For the past three years I’ve spent most of my time at work which means I’ve missed out on lots of time with my wife and our 3-year-old son. Over the years readers of this blog would email me and ask why I was working so much if we were debt free. I could understand why they wanted to know but at the same time it’s not unusual as many families struggle on one income or even two.
Related: How we became debt free in 5 years
There were plenty of days when I asked myself the same question but I continually received the same answer. I’m doing it because I want to work in a career that I will love until I retire. It’s not about the money. Sometimes you just have to look at what you are doing and picture yourself as you age and wonder whether you can continue doing it. If no, find something that you can do or that is sustainable for the long-haul that will make you smile and bring in the income you need.
Some careers are great when you are younger but not as you age although not everyone has the options to move on. I was in a similar career ever since I graduated in Canada and picked up my first job by an employment recruiter for a large company. I was thrilled because I had worked so hard to do something that would offer me more money than minimum wage. This was in part so my wife and I could start our lives together and save for a large down-payment on our first home.
After a few years of saving as much money as we could plus our savings from past real estate dealings we were ready to take the leap into home ownership. Shortly after purchasing our home on one income (mine) my wife lost her job due to downsizing. She’s now a stay at home mom to our little guy and our mortgage was burnt in 5 years.
Insert breath of fresh air- Debt Free once and for all but we knew this could change at any time.
Sounds great though right? It was and it wasn’t.
I wasn’t happy.
I needed more stimulation because I felt that I was just settling with employment and I didn’t want to lie to myself and say that I was happy. Then this door magically opened to my dream job and I managed to slip my foot in to hold for a tad over 3 years.
Boy was I ever tired but I kept going and getting as much rest as I could in between shifts that sometimes extended into 17 hour day sometimes more. I never left any stones unturned and always gave 100% or close to it (we all have bad days).
While working two jobs I would experience small bouts of sleep deprivation and anxiety at times to get everything done. Oddly enough most people don’t get a full night’s rest and suffer the same. All you need is your mind to race at night or have limited hours to rest and that’s how it’s done.
I was also upset when I applied for a full-time job opening and did not get the position. This was a normal reaction that anyone would have. Everyone was sure I would get it but I didn’t. I didn’t let that get me down for too long knowing that one day I would succeed and hopefully go on to make a difference.
My resignation letter
I can officially say that I’ve had enough of the long days and nights and although the money was good it was time to hand in my resignation letter.
Here’s how it went…
Dear Mr. Boss,
Thanks for employing me here at Monster Island but I’ve just landed my dream job on the Love Boat so I’m quitting.
YES, I got the job!
I can finally sleep at night, kiss my son, hold my wife and do things as a family. If you’re just catching up I’ve tried so hard to secure the career of my dreams and now I can finally say I’ve achieved it.
Now I just need to keep it.
The future of Canadian Budget Binder
Thank you all so much for your encouragement and motivation over the years. Big thanks to the regulars (you all know who you are) and the readers who don’t say anything but are always around. Nicola and Katrina have been a big help over the years even though their lives have taken them in different directions. Thanks for contributing and continuing to do so when you can.
This blog has been so hard to run and I often considered selling it but at the same time it was and still is my beautiful distraction. Besides spending time with my family my alone time consisted of running, working out, reading and surfing the web. Blogging keeps me focused and I learn quite a bit about finance from professionals and newbies all over the world.
I’m also having a designer help me refresh the blog which means I’ll probably have a new blogging schedule come January. I’m not sure what I will keep, get rid of or introduce but I want to make sure that what I am giving is my all because I’ve worked very hard the last almost 6 years on Canadian Budget Binder.
I’ve also recognized that I’ve spread myself thin since this isn’t where I earn a full-time income even though I know it can be lucrative given the amount of advertisers that approach me. That’s just not my thing so I know that moving forward I need to improve my time-management skills on the blog, emailing and social media.
Speak up CBB Fans
That being said I hope that I hear your suggestions for the blog and what you would like to see or not see. Currently I’m moving towards a net worth update post with percentage increases and eliminating our income as it is no longer relevant to our journey as we are debt free.
I will keep the monthly budget because I know it holds true to many of my readers who want to follow how another family budgets their money.
Anyhow, I won’t divulge too much right now but I just wanted to let you know that I’m finally free. I’ll miss all that nice green in the bank even though it had nothing to do with this journey.
By the time I’m ready to retire at age 60 I will have a full pension which is crazy and exciting. I never guessed that I would be where I am today but I know that without the support system that I have I wouldn’t hold my new designation.
Thank-you all and for once it’s nice to read about a happy ending resignation letter, especially when it is my own.
The best part of my new job is finally getting to sleep in on the weekends!
P.S You may have noticed I didn’t tell you what my new career is and that’s to protect my identity.
Discussion Question: Have any of you written a resignation letter before because you got another job?
