How we cash in on unused clutter in the winter

EVERYTHING HOLDS VALUE   Don’t underestimate the value of an item because what you may consider junk another may consider a treasure. It’s cold outside especially if you are living in Canada like us. There’s no denying the temperatures in 2014 are by far the coldest we’ve had in a long time.   Clear the clutter   It seems almost everyone is complaining about being stuck indoors and having nothing to do so how about winter pre-spring cleaning around the house? Yes you read that right! I’m always getting emails or fans asking, “How can I make extra money to pay down debt?”. Well sometimes the easiest and fastest answer is right in your own home. There’s no point sitting around the house this winter doing nothing if you have piles of potential cash in unused clutter sitting around your house. Make the most of your clutter and sell it for a nice profit that you can put into your emergency savings or use the money you earn for whatever financial decisions are important to you.   The clear-out   How do you begin to clear out clutter? That’s easy. Every successful clutter clear-out starts with a plan so know […]

How to survive a winter storm with no power

MAKING IT THROUGH THE STORM   While the ice storm that we had this week in Ontario created quite a sight to see, sparkling trees covered in glistening ice and an ice covering over everything, this Winter Wonderland also came with a lot of destruction, inconveniences for many and sadly a couple of deaths. With hundreds of thousands of people losing their power there are still a number of people who are waiting for theirs to come back on, 48 hours or more after the storm while others enjoyed Christmas Day in the warmth of their homes. Being prepared for an extended power outage can make getting through those long, cold days less of a struggle. The recent cold snap hasn’t helped the situation.   Staying Warm   Having no power means no heat in your home. Staying warm will be a challenge if you are not prepared. We had a little notice that this storm was coming and I have to admit I was not as prepared as I could have been. Beyond having lots of blankets and warm sweaters to put on, seeking out warming stations that many cities provided would have been an option if our power […]

How to get what you pay for when buying online

DON’T REGRET YOUR PURCHASES   If you fail to take a few minutes to read over the small print you might just be surprised what you are actually buying. With the holidays fast approaching and many people scrambling to buy their Christmas gifts many people buy online, especially if they can score a great deal. We often talk about how we like to sometimes buy online vs. in-store whether from Kijiji or picking up the odd items on Ebay or Amazon but with that comes caution when spending our money. Buying online items is not something new and it’s well secure for the most part but what happens when the buyer is the person who is trying to scam you out of money even though it’s plain to see you are getting what you pay for. I was reading a Yahoo post the other day about a 19-year-old guy from the UK of all places who was hoping to get his hands on the new X-Box One that was recently released. He also has a 4-year-old child whom he stopped at nothing to make sure he was able to get the X-Box One for but he was duped at the […]

A leaky shower: Watching your cash flow down the drain

DIY HOME IMPROVEMENTS FOR LESS It pays to be involved in the workings of your own home and understand what happens when something goes wrong so you can be fixing items the frugal way. I’ve always prided my self in the fact that I have never had to call out a trade in an emergency situation, but I do call trades in to complete installations of services. It all seems to have happened in and around the water system this past few weeks. First, the water drain for the kitchen sink blocked up and wouldn’t shift when using a plunger. Liquid plumber was used to release the build up inside the trap as the trap for some reason is not equipped with a clean out. Once the standing water was drained, part of the problem was solved. The trap clean out part of the problem that has been noted and will be dealt with during the kitchen renovation. The second issue was the opposite of not draining. Having our inner tank of the water softener split on us earlier in the year and replacing the water softener myself things have been running smooth. That is, up until a few weeks ago when the shower started to leak on a […]

Will Roundabouts save money and time for Canadians?

Driving Me Around The Bend   As I’ve driven around southern Ontario I’ve noticed an increase in the amount of round-a-bouts that are replacing the more traditional light controlled intersections that north Americans so love. There are benefits to having roundabouts mainly, maintenance free and cheap to run due to no potential electrical problems. Those savings should eventually be passed on to the average Tax payer but I’m not a politician and where that money really ends up is anybody’s guess. Traffic flow is the next advantage, it allows  a constant controlled flow of traffic with zero intervention unless there’s been an accident which leads me on to my next subject.   Roundabout rules   Coming from a country that has a large amount of roundabouts it’s no big challenge to negotiate the circular obstacle. There is a simple rule in the UK about how to navigate a standard 4 entry/exit roundabouts that seems to have been made very complicated over here in Canada. In the UK the rule is stay on the right side lane if you’re exiting the first right hand exit or going straight which would be the second exit. Enter the roundabout using the left lane […]

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