The Ultimate Canadian Grocery Savings Guide | Ultimate Grocery Shopping Guide

The grocery game challenge Dec 9-15,2013 #2: How not to miss in-store weekly specials and deals

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in-store-weekly-specials-dealsSPOT THE DEAL AND STOCK UP


Not all in-store or unadvertised deals are created equally but when you find a deal sometimes it’s hard to say no, especially if you never find that product on sale.

I don’t know how many times I’ve read the grocery game challenge posts that the fans put up or posts on Facebook or forums about in-store weekly specials and deals and wish I could find them.

Most times we do remember a deal w’vee heard of from someone and while at a store check it out and sure enough it’s on sale but was not in the flyer.

Almost every week when the giant circular bundle arrives at our door we sift through them to write our weekly shopping list according to what is on sale and that is what we shop for exclusively… well we don’t but most people do.

We try our best to stick to our grocery list and for the most part we can but when we spot a too good to pass up deal we grab it while we can, as long as we know we will use it and it will save us money in the long run.

Sometimes that means we go over budget but we always tend to have a cushion (stockpile budget) or work hard in the grocery game challenge to make up for an overage which can be easier said than done.

Looking around is not an option because most shoppers want to get in, get what they need on the grocery list and get out. We do that but we also scan the store for other in-store specials or deals that might be lurking right under our nose.

We’ve even went as far as to scan an item that is listed at regular price on the shelf, not on sale in a flyer but scans on sale. Most often word of mouth is what can score us some great deals.

My mother-in law was alerted to an amazing deal on breadcrumbs that she uses from a friend. The small can of bread crumbs costs $1.29 where the large can just over $3.00.

If you failed to look up while grocery shopping on the top shelf there were cans and cans of bread crumbs reduced in price to $0.99 and they sat there for days because people simply missed them because they failed to look up. What a great deal, she got 12.

Just the other day I told my best friend about the Clear shampoo that was on sale at Metro, Shoppers Drug Mart and Food Basics for $3.99 with regular price maxing out at $7.99 at some grocery stores with a $3.00 off peelie sticker on them. The peelie coupon doesn’t expire until December 31, 2013.

Best part about this deal is that if you are subscribed to Checkout 51 you can get a further $2.00 back when you buy a bottle of CLEAR shampoo this week making them even cheaper or FREE for that matter if you bought 2 bottles on sale with peelie coupons.

We found 10 more bottles yesterday and bought them up because we know that we will be using it at some point in time and even shampoo at the dollar store is not even one dollar in most shops.


Weekly savings


Most weeks these days our weekly savings comes from in-store weekly specials and deals that were unadvertised or have a 50% off pink sticker or x amount of dollars off because the store wants to move product off the shelves fast because of a quick expiry or new packaging.

I don’t know why most times that some products go on offer but we certainly keep our eyes peeled on the shelves top to bottom scanning price tags which is probably my top tip for finding in-store specials.

When we grocery shop we scan the store that is how we operate when we grocery shop now.  We already know what is on our list so it’s easy for us to scan shelves only looking at sale tags, reduced or blowout tags not wasting our time on regular priced items.

It’s not often we buy an item that is not on sale or reduced so why bother wasting my time looking if it’s not on sale, I likely won’t buy it this time.

So, here we are almost 2 weeks in and we keep finding this CLEAR shampoo on sale at various stores with the $3.00 off coupons and no one seems to spot them on the second to last shelf at most of the stores.

It leads me to believe that we either don’t like the shampoo, don’t look down or are missing great in-store specials because we aren’t keeping the deals or sale or even coupons on our radar while shopping.

While out with my best friend I showed him the shampoo and he bought 8 bottles all with the $3.00 off peelie which he thought was amazing. I notice now that he is always looking around for coupons, deals and reduced stickers so he can save some money in his grocery budget.

Sometimes all it takes is a bit of grocery shopping education just to show people how easy it is to save as long as we keep our ears and most of all our eyes open for unadvertised sales or coupons that might bring the total out-of-pocket on a product lower.

How do you hear about unadvertised sales? Do you tell others when you find them?

Do you stock up when you find a great bargain like the breadcrumbs or hair shampoo?

