How To Keep Your Butt Clean And Your Finances Cleaner
Out of all the things in this world toilet paper seems to top the list of importance any time something happens.
I’m not shocked there is a toilet paper shortage happening again because social media has driven marketing in that direction.
How many of you who work at stores that carry toilet paper pray that you’re not put on toilet paper duty?
People are getting up early to line up outside of grocery stores before they open just to get their hands on toilet paper.
I haven’t even had my first coffee of the day and some people lost sleep over getting up early to buy toilet paper.
Toilet Paper. Let that sink in.
I admit I LOVE the perseverance, motivation and problem-solving people have when it comes to toilet paper.
If only we could apply these skills to our financial life and focus on letting unintentional stress float by.
Empty Shelves Of Toilet Paper
Once the word got out about Covid-19 Canadians went wild stocking up on toilet paper leaving shelves empty across the country.
I don’t want that to happen to you so I’ve come up with the best stores in Canada to find toilet paper for the best prices.
In all fairness, if we’re going to be stuck at home for any length of time toilet paper will come in handy but there are alternatives.
I’ll touch on those as well for the shoppers who miss out on the trunkload toilet paper hoard because there just isn’t any available.
What’s even more shocking is that it’s not just toilet paper it’s paper towel which is in even higher demand.
Major Canadian manufacturers are warning us that inventory is “very tight” for paper towels.
I don’t get it and perhaps I’m missing some crucial piece to this puzzle.
Toilet Paper Stash For Life Or To Save A Life
Luckily for us 10 years ago we were extreme couponers and there was this coupon for $1 off any Majesta toilet paper.
Back in the day, the 4 pack of Majesta toilet paper was only $1 so we were trading coupons and stocking up every week.
In total, we had over 100 packages of Majesta toilet paper and countless other brands we stocked up on with coupons, sales, and rewards.
We were the toilet paper extremists and not because there was a pandemic but because it was free and free is good.
For some bizarre reason we hardly used those 4 packs of Majesta as if they were back-up emergency rolls, but for what?
If we ran out of course.
When Toilet Paper Becomes The Centre Of Our Universe
Those packs of Majesta toilet paper have taken on a new role (no pun intended) through the Covid-19 economic crisis.
We just stare at them and wonder why on earth anyone would want to stock up on toilet paper.
For 10 years we have had this stash of toilet paper without any major issues purchasing it from the shops.
All of a sudden the pandemic sets in and of all things toilet paper is flying off the shelves and we had to dip into our stash.
It boggles our minds why something such as toilet paper is at the forefront of all necessities of human life.
Stores Stocked Up On Toilet Paper – Inside Information
Sources: Facebook Costco Canada Group
Not a day goes by that I don’t see people posting on Facebook asking if certain stores have toilet paper available. (mainly Costco)
Stores have even had to put limits on how many packages of toilet paper or paper towels that someone can buy.
That still doesn’t stop people who continue to go in and out of stores to get what they think they need.
Some people get no toilet paper and are begging for someone to extend a roll or two.
Our lives are in a state of uncertainty where the focus should be on saving money, earning more money, networking, and building skills.
People are losing their jobs because businesses can’t sustain the financial losses due to Covid and shelves of toilet paper are empty.
Not rice, milk, beans, eggs but toilet paper. That’s the emergency we are causing in the midst of this economic crisis ourselves.
Financial Impact Of The Covid-19 Pandemic and Toilet Paper
We have one friend who lost 5 jobs in the entertainment and dining industry because of Covid and struggling.
She’s since found a job working for just over $20 in Toronto but the income won’t pay her bills.
We talked about diversifying skills and finding employment in different industries if part-time is only available.
That’s the types of conversations we’ve been having around Covid and the financial impact it has had on her life.
As she’s working on building her work hours by adding additional employment to her day toilet paper shelves are bare.
I had to stop and wonder if our priorities are on our backside or in our heads where it should be because we’re losing a battle.
As toilet paper manufacturers restock the grocery store shelves, people are dying, losing their jobs, and can’t pay the bills.
Stop Following What Everyone Else Is Doing
How can Canadians shift the focus from toilet paper to focusing on important financial priorities?
It seems as soon as we get wind (no pun intended again) that there is a mass shopping craze so many people join in.
