DO WHAT YOU LOVE AND THE REST WILL COME We all know how expensive hobbies can be. Shelling out for that new pair of running shoes, or extra flying lessons for those a little more adventurous can leave serious holes in our pockets. The thought of giving it up simply doesn’t cross our mind. In the day-to-day stresses of life hobbies are becoming an important aspect of keeping us fit, healthy and stress free. They offer a relief and change of mind-set from our everyday lives so giving them up due to financial constraints can often leave us feeling down. But, why should you give them up? There are plenty of ways to save money while still continuing to do the things you love and in some cases you can also make a nice profit yourself. Of course people spend vastly different amounts on their hobbies every year. A woman hugely passionate about skiing is almost guaranteed to spend a lot more than a man who enjoys sitting by the fire and playing guitar but whatever your interest you could save yourself a small fortune. Gardening for example is a particular favourite for people across the globe. But even a simple […]
How Rogers long-distance charges bumped our monthly wireless bill
ASK YOUR PROVIDER FOR A BETTER DEAL Most people assume they know everything they need to know about their wireless account until the bill arrives in the mail. If you don’t know the details of your wireless plan it’s imperative that you review the information so you don’t get a shocking bill like we received last week. Considering that we call Rogers customer relations every year our billing cycle is up to see what new promotions are available and to negotiate a new deal for the year even the best promos can sting you if you don’t know the provisions. When the bill came in we found out that we went over our long distance usage on the cell phone while I was on the road training for work. Our initial thoughts were that calling the cell phone from our home phone was long distance when in fact it wasn’t it was local since we were calling a local number on the cell. I am the first to agree that we don’t have the best long distance plans with our cell and home phone but we didn’t think that going over was as costly as it is. Typically when […]
Comparing the comparison sites in Canada
COMPARE ONLINE PRICES AND SAVE If you love to budget your money like we do then the fact that I love to compare prices on just about anything will come as no surprise to you. When I used to live in the UK there were many comparison sites on the web that could compare and select the best choices for just about everything. Anything from the cost of socks to which domestic gas supplier you choose and which home insurance covers the damage if the gas supplier was a bad choice. UK to Canada After moving to Canada there didn’t seem to be anywhere near the amount of choices of utility companies, insurance companies etc. That is until I started looking into insurance for my first Canadian car. After reading many stories online about other people’s successful emigration to Canada and how they saved money on their car insurance, following their footsteps should have been fool-proof. The phone was in full use while I phoned just about every insurance agent in the local area and was disappointed at best and totally disgusted at worst with the quotes they were coming up with. One quote for car insurance for 1 […]
I Can Buy It, But Can I Afford It?
I CAN BUY IT BUT CAN I AFFORD IT? SOUNDS PRETTY SIMPLE RIGHT? IT IS! This last year has been a very educational year for me in terms of finances and managing my money. Every day I am improving and I am further along than I ever thought I could be. I’m actually really enjoying learning everything there is to know about personal finance especially when it comes to my bad habits. Since starting my landscaping business which is a passion of mine, earning extra money has been an eye opener for me. I have also been able to engage in a few money conversations and actually feel comfortable having an idea of what I am talking about. One of those conversations happened just this past weekend. What can you afford? I have always enjoyed talking with my one Uncle and this time we talked about money! I loved it! Even more I loved what he shared with me. He mentioned that when he talks finances with people he always brings up the phrase… ‘I can buy it, but can I afford it’? These were just the words I needed to hear. Simple and easy to say to myself, which […]
