PARENTS YOU MIGHT BE GOING THROUGH THIS SITUATION RIGHT NOW WITH YOUR TEEN. You’re almost done your Christmas shopping when your teen comes to you and mentions that her friends decided to have a Christmas gift exchange. There is only one problem, she has no money. It’s easy to say no you can’t shop because you have no money but that doesn’t solve the problem because no alternatives were offered for your teen to earn money. What do you do? One of my CBB fans is going through this problem with her teen and needs parenting advice. Christmas shopping is fun for just about anyone who plans on giving during the holidays whether gifts are bought online, the mall, downtown shops, small business owners or even at bazaars and craft shows. For some Christmas has turned into a huge consumer money grabbing spree but for the kids it will always be something they look forward to. Not all children participate in Christmas as it depends on the parents but for those that do your child at some point will want to buy their own gifts. Once your teen understands that giving is more important than receiving you may find […]
15 Frugal Ways To Stock Children’s Books For Your Home Library
READING IS ABSORBING INFORMATION THAT YOU CAN’T GIVE BACK Reading DOES matter in a child’s life and should start the minute they can look into your eyes, listen with their ears or touch with their hands. We began reading to our son shortly after he came home from the hospital. Not only that but we began to play soft music throughout the day like my wife did when he was in her tummy. That might sound daft to some people but for a baby hearing their parents voice talking to them is soothing and what better way to begin than by reading a book. Children’s Books can be expensive Have you ever seen the prices on brand new books that have never been cracked open? Some of the prices are mind-blowing especially on children’s books. Next time you’re in a book store or if you have any children’s books at home flip them over or look in the front cover to check for prices. Shoppers who pay full retail price for children’s books only do so because they really, really want it. Sometimes it’s hard to resist those cute books that you know your son or daughter […]
The Ultimate Back To School Savings Guide : The Saturday Weekend Review #187
GET YOUR BACK TO SCHOOL BUDGET READY BECAUSE STORE SHELVES ARE STOCKED AND WAITING FOR YOU! The back to school promotion campaign for your hard-earned money is on as just about every store in Canada is ready for their biggest sales event during the month of August. I’ve been in and out of the education system over the years and with this experience I’ve come up with some frugal ways to keep back to school expenses low. Just a fair warning but a beverage is essential when reading this post because it’s longer than normal. For those of you who want to stick to a limited school budget it’s worth the read especially for those heading back to class or have kiddos they need to get ready for back to school. Back to School Tip #1 Don’t get a credit card! You don’t need one especially if you’ve worked your butt off all summer and saved your money. All a credit card will do is create debt for you which you don’t need especially if you have student loans to pay back. Stick to personal financial safety and walk away from the credit card. By now you should already […]
Stay at home new mom causing financial strain and marital upset
LIFE CHANGES WHEN THE STICK IS POSITIVE So many people get divorced after having kids and now I know why, parenting is not easy but 110% worth the effort. I don’t think there is anything that could prepare you for becoming a parent, not even having lots of siblings. When we found out we were having a baby we knew that our lives were going to change, including our finances. My wife also knew that she was going to be a stay-at-home new mom and feared not knowing other moms to hang out with. Over the past year she has met plenty of other moms on social media, at the park and other community events. She says it’s getting easier but she does miss getting out whenever she is inside for a few days at a time with our son. These days we tend to do lots together as a family which helps our relationship to grow and our son build a bond with the two of us. Mrs.CBB is a people person so it’s important for her to get out of the house to keep her spirits up even though our son is the light of her life. […]
Mom has meltdown over teen and financial responsibility
TOUGH LOVE, TOUGH LUCK When a CBB fan came to me via email yesterday to help her with a problem she is having at home with her daughter I said sure. I thought to myself how difficult could it possibly be? I thought maybe she wanted a lesson on how to help her teen budget money or find ways to earn extra money on the side. Sadly, I was only half right. Teaching your kids financial responsibility starts from a very young age and some kids, well they just don’t get it. It’s easy to for kids to not understand just how costly it is for their parents to raise them and believe they are ‘entitled’ to handouts until they leave home, if they leave home. If you aren’t part of the process you won’t understand the process and that’s why it’s not until we are older that we look back on our lives and understand why our parents did what they did. I’ll be honest and say that when I first read her question the evil side in Mr. CBB came out and I thought… Why don’t you just kick your “teen with an attitude” out and teach […]