I’m still not sure what the excitement about toilet paper is all about because if my neighbour needed a roll, I’d give him one.
My point is we’re so focused on things that are so small right now when BIGGER things are happening right in front of our faces.
Sometimes it feels like stress relief tackling the easy stuff first but I can tell you that toilet paper isn’t going to solve your problems.
Toilet Paper Alternatives
If we have not run out of toilet paper in over 10 years I can promise you that you’ll be safe and besides we have options.
For those of you in doubt, let’s consider what you could do when you run out of toilet paper.
- Use towel or washcloth (butt) cloth, rinse and put in the wash (this is washable toilet paper)
- Leaves work but may feel a bit crunchy
- Baby wipes but don’t flush them
- Sanitary Napkins
- Shop Towels
- Table napkins
- Old articles of clothing cut up
- Jump in the shower
- Water Bottle
- Newspaper, local flyers, junk mail
For those of you wondering what a bidet is.
A bidet is a bowl or receptacle designed to be sat on for the purpose of washing the human genitalia, perineum, inner buttocks, and anus. The modern variety includes a plumbed-in water supply and a drainage opening, and is thus a type of plumbing fixture subject to local hygiene regulations. Wikipedia
Options when you run out of money
- Well, you won’t find it on the grocery shelves.
The small stuff is always important but never as important as what holds the walls together.
For those of you who are struggling financially through this pandemic or even before it doesn’t jump ahead with the masses.
Find ways to save money, make money, and finding alternative ways to keep what you’ve worked hard for.
I promise you that toilet paper will not be the grand prize winner of the economic losses of this pandemic now or ever.
We have to stop following what everyone else is doing and that’s panicking at a time we should stay focused.
Steps To Help You Forget About The Toilet Paper Pandemic
Get to know your neighbours as many will be willing to trade toilet paper for canned goods because you’ll have what they don’t.
I know my neighbour would drool at the sight of a jar of my homemade beets and gladly trade me for a few bog rolls. (that’s what we call toilet paper in the UK.)
- What is your current net income?
- How much will the bare necessities of life cost us? – What does your bare-bones budget look like?
- If one of us lost our job how much money would the budget be short each month?
- How much debt do we currently owe? ex: What Is Your Debt To Income Ratio?
- What can we get rid of now to save money if we are struggling? Cable? Home Phone? Internet? Hobbies?
- Is there anything we can sell that we never use to make money?
- Is there anyone that can help us if we are in an emergency financial state?
- How much money do we have in our savings account?
- Should we touch our investments if we are broke? Talk to your financial advisor ahead of time.
- Build that emergency savings because it will come in handier than toilet paper ever will.
- In the event, I/we fall ill and die do I/we have a legal will and our finances for those left behind.
Finally, stop the stress about the small stuff whether you are financially sound or struggling to figure out how to balance your budget.
Everyone needs to clean their behinds but for those of you who can’t wipe out debt not even something soft and squishy will save them.
As the saying goes, “Don’t sweat the small stuff” and to me, long lineups to clear shelves of toilet paper makes NO SENSE.
Perhaps I’m just resourceful when it comes to having a clean butt but I’d rather have a bulging bank account than a cushy roll of toilet paper.
But Mr. CBB you can balance both your bank account and buying toilet paper and still be successful.
Listen to yourselves, it’s toilet paper.
We’re all going to be alright with our butts however our finances are another story.
Now, focus on the things that are a priority in your life and you’ll see in the end that toilet paper was always the least of your worries.
No discussion unless you want to chime in. I just wanted to talk about his mad toilet paper craze when so many people
need to put food on the table and pay the bills.
Oh, P.S I almost forgot the icing on the cake for everyone.
Best Places To Buy Toilet Paper in Canada
Some of the top places in Canada to find great deals on toilet paper are not limited to the following list.
- The least expensive grocery stores in Canada
- Costco always puts out some great toilet paper rolls
- Shoppers paired with a coupon and 20x the PC Optimum points day
- Even Staples carries toilet paper
- The most expensive grocery stores in Canada often have good deals on toilet paper
- Convenience Stores
- Hardware Stores
- Tire Shops like Canadian Tire
- Gas Stations
- Dollar Store
- Amazon Canada
You see, toilet paper is everywhere and almost always goes on sale so take deep breathes and refocus.