What are your tips for a successful shopping trip to find the best deals?


December grocery game challenge posts


If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you.

The grocery game challenge Dec 2-8, 2013: How often do you go shopping for groceries?

Grocery saving tips


Click, Save and Print. It’s that easy!

Free Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the saving process in your grocery budget today.

Get organized with a freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE.

NEW!! You can now download the Canadian Budget Binder Budget Spreadsheet in Excel…… Grab it while you can… It’s FREE! We use it to budget.. check it out!


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Ultimate grocery shopping guide


Missed past Grocery Game posts? Catch up on all the latest grocery saving posts below!


Food food and more food




  • 2 x Family Pack of Boneless Skinless Chicken Breast Sale $8.50 and $8.90
  • 2 x Roast Beef Sale $8.79 and $9.00
  • 4 x Pomegranate sale 4/$5.00 -Buy 2 save $1.00 coupons
  • 1 x Spinach Sale $0.99
  • 10 x Clear shampoo sale $3.99-$3.00 coupons

Total out-of-pocket- $54.16


  • Reduced mushrooms $0.99

Total out-of-pocket $0.99

Shoppers Drug Mart

  • 4L 2% Milk $3.99

Total out-of-pocket $3.99



Yearly grocery budget for two: $2819.38


  • Total Grocery Budget for the Month: $235.00 or $78.33 week with one no-shop week per month or $58.75 for 4 weeks per month. (During the months with 5 weeks we just make it work)
  • Total Budget For December $235.00-$10.28 overspend= $224.72
  • Total Coupons Used this Week : $30
  • Total Discounts this Week: $0
  • Total Gift Cards Given Used this Week: $0
  • Total Rewards Points Used: $0
  • Stockpile Budget: $20.00 Used $0
  • Total Spent This Week: $59.14
  • Total Spent So Far for December $59.14
  • Total Over/Under spend this shop: $0
  • Total Over/Under spend for the month $0
  • Total Left to Spend for the Month: $165.58
  • Total Coupons Used This Month: $32.00
  • Total to Carry Over Next Month: $0
  • Total Spent To Date This Year: $206.95 (Jan)+ $160.77 (Feb) + (March)$169.62 + (April) $397.74+(May) $155.68 + (June) $216.01+ (July) $235.83 + (August) $182.35 + (September) $255.69 + (October) $196.64 + $245.28 (November) =  $2422.56 (does not include stockpile budget)
  • Rendezvous Account: $65.38+$17.24 =$82.62<> This is money saved if there is any leftover at the end of a month of grocery shopping for a date night for the wife and I.
  • Weekly Overview: We bought quite a bit of meat this week which drove our budget up but it was a great price. We also picked up the shampoo on sale which was not anticipated but hard to pass up such a great deal.


Canadian Coupons Found




Frequently Asked Questions



Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.


  • Do I have to be Canadian to post my Grocery Shop?


No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.


  • When does the Grocery Game close each month?


The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month. You can post your shops all month-long.


  • Does your Grocery Budget include health and beauty and laundry products?


Yes our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.



Here are your latest Coupon Match-ups of the week including Checkout 51 from 25 Newspaper Inserts around Canada compliments of Save Big Live Better that you can use to help you save money in the Grocery Game Challenge.


  • What is an FPC?


An FPC is a free product coupon which means you can get a free product as described on the coupon.



You can find all your store coupon policies here. If you are not sure it’s always best to call the store and ask.



I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices. Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your budget to make it work. Nobody is perfect, heck we struggle with this t of our budget like many people do and this is why the grocery game challenge was created.

If you have just joined The Grocery Game Challenge get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

You’ve made a wise decision.

Welcome to The Grocery Game Challenge Canada!



Are You New To Canadian Budget Binder?





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  1. I shop for 2 adults and an almost 3 year old boy. Our budget is $90/week or $450 for this month and includes laundry, health/beauty, etc.

