This page is where I will be posting Free Downloadable Tools which you can easily download and print. Lists are a great way to keep your life organized so you can easily refer to information when you need it.

We use these lists in our own home and which helped us become debt free and pay our mortgage off in full over the course of 5 years. I hope you will choose to use them in your home too!

Note: Before you download and use any items on this page or associated with Canadian Budget Binder found on the internet please read our site disclaimer/policy terms and conditions.

Please contact me if ANY of the MONEY SAVING links AND BUDGETING TOOLS below are broken so I can immediately fix them or email you a copy until I can get it fixed. Some fans have struggled to download from this page and if that’s you please email me (canadianbudgetbinder @ and I can email the budget too you.

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2014 Free Money Saving Tools


FREE Handy Tools Just Click, Save, Open and Print! 


Canadian Budget Binder Budget Spreadsheet

Above is a screen shot of The Canadian Budget Binder Budget Spreadsheet that we use In the CBB family- This is an excel spreadsheet that I designed for our budget. It has projected expenses built-in as well as coupon and gift card savings.


Canadian Budget Binder Budget Spreadsheet 2018


Below are the reviewed 2017/2018 versions of the free budget spreadsheet.

Please read all disclaimers before using any information, budgets or downloadable tools from this site.By downloading and using and free tools or listed created by Canadian Budget Binder you verify that you have read and agreed to the disclaimer and use at own risk.

Use at your own risk, but we use it and we’re now debt free.

Download these FREE BUDGETS Below!


  • Budget 1– You can use the pre-existing categories or you can use your own if you wish and you have the option to use projected expenses or not. Please read all notes left around the budget for tips.

Monthly-Budget-with-Yearly-Report-and-Graphs-2014-Ver1.2 – Copy

  • Budget 2-Everything is pre-set so you have to use the pre-defined categories but this budget will generate year-end budget figures where the other one won’t but you must use the categories already in this budget. If you change anything you will mess up the formulas and year-end figures. Please read all notes left around the budget for tips.

So, if you want to customize it use the first budget but you won’t get year-end reports unless you create the charts yourself or use budget 2 where it is all pre-done for you. All formulas are open so use with caution any downloads you use at your own risk.

If you are not sure what projected expenses are read Step 10 in our budgeting series below.

Click Here to read about how one CBB fan Jen uses our budget spreadsheet and has successfully gotten her family finances back on track.


Our 10 Step Budgeting Series


Below is our 10 step budgeting series that you can click and read. These are not downloadable tools, rather tools that will help you to learn how we designed our budget and how you can too!

  1. How We Designed Our Budget Step 1– Gathering All the information
  2. How We Designed Our Budget Step 2– Categories
  3. How We Designed Our Budget Step 3– Tracking Receipts
  4. How We Designed Our Budget Step 4- Note-taking
  5. How We Designed Our Budget Step 5– 5S Organization
  6. How We Designed Our Budget Step 6– Who Does What and When?
  7. How We Designed Our Budget Step 7– Balancing Our Budget
  8. How We Designed Our Budget Step 8– Knowing our Coupon Savings
  9. How We Designed Our Budget Step 9– Reading Our Bills
  10. How We Designed Our Budget Step 10– Projected Expenses and 3 Foolproof Ways to Save for One-Time Expenses

Whether you chose to use cash using jars or an envelope tracking system or manage your money other ways this is a great beginners budgeting tool. This sheet is a basic budget sheet which you can print or alter on-line as you need.

You can also use it as a budget guideline or post it in a file folder, budget binder or on your refrigerator for reference. I suggest you start by filling out the basic budget first to get an understanding of where you are with your finances.

