How We Earned 4 Million PC Optimum Points

Estimated reading time: 9 minutes

After the last six years, we’ve earned over 4 million PC Optimum Points.

We have over 6 million PC Optimum points moving into year eight but struggle to spend.

Going into 7 Years, we have over 6 million PC Optimum Points, and we have no idea how to spend the points.

What we find interesting is that we understand how the PC Optimum Points program works.

I’m here to show you how you can make as many points as we have with little effort at all.

Of course, I’m not here to brag about the points, as I’d rather be the guy who taught you how fast PC Optimum Points add up.

Today, I plan to do so get ready to find out the strategy we use.

How the pros earn millions of PC Optimum Points Fast.
Let me show you how we earned over 4 million PC Optimum Points (2022 is 6 million)

Spending PC Optimum Points Is Comparable To A Shopping Spree

I’ve lost count of how often we’ve been asked whether we would spend our 4 million PC Optimum Points.

That’s a whopping $4000!

Update 2023: Currently, we have 6.4 million PC Optimum Points, over $6000 in points.

It’s not that we don’t want to spend our PC Optimum Points because we do.

We don’t know what we want to spend them on just yet. Sounds silly, I know, but it’s the truth.

The PC Optimum Points program, formally called PC Plus, is one of the top rewards programs in Canada. It’s lucrative, addictive, and can save you big bucks.

After earning 6 million PC points, we have some insight into how the program works.

The PC Optimum program is run through the Loblaws corporation, meaning if you have Loblaws banner stores in your area, you have the program available.

The only exception is the T&T supermarket.

On February 1, 2018, PC Plus via Loblaws merged with the Shoppers Drug Mart Optimum program after acquiring the business to become the PC Optimum program.

Both rewards programs joined forces, giving shoppers more rewards power and places to spend their PC Optimum points.

How To Earn PC Optimum Points Fast?

Earning our almost 4 million PC Optimum Points has taken us four years, the same age as our son.

Before our son came around, we would spend our amassed points during “Spend Your Points” events.

These events offer more money for your points, but that slowly ended for us when our baby came along. 

It was far easier to spend and save money than to redeem our points, which is why they’ve built up so high.

Trying to redeem points with a baby/toddler in tow was too overwhelming, so we just kept earning points.

Remember that my wife has a disability, so we always shop.

Knowing The Right Time To Shop

The rewards points stack up fast when you shop on 20x the points day, online, in-store PC Optimum points specials, PC Optimum App points (Android or Apple), PC Financial MasterCard, pharmacy (not prescriptions), and the grocery store.

We get all our prescriptions from Shoppers Drug Mart, so we are already entering the store.

There is a good reason the pharmacy is at the back of the store, haha! Clever marketing, I think.

Milk is one product we always buy if offered 20x the points on our app.

When we buy four bags, it’s like getting one 4 litre bag free back in points.

Who wouldn’t be right? Yes, we freeze our milk bags.

For every dollar you spend in a PC store, you get 15 PC Optimum points which translates into dollar for dollar in points.

For example, if you have 10,000 PC Optimum Points, you redeem $10 in rewards points.

  • 10,000 points = $10
  • 20,000 points = $20
  • 30,000 points = $30
  • 40,000 points =$40

I advise you not to cash in your points unless you need to. Holding off until a Mega Points event is very important.

Doing so will make your points worth more money, and you can purchase more by redeeming them.

Shop our exclusive 20x events to get 30% back in points!

Get the PC Optimum App and take advantage of personalized offers

Shoppers Optimum Program

Savvy Shoppers Earn More PC Optimum Points

PC Optimum Points help us value everyday essentials but earning rewards and knowing your prices are significant.

For example, when we grocery shop at Zehrs or NO frills and even Shoppers Drug Mart during 20x the points, we only buy what is on sale, and if the price is less, then we can get it on sale somewhere else.

This may mean we have coupons to apply to our order or points to help bring the cost down, making sense to purchase the item.

Mrs. CBB uses NeoStrata face products to keep her skin youthful and blemish-free.

If you know of the product line Neostrata then you know it’s costly to buy, but it works for her.

Self-care is a big part of her life, as it should be for anyone, and her beauty regime is essential to her.

She will only buy health and beauty products when they are on sale, with a coupon and 20x the PC Optimum Points when you spend $75 or $100.

She might as well earn enough points back to get one free product and wouldn’t get that deal anywhere else. 

This is how we have earned almost 4 million PC Optimum points in 4 years, smart shopping.

If you are that person who says they won’t shop at Shoppers Drug Mart because it’s too expensive, think again.

If you buy the same products somewhere (i.e., non-Loblaws stores), you could earn PC Optimum points, which equals free stuff.

Using Coupons To Earn PC Optimum Points

  • Canadian Coupons: Where can I find Canadian Coupons?
  • Best Coupon Apps: Coupons are slowly fading, with mobile coupon apps being the biggest rave.
  • What is the Best Flyer App- We use Flipp on our iPhone, so if you want to have all your flyers in one spot, download Flipp from the Apple Store or get it on Google Play.

PC Insiders Subscription

You can become a PC Insider subscriber for 9.99 monthly or $99.00 yearly, a paid subscription for PC Optimum members.

Updated 2023– The PC Optimum Insiders™ subscription gives you even more rewards, convenience, and inspiration with PC® products and services ($119/yr + taxes thereafter)

It gives you more earning power in PC Optimum points and other perks.

You essentially become the king and queen of customers.

  • Get Free Shipping and Grocery Pickup
  • 10% back in PC Optimum Points on select brands (on top of points already earned)
  • Annual subscribers get a $99 travel credit
  • Annual surprise gift
Earn points with weekly personalized offers.Check MarkCheck Mark
Bigger points: 10% back on every single PC® productDashCheck Mark
Free PC Express™ grocery pickup with priority time slotsDashCheck Mark
Skip the online fees: Free shipping, with no minimum purchase from and shoppersdrugmart.caDashCheck Mark
Bigger points in fashion: 10% back on all JOE FRESH® productsDashCheck Mark
Travel rewards: 5% back in points on PC® Travel bookings, including car rentals, hotel bookings, flights
PC Optimum Insiders Subscription Benefits

This is one of those subscriptions you decide whether would be right for you.

If you already pay for the above, it may benefit you, but we like to go in and shop for us, so it wouldn’t be something we’d participate in.

What Stores Fall Under The Loblaws Banner?

George Weston Ltd. is the countries largest employer and is listed on the Toronto stock exchange under WN with over 200,000 full-time and part-time employees.

With over 2500 locations across Canada to earn and redeem PC Optimum Points, you can’t go wrong.

Shoppers Optimum Points Program

Visit their website to learn everything you need about the PC Optimum program!

Now that our little guy is in junior kindergarten, it frees up some time for us to shop.

That means you might soon see some pretty fantastic hauls on the blog.

Discussion: Share some of your wins with the PC Optimum Points program in the comment section below and any other tips you’d like to tell readers of CBB.

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  1. Wow. This is really great. These PC optimum points are really an amazing thing and for me, it will be really easy to redeem them as I really go to Shop Easy Foods, Bloorstreet Market and T&T supermarket for shopping. I also have Bloorstreet Market flyer and Kimbino market which shows discounts. I will inquire about these PC optimum points at the cash counter when I will go shopping again.

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