    No Frills
    Milk $3.97
    Royale 30dbl rolls $7.97 – $3.00 coupon
    Coupon $3.00
    OOP $9.98

    Bread $2.17 (bought for my mom and told her she didn’t have to pay me back)
    Deli meat 2 x $1.67 – 2 x FPC
    Coupons $ 3.34
    OOP $2.17

    All Bran cereal 3 x $4.68 – 3 x $4.00 coupons – 2 x $1.00 CO51 (donated to Christmas families at work)
    Coupons $12.00
    CO51 $2.00
    OOP $.04

    Mushroom gravy $.68
    Mini Wheats (PM SDM) $2.99 – $2.00 coupon
    Ferro Rocher (PM WM) $4.98 (Christmas gift)
    Raisin Bran (PM SDM) $2.99
    After 8’s (PM FB) $3.99
    Finish Jet Dry (PM FC) 2 x $4.99 – $3.00 coupon
    Glade sense & spray $10.29 – FPC
    Eggs (PM SDM) $1.99
    Almond milk 3 x $3.99 – 3 x FPC
    Cavendish fries (PM Metro) $1.99 – $1.00 coupon
    MiO 2 x $2.48
    Gay Lea butter (PM FC) $2.77 – $2.00 coupon
    Apples (PM Metro) $3.26
    Cucumber (PM WM) $.97
    Lettuce $1.99
    Oranges (PM FC) $2.69
    Potatoes (PM NF) $1.47
    Bananas $1.88
    Reusable bag $1.49 – FPC
    Opti Free contact lens cleaner (PM SDM) $13.99 – $1.00 coupon
    Heinz baby cereal $3.67 – FPC (to donate)
    Alberto gel $4.29 – FPC
    Almay foundation $15.99 – $3.00 coupon
    Oral B toothbrush replacement heads $19.97 – $3.00 coupon
    Coupons $42.22
    Tax Free day $22.61
    OOP $73.03

    I have to mention a great deal I got this week but it’s not part of my grocery budget. Butterball turkey over 9kg, $49.91 at RCSS, PM to Metro $29.57 – $25 gift certificate won on FB =$4.57 – $2.00 SmartCart rebate =$2.57 for a Christmas dinner turkey! 🙂 (My parents buy and cook the turkey so they paid the difference)

    Total Grocery Amount Budgeted For the Year : $4,680 ($90/week)
    •Total Grocery Budget for the Month: $450 (5 shopping weeks this month – last month was supposed to be for us but ended up only being 4)
    •Total Coupons Used this Week : $60.56
    •Total Coupons Used This Month : $132.35
    • Total Coupons Used this Year: $1894.77
    • Total Checkout 51 rebates this week: $2.00
    • Total Checkout 51 rebates this month: $10.00
    • Total Checkout 51 rebates this year: $158.00
    • Total Colleague Discount (CD) this week: $0
    • Total Colleague Discount (CD) this month:$0
    • Total Colleague Discount (CD) this year: $394.31 (Unfortunately September was the end of using the card for us as we are no longer allowed to use it)
    • Total SCOP this week: $0
    • Total SCOP this month: $1.76
    • Total SCOP this year: $9.39
    •Total Gift Cards Given Used this Week: $0
    •Total Spent This Week: $85.22
    •Total Spent So Far for December: $223.14
    •Total Over/Under spend this shop: N/A
    •Total Over/Under spent for the month of December: N/A
    •Total Left to Spend for the Month: $226.86
    •Total to Carry over Next Month: I do not carry over to the next month.
    •Total Spent To Date This Year: $4022.39
    •Weekly overview: It looks like even with the meat order I’m going to be under budget this year or really close to it! I have a lot of FPC and coupons I am trying to use up before December 31 and this weekend was a great weekend to do so since it was tax free at RCSS. I got my makeup, toothbrush heads, contact lens cleaner and Ken some hair gel all for way cheaper than normal because of a sale combined with coupon and no tax. It’s awesome! We have been eating a lot of stockpile items lately so I haven’t been buying much unless it’s a great deal (I still buy fresh fruit/veggies/milk though). I keep getting personal pcplus offers on fresh fruit/veggies too which is nice! I earned the equivalent of $1.20 on apples, bananas and cucumber this week 🙂

    1. Hey Jen
      Good job with the cheap turkey… well done!! where did you win the gift certificate? We are heading out today to use up our FPC’s as well before we lose them all. You did amazing this year, I’m so proud of you Jen. Since I’ve helped you from the start I may have put more pressure on you to do the best you can but I know in your heart that you have learned so much the past 2 years about personal finance and what you and Ken need to do. I’m sure the experience will carry with you forever. Keep up the great work. Mr.CBB you get ballo1 15

  2. Here in the UK we have a variety of different stores for groceries, with each business run slightly differently and so their promotions and deals fluctuate in usefulness as they vary from shop to shop.