A Look At My Week
This week was back to work for me starting with long days of training which will continue into next week. I knew most of the information but required to attend which didn’t bother me since I was getting paid for it. There were also things I didn’t know so it wasn’t all a washout. The free food was also just a bonus that I gladly accepted.
The rest of the time was spent cleaning up the basement getting it ready for renovations. It will be nice to give our family more space to clean, ha! I’ve also done plenty of yard-work and helping Mrs. CBB sell items we no longer need. It sure feels good to see space in our house again. Less really is more.
It’s amazing how one month can impact your life when you’re not around to control what’s going on. I’m nowhere near caught up especially with the blog as I’m working on a new design and layout as mentioned above.
That’s all for now.
Have a great week everyone.
Please leave me a comment and say hi if you’ve read this today.
CBB Published Posts
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Top Post This Week: How Much Should My Grocery Budget Be?
- Low Carb Bread- The Only One You Need
- How To Pick Food Storage Containers
- How To Negotiate A Rent Increase
Top Finance Weekly Read
I made my way over to The Financial Panther this week where I learned about a new savings fund, The Stupid Mistake Fund. If you think about all the times you’ve made a mistake that has cost you money this fund might be for you.
No one is perfect so I think everyone should a small mistake fund for this purpose. It’s money you won’t miss because it’s meant for stuff that happens that shouldn’t. His story is a little embarrassing for him so enjoy the read.
Making a difference (MAD) 2017
Welcome to the 2017 Making A Difference series! Join the networking movement of Personal Finance Bloggers around the world.
If you are a personal finance blogger and would like your blog to be featured simply drop me an email. I’m currently booking September/October 2017-Limited spots.
Hey Mr. CBB and crew,
I’m Andrew from Wallet Squirrel. I’m in the process of building a $10,000,000 portfolio with ONLY money I earn online.
Did you know 1/5 Americans are NOT saving for retirement? Perhaps Canadians are doing better? The number one reason is that they can’t save enough from paycheck to paycheck. So Wallet Squirrel focuses on all those extra ways to earn money, to start saving for retirement.
We’ve done survey apps (suck), selling stock photography (kind of fun, and many others just to see what works. Then we show you what we’re doing with our money, how we’re investing it, to make it grow. Everything we do is to build that $10,000,000 portfolio and prove it can be done.
#1 Piece of Advice for Newbies
If you’re entirely new to finance, PLEASE start tracking your finances. I’m not talking about budgets, but download an app like MINT of Personal Wealth that tracks your bank accounts and spending. Once you know where all your money goes monthly, you can start making small adjustments to eat our less or shop one less weekend. You’ll see the saving snow ball.
#1 Piece of Advice to Veterans
You’re smart, you’ve been doing this for a while. Leverage that knowledge and knowhow to try a couple extra ways to make money like writing a finance article on Seeking Alpha for cash or build a referral network through Ebates for extra income.
Have a great day,
Fan Brag of the Week
If you’ve got a brag that you would love to share email me a photo and tell us what you’ve got and costs involved. For every brag whether it gets posted on the blog or not you get an entry into the yearly draw for a gift card.
This week Jen scores big time using The Scanning Code of Practice. Check this out!
CBB Words of Wisdom
You have to believe before you succeed.
Top Chef Recipe Pick
I practically love everything shared on the DELISH website however this Pumpkin Cheesecake Lasagna won my heart as soon as I found it. What I love about it is that it’s easy to make and it’s portable which makes it perfect for potlucks with friends or co-workers or even to sell at a bake sale. With Autumn around the corner this is a must-try recipe on my list.
Beth over at Home Stores A to Z sure knows how to be frugal. Perfect for Christmas or your Autumn table centerpiece this DIY Cinnamon Stick Candle is going to wow your guests and add to your home decor.
The candles will bring a warming feeling for those surrounded by it and the smell of cinnamon will be present throughout your home. Look how easy it is to make these gorgeous candles.
Mrs. CBB has already told me to keep an eye out for cinnamon sticks to go on sale. I think I know what we will be making and maybe we can get our toddler involved as well.
Search Term Giggles
Always begin and end your day with a SMILE!- Mr.CBB
Every week I get tens of thousands of people visit Canadian Budget Binder because they did a search online and found my blog.
Most times funny, Sometimes serious.
- Is chicken niggets (sp) still good after expiration date– Try one and find out!
- Driveway sealing for dummies– Haha, if you have to look this up hire someone to do it.
- Dangers of eating cranberry sauce expired 2013– Well, it could be ok BUT it might now. You should know once you open it if something is good or not. Honestly, for the cost of a can of cranberries, I’d toss it.
- Can you make your own honey from scratch?– Haha, you can give it a try. Bzzz
That’s all the fun for this week, thanks for dropping by and we’ll see you all again next Saturday.
Don’t forget to Follow me on Social Media and Subscribe to the blog.
Hey…if you see any mistakes let me know. I’m not an editor just a guy who likes to write and yes I make mistakes.
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