KNOWING YOUR SAVINGS IS JUST AS IMPORTANT AS YOUR DEBT NUMBER Knowing how much money we saved each month is just as important as knowing what we spent because it’s motivating. If we don’t see numbers as motivators just debt than it’s not that exciting especially if you have lots to get rid of. Another… Read more
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Five Ways To Cut Your Budget To Save Money $$
One of my fans asked where they could cut back in the budget to save more money as they weren’t putting any emergency savings money away. This actually got me thinking about our budget. What if I had to cut money in our budget and what were the first categories I would look at. Clearly we… Read more
Canadian Credit Cards Can Provide Some Great Perks! What’s your cup of Tea?
Is there any mystery as to why some people were not meant to own a credit card? When I talk to most people about debt they tell me that it’s the fault of the credit card they carry in tucked in their wallet. They fail to recognize that the card isn’t doing the shopping, it’s them…. Read more
Canadian Students College or University Bound Prepare Your Finances NOW!
I remember when I was a young bloke and on my way to University the world was in the palm of my hands (so I thought). I truly believe I had my head on straight back then and today given the way I continue to pay myself first. That doesn’t’ ring true for most of my… Read more
The Grocery Game Challenge April 16-April 22- Deals, What Deals?
I had to make a last-minute edit to our prior weeks shop which you can see at the end of the post. We did a late night raid at Zehrs yesterday to pick up some of the cheapest milk I’ve ever seen. I’m sure I will be back for more and we freeze it and… Read more
“Paid By Cash”- A New Ring For A Canadian Firefighter at CFB Edmonton
By: Heather Ferarr Mark and I got married in August 1996 at CFB Moose Jaw and purchased our first wedding rings at Consumers Distributing. If you are too young to remember Consumer’s it was a shop you could go into and they had catalogues where you could pick items you wanted to order or pick up…. Read more
Mr.CBB’s Potato Sausage Spanish Tortilla
POTATO SAUSAGE SPANISH TORTILLA IS A TRADITIONAL TORTILLA ESPANOLA DISH OF SPAIN. Every year close to summer we get this urge to make this Spanish Tortilla, (Spanish Omelette) treat that was taught to us from one of our friends from Spain. She rallied around the food we had in Canada when she was visiting but… Read more
How To Take A Cruise On A Small Budget
How to Take a Cruise on a Small Budget Guest Post By: TacklingOurDebt Have you ever been on a cruise? Or are you of the belief that cruises are super expensive and not within your budget? I think most people believe that cruising is quite expensive. So today I am going to talk about how… Read more
The Grocery Game Challenge April 9-April 15- What’s In Your Bags?
Last Week we came in under budget spending just $32.50 that’s $31.50 less than we could have spent. It is now Wednesday and we still have had no desire to go out shopping however we do need a few staples. I think going to the relatives for Easter has set us back a bit this week…. Read more
Help Stock My Pantry To Save Money And Make Healthy Meals?
A fully stocked pantry is a happy kitchen. We love “Reader Questions” at Canadian Budget Binder and sometimes ask our fans on Facebook for their input. When we put together our shopping list for the week we aim to purchase the staples that will help us build healthy, flavourful meals. The most important part is making sure… Read more
Are Blue Recycle Bags Costing You More In The Budget Than The Blue Bin?