    What we can do though is firstly a weekly or fortnightly shop at the best value stores (Aldi), and after that browse the more convenient and nearby shops for deals and reduced items. What I do in my local Co-op supermarket, who are prominently more expensive than most, is scan my eyes across the shelves to notice any orange/black reduced stickers upon products that are due to go beyond their sell-by-date. It’s like being a predator hunting for any prey that moves within the scope. It works especially well for freezable products, as they can be bought for half the price and stored until you want them, without having to be thrown away after going bad.

    Overall as a shopper most days I don’t mind taking extra time to casually waltz around the store, some times I even enjoy it. For a lot of couples with children it’s often a case of manically getting all the shopping done, but if you have the time and patience to move around at a slower pace you can find some bargains. Only then you have to be careful not to give in to advertising or the appearance of desired foods because then you’ll end up buying a few extra items without really considering the necessities or stick to what’s on the shopping list.

    It’s like telling yourself as a child “no” when you see something tasty looking or so cheap that you have to fling it into the basket. “No, Alex” I say to myself “You can’t have that, you’ve got enough already”. But at the same time seeing certain things lower in price, that you know won’t get thrown away, is a sure way of saving some pennies in the long run.

  3. Our weekly budget is $100 a week making this month $400.
    .77 mrs.fields cookies-clearance!! reg $5.99!
    .99 heinz beans
    $1.75 total oop
    $2 cherry chocolates
    $1.47-$1C smart pasta
    $1.47 broccoli
    $1.27 romaine lettuce
    $1.83 green pepper-4
    $7.67 4kg plain epsom salts
    $15.50 total oop
    $1 total coupons
    $3.99 lady time stuff
    $3.89-$4C lady time stuff
    $5.99-$1CO51 pot of gold -hubbys xmas gift
    $3.29×2-$1TCx2&$1Cx2 J&J baby shampoo/wash
    $2.50×4-$1TCx4&$2Cx2 glad candles – xmas gifts
    $2×2 snowman window clings
    $1.57×4 2Lpop – xmas eve
    $30.31 total oop
    $12 total coupons
    $2.55,2.44-.50Cx2 prime chicken -clearance
    $1 kaiser buns
    $3.99×2-fpcsx2-$1CO51 all bran cranberry clusters
    $1.25 mushrooms
    $2.50×2 chips
    $5.49 veggie roll
    $2.41 pop
    $19.80 total oop
    $8.98 total coupons

    $67.36 total weekly oop
    $21.98 total weekly coupons

    $130.61 total monthly oop
    $219.79 total monthly coupons/discounts/redemptions
    We are pretty on track this month but there are still some things that need to be picked up before xmas eve, since it is our year to host, but I hope that we can keep within our budget!!

    1. Hi Jen,
      It’s good to hear that you are on track for the month. It’s always great to hear good news. What is a veggie roll? Great score on the Mrs. Fields cookies wow….. Small shop for you but with the holidays here I think most of us have our shopping already done. I look forward to your end of year numbers Jen. You get ballot 12 Mr.CBB.

  4. My shops for the week were all at Foodland. I did get to No Frills right at the end of the sale but I’m putting that one in for next week, given how late I was there.
    Dec. 7
    bananas- .63
    celery- 1.99
    1 frozen orange juice- 1.99
    1 W/W bread- 2.49
    2 raisin bread @2.49- 4.98
    1 frozen french fries- 2.79
    1 cranberry cocoktail- 2.98
    1 graham cracker crumbs- 2.99, .50 refund as I got the crackers by mistake and wanted the crumbs
    1 Chez Whiz- 2.99
    1 pack cheese slices- 2.99
    1 case cream soda- 2.99
    2 PB @2.99- 4.98
    1 soya sauce- 3.49
    1 frozen stir fry veggies- 3.49
    1 jar Marachino cherries- 3.79
    1lb ground turkey- 4.49
    1 4l milk- 4.79
    1 jug water- 5.49
    1 block cheese- 5.99
    1 black pepper- 6.99
    Tax- .39
    Total- $74.69, no coupons, 2 turkey bucks

