Not everyone understands budgeting, so I’ve established a simple 10 Step Mini Budgeting Series for those who want to learn how to budget.

Below you can read from start to finish how we designed the Canadian Budget Binder Spreadsheet for free to all subscribers.

If you’re reading this, you ARE interested in budgeting and applying financial stability in your life.

Come with me on a simple journey from 1 to 10 and learn how to budget PLUS, and you get a free budget from me.

Let’s go.

How To Create A Simple Monthly Budget

No gimmicks, just purely wanting to help Canadians and others worldwide with their finances because there was a time when we needed help too.

One of the best ways to pay it forward is sharing the knowledge, which is what our main goal was with the Canadian Budget Binder.

The good part is that you don’t need to know how to budget because we worked hard.

You need to know how we created the spreadsheet and the information YOU need to complete throughout the year.

Your household budget is important too. Take the time to read the 10 Step Mini Budgeting Series below and get on track with saving and paying down your debt.

Good luck, and if you have any questions, feel free to message me or leave comments below as I enjoy reading your feedback.


Your Debt Reduction Journey Starts Here!

Budgeting for Beginners from A to Z is a good read if you are new to budgeting.

Before you start building your monthly budget I have an exercise that I feel anyone can benefit from.

By tracking historical expenses with my free budget binder printable will help give you accurate budget data.

Once this is completed you can start the process of debt reduction and monthly budgeting.

Feel free to review the 10 steps below before you begin so you have an idea what you are getting yourself into.

Trust me, you won’t regret debt-freedom.

  1. How We Designed Our Budget Step 1Gathering All the information
  2. How We Designed Our Budget Step 2Categories
  3. How We Designed Our Budget Step 3Tracking Receipts
  4. How We Designed Our Budget Step 4– Note-taking
  5. How We Designed Our Budget Step 55S Organization
  6. How We Designed Our Budget Step 6Who Does What and When?
  7. How We Designed Our Budget Step 7Balancing Our Budget
  8. How We Designed Our Budget Step 8Knowing our Coupon Savings
  9. How We Designed Our Budget Step 9Reading Our Bills
  10. How We Designed Our Budget Step 10Projected Expenses and 3 Foolproof Ways to Save for One-Time Expenses

Financial Education Never Ends

Don’t forget to visit our Free Downloads and Resources page for all your Budgeting and Budget Binder Needs!

Once you’ve conquered the budgeting series and started using a budget there’s lots more to read.

I have over 12 years’ worth of budgeting tips that we’ve used that have helped us become debt-free.

Related: Budgeting Posts On Canadian Budget Binder

If I ever offered advice to anyone about finance it would be to keep educating yourself.

Best of luck on your journey and as always I’m a contact form away if you need help.


Subscribe to Canadian Budget Binder below and get my custom Free Emergency Binder printables that everyone needs to own.

Starting a budget is half the battle, but you’ll win if you don’t give up.

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