Sometimes the media can be a terrifying trigger for people to get out and spend when they don’t need to.
If for some reason you feel that having a stockpile for 10 years as we do is comforting start little by little.
Never in my wildest dreams did I ever think I’d write about toilet paper but I one said give me an object and I’ll make a story.
I guess I wasn’t full of it but even if I was at least I’d have toilet paper to clean up the B.S.
Again, you’ll probably figure out that all you needed was a back-up pack but nothing near as important as back emergency savings.
Yes, I know protecting our health from getting Covid is essential but toilet paper is not.
I’m done now. Bathroom break. Way too many coffees this morning.
I know, TMI.
Ha, have a great Saturday everyone.
Recent Blog Posts You May Have Missed
Below is a recap of the blog posts I’ve published over the past two weeks.
- No, Spend Challenge Month Results – September Budget Update
- How To Stop Lifestyle Inflation From Gobbling Your Wealth
- KOHO Review: Fun Ways To Earn, Budget, Save and Educate
- How To Make The Easiest Pickled Beets Recipe
- Plan A Budget Keto Thanksgiving With These Tips
If you haven’t subscribed to the blog make sure to add your email to my list so you get my weekly blog posts and access to my Free Budget Resources Library.
Plus, now I also release a bi-weekly newsletter that comes straight to your email only for subscribers.
You’ll find exclusive updates about the blog and CBB home life including photos and exclusive contests.
Seasonal Frugal Recipe Box
I’m all for trying something new and why not Pumpkin Alfredo by the Yellow Bliss Road.
This is what creativity is all about and when I say that it applies to all facets of life.
Whether you are in the kitchen or if you run out of toilet paper what can you do to make it work?
This is a simple, frugal recipe that’s perfect for the Fall Season and definitely one I plan on trying.
Frugal Fall Tips
I just loved the title of this post so I had a look and there are some great ideas that I hope you might like.
The Design Twins shares before and after shots of a dining room where the decor is switched up for the Fall.
My favourite part was her To-Do List for Fall entertaining and the focus on the budget for each space in your house.
Get Ready for Fall Entertaining: To-Do List
Identify the room(s) to update.
Make a list of the things that are not currently working/things you dislike about your space.
Put the items in order of priority.
Create a budget for each space.
Start to shop. We suggest beginning online. This will give you quick comparison ideas and prices.
Make your purchases.
Update your spaces and get ready for your fall entertaining fun.
If entertaining, home decor, budgeting, and pumpkin spice are up to your alley you’ll love this read with tonnes of Fall ideas.
CBB Motivational Corner
Home And Blog Update
Home Update and Blog Update
Like most homeowners, I’m cleaning up and getting ready for Halloween and then winter.
Winter is my least season of the year so I don’t look forward to it at all but know I have lots to get done.
What do you do around the house to get ready for winter?
Send me your tips and they may get featured on the blog.
We bought a pumpkin last week along with two baking pumpkins one of which I baked yesterday.
I’ll be making some keto cheesecake bars this afternoon and a pot of pumpkin soup.
Soccer has started up again on Saturday’s but it will be indoors.
I find keeping our son in sports helps build his confidence especially as we are still waiting for a diagnosis from his doctors.
On the blog, I’ve been updating recipes and blog posts mostly and trying to get my budget binder ready to showcase.
I’m creating a budget binder so I can show you all how we created ours and how it has helped us become debt-free.
Other than that, blog life is good no major disasters at the moment.
Keep on reading, stopping by, chatting, and thanks for being a fan of CBB.
Without you, there would be no Canadian Budget Binder. A safe space for Canadians to talk about their personal finance and find free resources to get them on the path to debt freedom.
Please share CBB with everyone you know.
Saturday Search Term Giggles
These are keywords that readers typed into their search engine and landed on this blog.
I get thousands of these every single day and pick some of the best to feature right here.
- Complaints of an Inaddiquit service – ok, I get it.
- Return something used to the grocery store- just not toilet paper, ok.
- Rich people don’t care about smartphones – well I’m sure it’s not tops on anyone’s lists of things to ‘care’ about.
- How to write a lack of communication letter? – Hahaha, this is the best!!!
Thanks for your continued support of CBB and for listening to me ramble about our financial journey.
I’ll see you back here in two weeks for the next edition of The Saturday Weekend Review.