    Dec. 9
    1 can tomato paste- .65
    1 pasta sauce- 1.79
    1 jar pickles- 1.79
    1 can tomato sauce- 1.99
    1 graham cracker crumbs- 2.49
    1 jar mayo- 2.98
    1 bag icing sugar- 2.99
    1 doz eggs- 2.99
    1 yogurt- 3.49, 50% discount, 1.75
    1 Royale tissues, 6pack -4.44, 1.00 coupon
    2 Royale TP @ 4.44- 8.88, 2X1.00 coupon
    1 yogurt- 4.49, 50% discount, 2.25
    1 yogurt- 4.49, 1.00 coupon
    1 4l milk- 4.79
    Tax- 1.73
    Total- $43.97, 1 turkey buck

    Dec. 12, a sale run
    2 sugar @1.44- 2.88
    1 raisin bread- 2.49
    3 18 count eggs @ 2.77-8.31
    1 cranberry cocktail- 2.98
    1 cider mix- 2.99
    1 4l milk- 4.79
    1 jug water- 5.49
    Tax- .39
    Total $30.32, 1 turkey buck

    Total budget for the month- $600.00
    Total coupons this week- $8.50
    Total spent this week- $148.98
    Total spent for month- $180.80+$148.98=$329.78
    Total over/under for week- under 1.02
    Total over/under for the month-N/A
    Left for month- $270.22
    Total coupons this month- 6.50+8.50= $15.00
    Total carry over to next month -$577.02
    Total YTD= J$818.08+F$598.07+M$770.12+$A938.07+M$650.13+J$876.78+J$734.75+A$625.95+S$800.56+O$637.38+N$608.12+D$329.78= $8388.27

    So I managed to come in under for the week, mostly I tried to get as little as possible unless it was a good sale. The Royale products were a good price, especially with the coupons. The Thursday only sales ere really good!!! The price for the sugar and the eggs was worth the trip there!!! I didn’t really need sugar but that price was too good!! I’m good for eggs for 2-3 weeks now too. The reduced yogurt was a nice treat. The one reduced yogurt was from Crema Greko I think it was. Lemon flavour. The younger son loved it!!! I will be watching for sales on that one!! He found it a bit of a pain to mix up the container but he said the taste was so worth it!!! Hopefully I might even get to taste it next time, but I will clearly have to be fast about it!!!
    This week and next we can redeem our turkey bucks and I think I have about $17.00 worth so I’ll be looking over the turkeys to see how much I can get a turkey for. They don’t sell by the pound so much as a flat rate price with in a weight range so I’ll be looking for the largest bird in the lower price ranges….

    1. Hi Christine,
      We are the same when it comes to good deals and yes the sugar and eggs were a great price so stocking up is something we would have done as well. We always try to find reduced yogurt if we can which is not normally an issue as Zehrs always has pink stickers.Yes, you can use your turkey bucks finally.The Greek Yogurt is so good… I love it. Well done with the budget…. I look forward to your end of year numbers. You get ballot 10 Mr.CBB

  5. I find my best bargains in the clearance areas at grocery stores. Whatever they are clearing out is often greatly reduced – much more than the weekly specials.

    I am annoyed with the entire Loblaw’s corporation this week. I signed up for their new PC points program but you have to load the specials on to your smart phone to get the best deals and the best reward points. I have a sad old flip phone with no data plan that I only use for emergencies so I am cannot get the same deals that are available to others. It is enough to make me shop elsewhere.

  6. The little yogurts..I think they are called minigo can be frozen, and eaten like ice cream
    I’m assuming all yogurts could be frozen too, if you can’t eat them fast enough.
    They say if you let them thaw, it changes their consistancy, but I’m not sure.

