The Saturday Weekly Review

Money Is A Resource Not To Be Confused With A Power Tool : The Saturday Weekend Review #164



If you love money and I mean REALLY love money don’t ever let it push you over the edge to submerge those you love with a life of unhealthy behaviours which includes embarrassing yourself.

My wife and I hardly consider ourselves rich BUT some people may because we no longer have a mortgage, we are young and I earn an good income and love my career. We never use our blessings in a manner which demonstrates rudeness towards others rather we contribute to society in a giving way.

Related: How we became mortgage free in 5 years

This blog is an example of how we want to motivate others to become debt free while building our own relationship together. The budget never stopped for us when the debt was gone. Throughout the years we’ve used money to help us understand how it affects our relationship and how to continue growing as a couple. Money is one of the main reasons people divorce these days and we don’t want to become a statistic so we work on US. Money is just, well money.

Related: Rebuilding Life and Finances after Surviving a Divorce

How do people become rich?

Well…many work very hard for their riches. Money doesn’t just fall in your lap unless you’ve won the lottery or it was generously inherited but even then that’s never an excuse to be ignorant and disrespectful towards others. I’m pretty sure lottery winners know what it’s like to work for their money.

If you’ve gone from rags to riches or just rags to a stable income it’s important to never use money to try and reign power over others. We all had to start somewhere. We are all human and should treat each other with kindness no matter how big or little your net worth is.


Money can turn your life around


Today I am going to be talking about wealthy people however let’s not forget that there are those people who aren’t as financially fortunate and are also rude towards those they feel have more than them or have a better life. No matter what your life has given you being rude is never an excuse.

So, what’s the scoop?

A rich woman uses some not so nice tactics towards a hard-working server in a London UK restaurant just because she doesn’t like what she sees when she comes to the table. Keep on reading and I’ll explain the story but before then we need to understand how money affects certain people.

Money perception really does alter the way some people think about others even if they are wrong. In the end the lovely server is the one who takes home the prize when two people step up and defend her. What is that prize? Two people who care about the way people are treated. They show – Compassion, Love, Friendship, Leadership, and that she has an awesome place to work at.

I’m sure it hurt the girl deep down as it would anyone who faces disability discrimination but just knowing that she had the support was likely overwhelming. Even the husband in this case says they were aware from previous visits what the server was faced with.

Money is important and needed for daily living although money doesn’t always get you want you want, even if you are rich as this female patron was about to find out.


Money Perception


Managing finances can be a big job depending on how much money you have and how often you spend it. From time to time people may judge your financial status based on the way you dress, how you act and by your place of employment or lack there of, but that means nothing.

No one cares how much money you have if you’re being an inconsiderate snob which is clearly what happens in today’s story. I’m sure the suspense is killing you by now if you’ve read this far down the post but don’t worry it will all make sense soon.

Many of you might say that you just don’t care how much money someone else has but there’s a bit of envy in everyone. It has more to do with success than it does money though. When we were little kids we all wanted to be someone when we grew up.

Trying to jump into a career after graduation is tough especially when the pool of applicants to jobs is very high. There will always be people who work very hard earning a lower-income then they’d like who had dreams of a different career path but it didn’t pan our or has yet to happen.

Some people are unable to work in specific fields due to a disability or for health reasons. Then there are the caregivers of ill family members and others who just enjoy working even if they’re not bringing home bulging pay cheques.

I know many seniors who don’t mind working to earn some extra cash just to keep themselves occupied. For all you know anyone could be rich…remember The Millionaire Next Door? A good read worth picking up from the library to help you understand money and perception.

Money perspective differs from person to person. It may mean more to you then to someone else because their riches come from other realizations such as love, nature and life. Everyone has their own mission when it comes to earning money because all money really becomes is a resource to live.


Rich doesn’t make you stronger


I don’t know how many times I’ve had conversations with people where money ends up being the topic. Some people are adamant on making sure others know just how rich they are and what they can do with that money.

It’s not shocking to hear about wealthy people who think they can use their money to poison other people because they believe they have the resources to do so. It’s more of a laugh than anything but money can be very powerful yet it should never be rude.

So this is how it all went down.

Back to London England where a rich, snobby patron who frequents a restaurant with her husband often has a dilemma with their 19 year-old-server who has served them on a different occasion.

The girl proceeded to take orders for a table of 10 which included the bossy, rich woman was asked to get her manager to come out to the table. The server had no idea what was going on and obliged to help the customer. Once the manager came out the rich woman was obviously upset and asked the manager why he allowed staff to wear headphones at work. She was referring to the girl serving them.

The server was not wearing what appeared to be headphones to the customer, rather she was wearing hearing aids which anyone could clearly see. She is deaf in her left ear and partly deaf in her right. The boss of the server goes on to defend her as does the husband of the snobby customer who puts her in her place.

The boss tells the patron she has to leave the establishment as they did not want to serve her but the rest of the party could stay. Best of it is she tries to use her husbands career as a solicitor in her defense as another power tool. We later find out he is not a solicitor and she once worked in a shoe shop but both currently don’t even work. The husband won the lottery and doesn’t know why his wife acts the way she does. I don’t know what I’d do if my wife acted in the same manner. I know I’d be embarrassed.

