10 Pointers When Considering A Pay Cut For Career Change

NEVER GET USED TO THE MONEY YOU EARN   If I asked you whether you’d leave your current job for a new job that comes with a pay cut, what would you say? Most people would be on the fence not sure what to do and others might drop everything and dive right in. There are lots of things to consider before making a career change and it starts with the financials.   There’s no way I would take a pay cut   Sometimes you may have no option whether you get a pay cut or not so before you dismiss earning less money remember you are owed nothing and can lose it all in an instant. Perhaps a better way to view a pay cut is that it would take adjusting to but eventually it will work out. What does it mean to take a pay cut? It is what it is, a pay cut. It means you get less money for a job you perform whether it be your current job, a new role with-in a company or a 360 degree role change into something entirely new. It happens every day and to be honest more people need […]

How To Prepare Yourself Financially For a Union Strike

A UNION STRIKE AFFECTS EVERYONE FINANCIALLY WHO ARE DIRECTLY AND INDIRECTLY INVOLVED   When a union goes on a legal strike not everyone is prepared financially especially when the union strike lingers on for weeks and in some cases months. I’ve followed current College strike news in Ontario as the teacher’s head into the third week on the picket lines and wanted to learn more about the financial plight that everyone suffers, including students and businesses. The last thing you think of when you start the College year whether you’re away from home or not is how you will survive a union strike. Listen, I’m not union expert but what I am certain of is the financial impact a union strike can have and I’ve got some critical financial planning tips today for those of you who work for a union or are directly involved with a union. Most of the post will revolve around the current Ontario Colleges Union strike as an example. What does it mean to go on strike? A union strike means that the union and management are unable to come up with negotiations that meet each others needs. After this the workers walk off the […]

A Guide To Spending Less On Work Clothes

BE SUCCESSFUL AT WORK WHETHER YOU WEAR GIANT TIGER OR GUCCI   Depending on where you’re employed purchasing work clothes can be costly especially if you must wear casual or business attire. I’m sure those of you who work from home and are reading this in your Pajamas can verify that work clothes are over-rated and a huge expense for anyone’s budget. There’s no need to splash a tonne of money to look presentable for work. The key to shopping for work clothes is to feel comfortable for your environment and abide by dress code rules. The worst thing employees can do is spend money to look good for the employer or other employees rather than focus on their role. It’s not a fashion show (unless of course you are a model but that’s probably the only industry where clothing matters but they likely don’t have to buy it.)   Success doesn’t come from what you wear   An excellent employee will always excel no matter if they are wearing Gucci or Giant Tiger work clothes. It’s more about motivation, dedication and drive to be successful. Your clothes can still be trendy and sexy even if you find ways to […]

3 Ways to prevent getting fired because of Social Media

HOW MUCH IS SOCIAL MEDIA WORTH TO YOU?   It’s nothing new that people have lost their jobs because their employer found out or was notified about something posted on a social media account. Just imagine you are working towards a debt free life and a good retirement fund and all of a sudden you say the wrong thing on your social media account and you lose the career you worked so hard to get. It happens more often than you think. You can completely ignore any advice and say what you want because it’s your after all.  The problem is some people aren’t going to learn until they are getting the pink slip. Social media is not rocket science but your employer may still hold reign over you even when you are not working. What’s worse than being embarrassed about the job you have is being embarrassed when you are fired and it’s been made public because of your online actions. Your company’s reputation is always on the line, never forget that. Like the saying goes, “Common Sense isn’t so Common” which means there are always going to be people who make you scratch your head and wonder, “Why […]

10 Tips to find employment that suits your budget and lifestyle

HOT JOBS: ARE THEY HARD TO FIND?   Most people don’t want to work in a minimum wage job the rest of their lives. Having further education or skills should help people find meaningful employment that earns more money. Finding employment that will earn you enough money to balance your budget doesn’t have to be difficult as long as you follow simple rules to get you the dream job you deserve. You may not find full-time employment in your dream job instantly but that’s fine as long as you get your foot in the door. Right now I’m working part-time in my dream job and they’ve already asked if I’d be interested in full-time just 2 years later. So many people put off working an extra part-time job just to squeeze their way in but sometimes you have to give up something to get in the door. I had to give up having days off and spending time with my family but I know that it will benefit us in the long run when I can be home quite a bit more. The best part is I am earning a great income while doing this and it doesn’t even feel […]

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