  7. If I get into Stratford this week I’m going to be looking for that shampoo!!! Did they have conditioner too????? I learned a long time ago to check above and below eye level for the deals. The expensive stuff is always at eye level…. I’m always looking around for the deals. I’m learning my way around the NF in town and where they put the reduced breads and such. Always looking there, I need bread anyway so I might as well get it on sale or reduced if possible! I scan the meat counters too for those lovely reduced stickers!!! I got a couple of containers of yogurt this week that were short dated and 50% off!! I let the younger boy know those had to be eaten first and he was good with it. One package is already gone.
    If I have room in the budget I will stock up as much as possible on a really good deal. You can tell how good the deal is with me by how many I buy!! The better the deal, the more I buy…. It really does come down to the fact that you need to know your prices to tell just how good a deal something is.
    Oh… my shops from last week were still in moderation last I looked…..

  8. We love finding these unadvertised cleanances too.
    A couple of times we found shampoo on sale for 50c & 85c because the lid had a little crack on it. It was children’s shampoo, but we use everything. If we don’t like it as shampoo, we use it for bodywash.

  9. DECEMBER – Week #2 of 5 – December 9-15th, 2013


    •Total Grocery Budgeted For Year: $142.50 x 12 = $1,710.00 for 2 adults
    •Total Stockpile Budgeted For Year: $47.50 x 12 = $570.00 for 2 adults
    •Combined Grocery Budget for 2013: $190.00 x 12 = $2,280.00



    I have been considering our 2014 grocery budget and think that next year in addition to having my borscht and re-stocking reserves, I am going to set up a small reserve for our holiday meals. The plan at the moment is for us to celebrate at home next Christmas and I would like to do a little gluten free baking for the holiday season. This year we have enough baking supplies in the pantry and freezer but I would like a wee reserve set up just for the 2014 holiday season… about $100 should do it. When it’s only two of us, it really doesn’t need to be a large reserve. LOL

    This week’s shopping was pretty minimal but we did get a good price on potatoes and my Tetley tea. We even managed to score another rain check. I LOVE my rain checks!!!

    Good thing that’s the end of our Canadian shopping for this year… I DID IT!!!! I finished with $0.57 left in the Canadian budget and I still have $120.54 US for our last US shop on December 29th!!! Happy dancing here. 🙂



    Safeway – Maple Ridge

    1 10 lb bag russet potatoes ($5.99-$3.00 Coupon) = $2.99

    •Total OOP: $2.99

    • Grocery Budget OOP: $2.99
    • Stockpile Budget OOP: $0.00
    • Cash Hiding Spot: $0.00

    ** Earned 1 Air Miles on this shop **
    ** USED $3.00 in Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **

    I also got a rain check for 2 packages of Butcher’s Cut Beef Sausages 500 g @ 2 packages for $5.00! Woo hoo!

    Save On Foods – Maple Ridge

    2 x Box of 144’s Tetley Tea ($17.98-$6.00 Loyalty Savings) = $11.98

    •Total OOP: $11.98

    • Grocery Budget OOP: $11.98
    • Stockpile Budget OOP: $0.00
    • Cash Hiding Spot: $0.00

    ** Earned 12 More Points on this shop **
    ** USED $0.00 in Coupons **
    ** SAVED $6.00 Loyalty Savings on this shop **

    SAVE ON Foods – Maple Ridge

    1 x 4L Skim Milk ($4.79 – $0.20 Loyalty Savings) =$4.59
    2 x WF Sweet Gherkins ($7.58 – $3.58 Loyalty Savings) =$4.00
    2 bananas $0.62
    1 GG Brussels Sprouts ($2.99 – $1.99 Loyalty Savings) =$1.00

    •Total OOP: $10.21

    • Grocery Budget OOP: $10.21
    • Stockpile Budget OOP: $0.00
    • Cash Hiding Spot: $0.00

    ** Earned 132 More Points on this shop **
    ** USED $0.00 in Coupons **
    ** SAVED $5.77 Loyalty Savings on this shop **






    •Total Loyalty Card Price Reductions This Year:
    J$40.04+F$44.48+M$98.35+A$50.00+M$3.00+J$0.00+Jy$55.55+Au$36.66+S$52.74+O$71.36+N$17.25+D($6.00+5.77=11.77)= $481.20

