Finance And Relationship Are A Big Deal Especially When You Move In Together
It’s true, love is blind and for many people, it can be the beginning of an extremely expensive hard lesson to learn.
Falling in love with the couch surfing Joe or Jane manipulators can tear you down emotionally and financially.
Before handing over keys to your place of residence, adding beneficiaries to investments and co-signing for anything not in your name beware of the hobosexual relationship personality type who prey on your heart and wallet.
Falling head over heels at the beginning of a dating whirlwind is exciting and it seems like everything is falling into place.
This is perhaps a smart time to step back and evaluate what’s happening especially if you find the relationship is moving too fast.
I know you probably haven’t heard of the hobosexual relationship before but today I want to dig a bit deeper into the meaning of being taken advantage of for personal gain.
The term “hobosexual” was brought to life by writer Nakita Nicci over at Rolling out who describes a hobosexual relationship as a person who doesn’t have a genuine interest in you but uses you for a place to stay.
This world is full of scammers and I’ve written many a blog posts about money scams but this is a different type of scam where the person may or may not get money.
A hobosexual craves a security blanket and someone to take care of them without putting any emotion or money into the relationship. Scary to think about but it happens all the time.
Let’s look into the hobosexual relationship a bit more so perhaps you can learn about it and watch for targets coming your way.
Dodge them at ALL costs!
Meaning of a Hobosexual Relationship
What is a hobosexual relationship?
Well, there’s a Seattle-based alternative rock band named the Hobosexual but this isn’t about your relationship with music it’s about your relationship in general.
A hobosexual according to the Urban dictionary is a relationship based on need rather than love.
There are healthy relationships that are based on love and in most cases take time to develop.
Typically you don’t move in with someone a week or even two weeks or months into a relationship.
To me, that sends red flags that something is not right or the relationship is moving too fast.
This is why I’ve always said it’s important when dating someone to ask lots of questions and if they think you are coming off too strong, move on.
It’s your life and you get to choose how you live it and who you invite into your circle or private space.
Learning About A Hobosexual Person
A fan sent me something he had read on Facebook the other day which triggered this post because I had never heard of being in a hobosexual relationship.
He sent me a photo shared on the thread about this type of behaviour is that of a hobosexual.
Like you, I had to Google it and read more into it because it reeked of someone being taken advantage of financially, emotionally and perhaps physically.
A guy I’m into came over the other day. He sat in my living-room, looked around and said he could get use to this and listed a bunch of things he likes about my place.
Then when he was getting a beer, he checked out all of my cupboards and fridge and freezer. He said he likes to see how I live as he opened and looked into every last one. Dishwasher too!
This was his first time over. We aren’t dating, but hanging out and into each other.
Is this too much? Maybe a bit weird?- Source– Facebook Group
I wanted to know more and I wanted to share with all of you who may be single, dating or actively seeking someone via dating apps etc.
I’ve had my fair share of dating apps in my time so I know what it’s like but trust me if someone wants to lie they will do it online and in-person no matter where you meet them.
A hobosexual can be male or female and target anyone who fits the perfect life or a life that they want in the present.
Hobosexual Relationship Example
Below is an example of what a typical hobosexual relationship looks like.
- Person A has no place to live or where they live is not ideal based on their needs or societies.
- Person B has a nice place that is functional and one that Person A could see themselves living in.
- Neither Person A or Person B is in a relationship
- Person A pursues a relationship with Person B not based on love but on the need for somewhere to live for free or near free.
n. pl. ho·boes or ho·bos1. One who wanders from place to place without a permanent home or a means of livelihood.2. A migrant worker.3. also hobo bag A large, crescent-shaped handbag with a single shoulder strap and usually a zippered top.
intr.v. ho·boed, ho·bo·ing, ho·boesTo live or wander like a vagrant a person without a settled home or regular work who wanders from place to place and lives by begging.
6 Hobosexual Signs to look out for
- Has nowhere to live, no address and avoids conversation about living arrangements
- Lies, lies and more obvious white lies.
- This person is manipulative and contradicting and in some cases may seem too good to be true, checks all the relationship material boxes or perfect with obvious flaws.