Funny how money can change relationships. Sometimes you just don’t know your partner after money or significant life changes happen. We are to marry for better or for worse but sometimes if the worst comes out it may be too much to handle.

Here is a snapshot of this heartless yet full of heart story that I read which I encourage you to read in its entirety over at Inspire More. It’s certainly a testament to kindness in humanity and how money can be used as a power tool for some people to try and get what they want.

Wife: “How dare you let your staff wear headphones? We spend a lot of money in here and we expect a certain type of service. This is most distressing”

Boss: “Not you. I was talking to my employee and friend. You—” *referring to the wife* “—on the other hand are a despicable human being. How dare you come in here and talk to a member of my staff like that? It is massively, plainly obvious that she is wearing her hearing aid. Everyone else at your table can see that. Now you have not only embarrassed yourself and the rest of your table but also my staff member. I’m very sorry but I have to ask you to leave, madam. The rest of your table may stay if they so wish but I simply cannot have my staff treated that way. Please leave. Now.”

Husband: “I’m really sorry about my wife. Do you know, I don’t work and neither does she. I won the lottery. Before we were rich I was an accountant and she worked in a shoe shop. I really have no idea why she’s like that. I promise I’ll never bring her here again.”


Your power tool starts with kindness


be kind and generous to each other(1)

What I learned from this story was that money can be scary because it can take someone that you cared so deeply about and change them into someone you don’t even know. Don’t let your power tool overheat because one day it may just blow up in your face. Looks good on her!

Have you ever had to deal with rich snobs?


CBB Week At A Glance


This week flew by just as most do these days but I did manage to get some stuff down around the house with my wife. We were able to finally scale down all the baby clothes and get them into boxes. The plan is to donate and sell most of the items to make some of the money back that we spent. Since the snow has melted we decided to put our winter gear away which meant more sorting, cleaning and bringing out the Spring jackets and shoes.

Believe it or not I did manage to get out and rake the grass twice this week to get all the dead bits out and I picked some of the rotted plant leaves up. The front yard looks pristine but now I need to green the grass up and watch our plants grow.

I also took my wife and son out for a coffee/cookie date at Tim Horton’s which we like to do just to get out of the house as a family. It’s hard to do much with me working all the time so every hour counts for us. After that we went to the park where our son went bananas on the play equipment. I’m guessing this summer is going to be jam-packed with lots of energy filled days for the wife and I.

We are looking at different places we can bring our son this summer mainly Wonderland and African Lion Safari, Toronto Zoo and we may plan a trip up to St. Jacobs Market. My wife and I also love to visit all the waterfalls that we can find in Ontario so we plan to map that out. On top of all this we are planning a big trip back to the UK with a few other stops in Europe along the way.

Have a great week everyone.



Awesome posts published this week


Just in case you’ve missed any of my blog posts this week I will share them all below. If you are looking for past Saturday Weekend Review posts scroll down to the bottom of this post where I will list up to 5 previous weeks for you to read.

If you have a question that you would like to ask Mr.CBB fill out the Contact Mr.CBB form on the blog home page and I’ll do my best to reply to each one. If you want to share a story via a Fan Question please ensure that there is minimum 500 words and lots of details…we love details! I’m more than happy to chat via email to bring your story to life.

New: If your story submission gets chosen and published you will be entered into a yearly draw for a $25 Gift Card or $25 CDN via PayPal if you are from the USA.

Right now CBB is posting Tuesday (Grocery Game Challenge), Thursday (Personal Finance Post), Saturday (Personal Finance and Weekly Wrap-Up and a Frugal Recipe on Sunday!

Top performing CBB Post this week : How much should my grocery budget be?


Budget Brags


Submit your Deal or Brag:

Saving money while grocery shopping is essential in the CBB family and that’s why we share our grocery shops every week in The Grocery Game Challenge .

Join the Budget Brag Challenge 2016 and WIN!!!

What I love the most is when my fans share their amazing shops with me whether it be groceries or other deals they find at a garage sale, online or freebies!  In 2016 if you send me your Budget Brag you will automatically get entered into a yearly draw for a surprise gift card.

If your Budget Brag gets chosen you get an extra ballot! So start sending in your brags with a photo and tell me about your deals. If you are from the USA and win I will PayPal you the money in CDN dollars. Open to Canada and USA only.

Email me at canadianbudgetbinder@yahoo.(ca) < remove brackets) or fill out my contact form by Friday each week to have your brag considered for the Saturday post.

Colleen is back this week with yet another awesome grocery shop brag!! Way to go Colleen!


I have another brag for all of you!

The bread is Alpine bread regular price of $5.99 but I paid $.99. The Special K Pastry crisps were regularly $4.29 each and I paid only $.99 ea. The popcorn chips are regular $3.79 and I paid $.99.

Total regular price would have been $18.36 plus taxes and I paid total out-of-pocket a mere $3.96 and no tax as marked as grocery clearance for a savings of $14.40!!