    •Total Coupons Used This Year:
    J$60.46+F$0.00+M$11.79+A$12.48+M$1.50+J$54.54+Jy$ 42.16+ +Au$3.80+S$38.57+O$21.98+N$24.43+D($3.00)= $274.71

    •Total More Points Earned This Year:
    J265+F248+M151+A26+M0+J59+Jy7+Au26+S0+O141+N15+D(12+132=144)= 1,082 Points

    •Total Air Miles Earned This Year:
    J57+F10+M30+A83+M0+J161+Jy20+Au1+S208+O80+N30+D1= 681 Air Miles

    •Total Thrifty’s Points Earned This Year:
    Jan-Sept 988+ O297+N321+D0= 1606 Points



    •Total Grocery OOP Spent So Far This Year:
    J$217.50+F$198.39+M$72.90+A$215.04+M$70.12+J$49.97+Jy$114.23 +Au$100.49+S$130.85+O$111.97+N$144.75+D($14.50 to borscht+$2.25 overage+$110.00 trf to US-$10.00 trf from Stockpile+$2.99+$11.98+10.21= $141.93)= $1,565.89

    •Total YTD Grocery Budget So Far:
    J$190.00+F$190.00+M$108.79+A$142.50+M$142.50+J$50.00+Jy$114.36+Au$99.62+S$110.00+O$133.69 +N$142.50+D($142.50) = $1,566.46

    •Total Over/Under on the YTD Grocery Budget: $0.57 AVAILABLE



    •Total Stockpile OOP Spent So Far This Year:
    +Au$0.00+S$20.00+O$47.50+N$59.46+D($15 to re-stocking+$10.54 to US Reserve+$10.00 to Groceries=$35.54)= $500.81

    •Total YTD Stockpile Budget:
    J$0.00+Feb$0.00+M$81.21+A$47.50+M$47.50+J$82.86+Jy$35.64+Au$43.60+S$20.00+O$47.50+N$47.50+D$47.50 = $500.81

    •Total Over/Under YTD Stockpile Budget: $0.00 AVAILABLE



    •Total 2014 Re-Stocking Budget:
    J$0.00+Feb$0.00+M$0.00+A$0.00+M$0.00+J$0.00+Jy$17.50+Au $17.50 +S$27.50+O$27.50+N$20.00+D$15.00=
    $125.00 AVAILABLE


    •Total 2014 Borscht Stockpile Budget:
    $275.00 AVAILABLE


    • TOTAL FUNDS SPENT IN 2013: $2,066.70

    $2,280 is budgeted for JAN-DEC ‘2013 INCL. but with cash additions from a gift, recycled bottles, cash hiding spot money and repayments of funds owed to us…we increased our reserves to also have:

    $125.00 Freezer Re-Stocking Fund
    $275.00 Borscht Fund

    Total $400.00



    CANADIAN $’s

    Groceries: $0.57
    Stockpile: $0.00
    Cash Hiding Spot: $0.00
    2014 BORSCHT: $275.00
    Re-Stocking Funds: $125.00

    US $’s

    Our Reserve: $120.54
    US Cash Hiding Spot: $0.00


    The valid rain checks I hold are as follows:


    3 dozen Lucerne Large Eggs @ $1.33 (Good until Feb 7th)
    4 Butcher’s Cut Side Bacon @ $8.99 (Good until Feb 20th)
    4 Butcher’s Cut Boneless Honey Dinner Ham 1 Kg @ $8.49
    (Good to Feb 26th)
    2 Butcher’s Cut Beef Sausages 500g @ 2 for $5.00
    (Good to March 6th)


    1. Hi Mary,
      I enjoy the Tetley tea as well. If you email them they may send you some money saving coupons as well. They sent me some $1.00 off coupons. I think it’s smart of you to set up that baking reserve in the budget if you want to experiment with new recipes over the holidays or just to have it there just in case something pops up that you fancy. The end is near for 2013 as will be a review of the grocery budget this past year and I can’t wait to hear what all of you who have been here the past year have to say after reflecting on your own numbers. Thanks Mary You get ballot 8

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