- Seeks sympathy from you about past relationships gone wrong and blames others. No single periods for years but multiple relationships.
- Goes through all of your cupboards or stuff in your house or car and makes remarks about moving in.
- Makes you pay for things and has excuses for money issues or asks for money or a loan.
Finally, if you feel the relationship is moving WAY TOO FAST, run as you’ve never run before.
How to get out of a hobosexual relationship?
Ideally, don’t get into one at all but for those of you who have found themselves with a loser taking advantage of you boot their a$$ out.
On the other hand, it may not be as easy as you think especially if you’ve moved a partner into a space that your rent or own based on common-law as they fall under provincial jurisdiction.
No Common-Law- Kick Them Out
If there is no common-law and you own or are the sole name on the lease of a rental agreement pack up their stuff and kick em out!
Common-law relationships typically refer to couples that live together in an arrangement akin to marriage, but without an actual ceremony or legal documents.Ontario Justice Harvey Brownstone said there is no registration in his home province. In fact, as he points out, in Ontario, “common law” is more of a vernacular term. – Source CBC
There are many things to consider before moving in with someone, especially from a financial standpoint.
So, before you hand over those keys, do your homework and caution yourself to the hobosexual who couch surfs for free.
Discussion: Have you been involved in or know someone who enters into a hobosexual lifestyle? Share your comments below.
CBB Home and Blog Update
The past couple of weeks have been productive around the CBB house as we get to file our 2018 Income Tax Returns and sign up our son for his summer sports activities.
So far we’re still waiting on tax slips so we can’t file anything as of yet but I’m hoping to get it all sorted by the end of next month.
This summer we’ve signed our son up for more swimming lessons, baseball which will be interesting because last summer was blastball which is teaching a basic form of baseball and soccer lessons.
He seems excited to hear the sounds of birds and watching the snow melt away which is a good sign he’s done with winter. Who isn’t? (Sorry winter buffs)
Oh and Mrs. CBB is now in the process of voiding her legs of hair with laser hair removal for medical and esthetic reasons but holy $hit (pardon my British) is it expensive.
Have a great couple of weeks everyone.
CBB Posts You May Have Missed
- How to write a simple resignation letter (4 letter samples)
- 5 Best methods to file your tax returns in Canada
- Classic Italian Rapini recipe
- 5 Pitfalls of financial desperation plus our January 2019 budget update
- Cheap Valentine’s Day activities we enjoy as a family
- Top tips for getting more online for less money
- The consequences of shoplifting in Canada
Finance Read or Video Of the Week
Canadian Finance Guru Preet Banerjee shares his insights on the Oscars 2019 happening this weekend!
The value of an Oscar (more formally known as an Academy Award) depends on how you look at it.
The cost of construction is low, the resale price of the actual statue is even lower, but the economic benefits in terms of box office receipts and actor earnings are very high.
There is a huge gender effect for actors though, as women get far less of a payoff then men.
Frugal Recipe Find
I found myself visiting Arman again over at The Big Man’s World blog because his 3 ingredients no-bake Paleo Vegan Coconut Crack Bars caught my attention.
Any time I can find a recipe that is simple, quick and delicious I’m onto it and this one won’t disappoint.
I tried it and love it!
Mr.CBB’s Motivational Corner
Saturday Search Term Giggles
Every week I get tens of thousands of people who visit Canadian Budget Binder because they searched online and found my blog. (SIC) means I’ve copied the text exactly and it has spelling errors.
Most times funny, sometimes serious.
- Entitled customers expect free stuff– We’ve all encountered them or watched them in action.
- Scams Funeral Parking Lot Need Money– Oh boy this doesn’t sound good at all.
- Canada Kindergarten Nuts– Hmm, so either there are nuts in Canada called Kindergarten nuts or someone is trying to say that Kindergarten in Canada is nuts.
- Can you go home if you’re on a jury– Nope you have to sleep at the courthouse overnight. Of course you can unless you’re out of town on jury and in a hotel. Even then as long as you show up or they have no provisions as to who, what and where you can go then go.
- Do my taxes file by themselves in Canada? – Yup, magically. haha!
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