-Colleen K.

That’s how it’s done folks!!! Shop the clearance rack because you never know what you will find!


Making A Difference (MAD)


Welcome to the 2016 Making A Difference series!

If you are a personal finance blogger (anywhere around the world) and would like your blog to be MAD featured simply drop me an email and I’ll explain the process to you. I’m currently booking for May/June 2016!

This is my way of giving back to the personal finance community through networking and sharing knowledge with my fans. Today it is my pleasure to share with you the blog,

The Organised Redhead blog(1)

Hello from England to all CBB Readers!

I’m Miss Organised Redhead. I’m a fun-loving, 40-year-old freelancer working in the UK IT industry, hatching an escape plan to get out of the rat race and find freedom!

My dream (like so many before me) is to reach a point where I can sustain myself financially so that I no longer need to work for others, at which time I can choose to do the activities I enjoy with the people I love.

I’ve set myself a pretty ambitious goal of achieving financial independence before I turn 50 (just under 10 years from now), and I will be documenting every step of the way toward this target in my blog The Organised Redhead.

Although in its infancy (launched Feb 2016), my blog is about more than just the pursuit of financial independence. I share all of my goals and my progress toward achieving them (from endeavouring to buy a house and move in with my boyfriend, to my numerous self-improvement attempts).

I’m hoping for encouragement from my readers to help me stay on track, in return my aim is to provide inspiration for what it’s possible to achieve in a year. The thing I love about blogging is its interactive nature and the fact that it’s possible to connect and discuss points of interest, so I’m most looking forward to opening a conversation with my readers and getting to know them.

And what else can you expect from my blog? Well, people are always telling me how organised I am, so I will be sharing my tips and tricks that help make every day life run smoother. I’m also a firm believer that happiness can be found in the little things and moments in time. For this reason I will be featuring reflections on life’s simple pleasures.

My personal view is that when we focus our attention on appreciating these small things, we can experience a more peaceful, contented and ultimately happy life.

I do hope you can join me on my journey to happiness and financial freedom, if you stop by please be sure to say hello!

Top Recipe


Fried cheesecake rolls Food and grocery shopping are relevant to us because food is a large part of the budget which people struggle the most with.

We all have to eat to survive but just because we have a budget doesn’t mean we can’t eat delicious home-cooked meals that are drool-worthy.

If you are someone who would rather buy convenience foods consider cooking homemade meals or baking from scratch. Not only will you save money but you will be proud of what you’ve accomplished and you’ll see that from the smiles on those you feed.

For the past 2 years I’ve had a second Facebook page called The Free Recipe Depot where I exclusively share recipes from Food Bloggers around the world. I also share recipes on the blog on Sunday either made by home cook and mom Nicola Don or myself.

This week our Top Recipe Pick goes to the lovely Nicole over at Brown Sugar for these amazingly drool-worthy looking Fried Cheesecake Roll-ups. Now, my wife is on a low-carb diet so I thought I would switch this up and make low carb cream cheese pancakes then a cream cheese filling, roll then fry them and see what happens! I’ll report back the recipe on the blog after I’m done. Thanks for the inspiration Nicole. Check out her recipe!!


Top DIY Project


clothespinplanters_rosemarySince Spring is practically here I’ve been in the gardening mood even though I don’t have much time for it these days.

I still love to get my hands dirty in the Spring and Summer with our herb garden and when I saw this DIY Clothespin Herb Planter that Ashley and Greg Brown created I was sold on the idea.

It is made from a tuna can and clothes pins… That’s what I call Frugal!!

Check out the step-by-step guide how to make your own clothes-pin Herb Planter over at Seventh House on the Left Blog. Your friends will be jealous!


Editor’s Pick


Every week I will pick a blog post of the week from around the web that I found interesting and want to share with all of you. Please head on over and give the post a read and let them know that Mr. CBB sent you if you comment. Thanks.

Editor’s pick (That’s me Mr.CBB) this week goes to the blog Lil Suburban Homestead where my friend Karen had Dan Sullivan from Survival Sullivan contribute a post about The Layered Approach to Prepping: The 3 month survival plan. It was an interesting read considering we talk about grocery shopping and stockpiling on Canadian Budget Binder. I don’t know if I’ve ever considered it to be a survival kit but many of you might. Enjoy the read!


How readers find CBB


Every week I get thousands of people visit Canadian Budget Binder because they did a search online and found my blog. Any spelling errors below are because I share with you the exact way they typed their search engine query to land on my blog. Some of them are serious and others are meant to have a laugh.

  • I was on drugs but didn’t pay my electricity bill so now I have debt- That happens.
  • SCOP Petro Canada– That would be nice if gas stations had the Scanning Code of Practice but sadly I don’t think that will ever happen unless I’ve missed some really good news.
  • Canadian Rock Gardens– That’s because we have the coolest rock gardens on the planet.
  • Best ways to steal from grocery stores– This scares me. Please go to the Food Bank.
  • How can I be mortgage free- Pay it off! There’s no secret.

Thanks for dropping by this week! Please do come again and check me out on social media!


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