It’s a mundane task but someone’s got to do it and no the pooch isn’t equipped to handle large loads. Each week we set the alarm nice and early to make sure we take the rubbish out to the road for collection. Some of us are smart and put it out the night before, but potentially risk… Read more
Landscaping On A Budget In Canadian Soil- The Series Part 1
Get Ready To Landscape Your Dream Home Now that spring has sprung many people are anxious to get outside to start on their landscape projects. However, for many the mere thought of doing landscaping can lead to sleepless nights and visions of empty bank accounts. Over the years I have worked with many clients who… Read more
How To Maximize Your Mortgage
TAKE ADVANTAGE OF SHAVING YEARS OFF YOUR MORTGAGE Many people get into their first home and are so busy fixing it up, moving in and just getting used to their new home they quickly forget about their mortgage, other than that big chunk of cash that goes out of their account every month. They are… Read more
Good Friday Meal-Lightly Fried Fish with Garlic,Lemon Butter On A Bed of Rice & Lentils- Cost $ 1.93 each
You are bustling getting everything sorted for Easter Dinner that you forget about Good Friday and the meatless meal you may have to tackle. Although our Easter Dinner in the Crock pot will be quick and simple and stay with-in budget we needed something special for Good Friday. What is Good Friday? Good Friday is a religious holiday observed… Read more
Paid By Cash In Canada- Bought My EMMO Bike-My Dreams Came True
Guest Post By: Janice Dicker Janice submitted her “Paid By Cash” story to Canadian Budget Binder to share how easy it is to reach a goal when you put your mind to it! Saving is easier when you budget and think outside the box like Janice! About Us Hi my name is Janice Dicker and… Read more
The Grocery Game Challenge April 2- April 8 Happy Easter!
Since Easter is just around the corner I thought it be proper to highlight this special occasion for most families around the world. I’m sure this weeks shop will include Ham, Potatoes, apples, stuffing, vegetables, gravy and dessert (brownies will be our number one chocolate pick of course) ha! One of my favourite recipes is… Read more
Net Worth Update March 2012 Canadian Budget Binder
Welcome to Canadian Budget Binders March Net Worth Update for 2012. Net Worth Update Monthly Posting Goal My goal is to have this update posted by the end the month or at the earliest within a few days into the following month. For the most part, I like to be organized and on time but sometimes life… Read more
March 2012 Canadian Budget Binder Budget Update
Hi there folks, I’m back with the March 2012 budget update for Canadian Budget Binder. You probably already know but we’ve just finished designing the Canadian Budget Binder Budget Spreadsheet and have tested it out this past month. We are continually trying to improve the sheet and so far we are very happy with the outcome. In… Read more
The Sunshine Blog Award~ Mr.CBB Nominates You!
The Sunshine Blog Award I started Canadian Budget Binder at the end of January 2012 in hopes of sharing what we have learned about saving money and budgeting. It’s been so much fun thus far and I’ve chatted to so many people and made some great mates along the way. I’ve been inspired by many bloggers… Read more
How We Designed Our Budget Step 7- Creating A Balanced Budget
YOUR BUDGET WON’T WORK WITHOUT A BALANCED BUDGET I’m going to warn you this is a bit of a long post so take your time reading it since it’s about having a balanced budget. This step in the budgeting process is critical to the success of your financial health because if you spend more than… Read more
Driven To Quit Smoking Challenge Has Ended- A Lifestyle Change For Love,Health,Money
As you may know we quit smoking on January 29,2012 because it was the right thing to do. We have been tossing the idea in the air for over a year and we had to jump in head first. Our mates were very excited for us when we finally told them because they truly wanted… Read more
How To Make Easy Sloppy Joes
MAKING THE BEST SLOPPY JOES FROM SCRATCH TASTE LIKE NOTHING YOU’D FIND IN A CAN One of the number one childhood favourite meals for most people is Classic Sloppy Joes. This may not be the world’s best sloppy joes recipe but it’s mine and it’s pretty darn delicious and simple to make. Ditch The Can… Read more
My Canadian Neighbour Paid Me To Walk My Dog ~ So Thanks!
When I started this blog I thought if I ever did any advertising I would be thrilled to make enough money for a case of beer a month. I don’t drink often but in the hot summer I don’t mind a cold one or 2 out on the deck with me mates. Although I love budgeting,… Read more
Freezer Inventory List- Why A List Is A Smart Savings Move
DON’T WASTE MONEY ON FOOD YOU DON’T PLAN TO EAT Yes, a freezer inventory list can save you money and we’ve proven that year after year in the CBB household. It doesn’t matter if you have a mini deep freezer or a full size deep freezer, if it’s frozen you need to know what… Read more