around the world.

  • When does the Grocery Game Close each month?

The Grocery Game Challenge Closes at Midnight of the last Sunday of the last post for the month. You can post your shops all month-long.

  • Does Your Grocery Budget Include Health and Beauty and Laundry?

Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be effected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.

Here are your latest Coupon Match-ups  of the week including Checkout 51 from 25 Newspaper Inserts around Canada compliments of Save Big Live Better.>>> Check out the awesome NEW Website design at SBLB…. It's Not About How Much Money You Make It's How You Spend It

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