Unless you’ve been on vacation somewhere warm (I’m jealous) you have likely been hiding in from the cold.
I don’t mind the snow and the seasonal changes but when that wind chill is factored in it gets bloody cold.
These are the days I start dreaming about being able to put on my shorts and t-shirt although I’m getting used to what is now my home, Canada.
I was reading an article about the coldest jobs in Canada and wondered how people get used to these frigid temperatures especially those in Yellowknife where temperatures near arctic levels.
I have to commend those that work in these cold temperatures such as carpenters, road side assistants, fire fighters, ambulance, police and so on.
It got me thinking about all the people who do have to work outdoors and what they have to endure on a daily basis.
How lucky are we that get to stay indoors where the temperature is toasty warm and for some they can slip off their shoes and put on cozy slippers whilst sipping a latte.
Very lucky so next time we catch ourselves complaining about our job remember all the people who have it worse off than us. What’s the coldest job you’ve ever had?
Speaking of coming in from the cold and into the warmth for now is Rob Ford who received the green light today winning his appeal back into office as Mayor of Toronto after his donation scandal appeal.
Should he get the boot for improperly participating in a debate about how he raised money donations for his football foundation using his influence as councillor on city hall letterhead?
Funny how they say that when money is involved some people will do just about anything or say just about anything to get what they have to get.
Should we forgive and accept his error in judgement and move on or lay down the law because he knew what he was doing was wrong? Sometimes the decisions we make in life even if we think they are a simple error might come back to haunt us.
Be careful what you wish for and always ask yourself if it is the ethical thing to do because you might just find yourself standing out in the cold.
The Sandwich Generation, what the heck is that? No it’s not the kids who hang out at Burger King, McDonald’s, Wendy’s or Harvey’s on a Friday night, it’s far from it. If you’re taking care of your own back, caring for your children and having to care for your parents you are part of the sandwich generation. This is what I learned and to be honest we should listen up.
We don’t have any kids yet but we really didn’t give much thought to our parents and who will care for them or if they need any care at all. Heck my parents are half way across the world. Is that our job as children to help our parents when they get older?
In my heart of hearts I’m going to say yes for me. My parents did everything for me growing up and if I have to carry them to the finish line, you can bet I’ll be there with open arms.
How do I prepare for this potential squeeze and how would it affect our own retirement goals? Many people are asking themselves these questions because they are helping family when they can.
A poll from RBC states that 26% of Canadians will rely on an employer pension in retirement yet 1 in 5 have a defined benefit plan. Best of it is, almost 3 quarters of the people they polled don’t have either.
Times are going to be rough going if we don’t take control of our finances and make a plan. Budgeting is only one part of personal finance the rest is planning. We plan to budget and plan to plan for the future because we don’t want to wait around for it to finalize plans for us. What’s your plan?
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Photo Credit: Sandwich