free finance tools ahead warning Canada

  • Refrigerator-Cleaning-ChartKeeping your refrigerator clean takes more than a box of baking soda. Hang this handy cleaning chart on the side of the refrigerator, in a binder or peg it to your cork board. Chart the date the refrigerator was cleaned, what was cleaned and who cleaned it.
  • The Handy To-Do List– Never get caught forgetting to get something done. Create a to-do list so you have all the chores you need to complete written on one simple list.
  • Freezer Inventory List- Canadian Budget Binder– Keep track of what’s in your freezer with this freezer inventory list. You can laminate it and you can also add and delete items in each list to suit your lifestyle.
  • Canadian Budget Binder Pantry List– Print this Popular Handy list and post it in your pantry cupboard, room, or in a folder for easy reference. You can type in your staple pantry items, how many you have and the expiry. That takes the guess-work out of wondering if you have certain items in your cupboard. It also helps save money by not duplicating a purchase.
  • Weekly Menu Plan Shopping List and Grocery ListThe Ultimate All-in-one list for the super meal and budget planner in you. Print each page and put them in your coupon binder, budget binder or on the refrigerator for easy access.
  • Printable Recipe Card– For those of you who like to save recipes in a binder or online. NEW 2018
  • Modern Meal Plan Printable– A simple Meal Plan printable for all users NEW 2018
  • Canadian Budget Binder Shopping Needs List– The Shopping Needs List is a list you can pin to your refrigerator and every time you run out of something in the kitchen, pencil it in! When you do your flyer/coupon match-ups it’s easy to see what you need in your kitchen. If you don’t do Coupon/Flyer Match-ups you can simply bring your list along with you grocery shopping.
  • Common Spices Kitchen Check-list PDF – Use this list to inventory your spices and to stock up on basic spices.
  • Price Comparison Grocery List Use this basic list to document the regular prices of your favourite products at different grocery stores in your city. This will help you to get to know the best prices and will also help you to save money in the budget. Knowledge is power so know where to spend and know where to save your money by using this easy to use list.
  • The Grocery Price Book- Similar to the Price Comparison Grocery List above but more refined. You can use this in Google Docs or as a Free Excel Spreadsheet-Grocery Price Book
  • Printable Weekly Menu Plan -Canadian Budget Binder– You can now print our weekly meal plan schedule. We use this to plan our meals to help cut back on extra expenses. When you print there will be 4 copies for a typical. If you want to print only 1 adjust your printer to print only page 1.
  • Weekly Menu Plan and Grocery List FreeYou can now meal plan and plan your grocery shopping all in one list.
  • Net worth Calculator (Canadian Budget Binder)– This is a calculator I designed to easily calculate our Net Worth each month. Go ahead and try it out if you like. I also have a Sample Mr CBB’s Net Worth Calculator sample.
  • Monthly Over-Time Tracking Mr.CBB– This is a sheet you can track your work’s overtime and weekly hours in excel. You can also print it to put on your refrigerator, in your locker, desk, binder, purse, wallet or wherever it is you want to keep it. You should always keep record of your work hours.
  • Garage Sale Route List Canadian Budget Binder– This handy garage sale route list is perfect for any savvy garage sale enthusiast who wants to get there fast.
  • Home Inventory List– Creating an inventory list where you can documents contents of your home of value room by room with this handy home inventory checklist is easier than you thought. You can print the list and file it in a fire safe box or in a safe place in case of fire and theft. This personal property list will be easier to hand over to your insurance company in the event of a claim.
  • Tracking Sheet: Coupon, Freebies, Trades, Trains and RebatesTrack your coupons and rebates with this tracking list from Coupon Christine.
  • Furnace Filter Replacement Chart Download this filter replacement chart so you can post it near your furnace for easy reference. You can then write in when you last changed your filter each month of the year.
  • Product Price Adjustment Tracking List– Take note of those big-ticket items that you buy and when you bought them so you can watch the prices. If the store offers a product price adjustment you may be eligible to claim some cash back.
  • Home Buying Wishlist/Checklist- Coming Soon!
  • Roommate Cleaning Schedule- Coming Soon!
  • Sample Roommate House Rules Agreement- Coming Soon!
  • Our Keto Diet Pantry List – You can also download our 30 keto diet staples list printable and put it on your refrigerator for reference and motivation.
  • You can download a free printable of THE ULTIMATE PANTRY ESSENTIALS FOR FALL RECIPES for review and to take along with you when you grocery shop.

The ultimate Guides money grocery

The Ultimate Guides





Free Crafts and Education Materials for Kids and Parents


canadian savings links

Quick Canadian Savings Links

Share Your Money Saving List Ideas Today!

  • Check back often as I add more Free Money Saving Tools.
  • If you have an idea for a money saving tool that you think I should add or if you want me to add something you’ve created and you are a blogger please contact me today.

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Note: Before you download and use any items on this page or associated with this site found on the internet please read our site disclaimer/policy terms and conditions.


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Check out my the Ultimate Grocery Guide and the new Free Recipe Index

If you like FREE then click this link for my FREE Excel Budget Spreadsheet and all my Free Money Saving Lists!

Your True Best Mortgage Rate (320x100)

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  1. Look, don’t get me wrong, I really appreciate you having free budget tools available. I think it’s terrific!! But why or how could you possibly do a budget spreadsheet without an expense category for “restaurants” or “dining out” ?? I went up and down the list 5 times in disbelief … but nope, it’s not there! I was hoping to use the 2nd spreadsheet with yearly totals and graphs but now it looks like I’ll need to default to spreadsheet #1.

    • Hi there Paul,
      Thanks for your comment. Since this was originally our personal budget eating out falls under “Entertainment”. With the first budget you have the ability to alter the category tabs as you see fit provided you understand the basics of excel and formulas. So go for it!!! 🙂 Thanks for stopping by.

  2. Whoa – that one got away on me. I’ve uploaded the budget spreadsheet and have input all of my January 2018 details. I’ve been using a simplified excel spreadsheet that a friend built for me, to track expenses for about 4 years and there was a budget component, but something wasn’t working right. So far I like how your design works. Super basic question for you – how long do you keep receipts for?

    • Keep receipts for warranty or return purposes for purchases you make for the duration needed. Other than that if you want to review receipts every few months looking for trends etc keep them. Otherwise once you’re done with them you don’t necessarily need to hang on to them.

  3. Sandy Jump says:

    I live in California, will these work for me?

  4. I listened to your interview on Survival Home Network and was interested in the excel templates you have listed above…but I’m getting a 404 error. 🙁

    • Hi Amanda!!
      Thanks for alerting me that the link was broken for that download. I’ve since went in and changed that. The budget you are downloading is not the one we us in the CBB house it’s a very basic budget but certainly works. Just above that link are the two excel budget links in which I designed that you see the photo of. If you have any problems simply email me and I”ll help you out. Welcome to CBB!! Mr.CBB 🙂

  5. Hi there
    I’ve just downloaded your budget template for excel and have a question. How do I modify the categories for the drop down list? I’ve modified them in the two columns (actual etc) but can’t get the drop down list to change…….maybe it’s because it’s late and I can’t see it….thanks in advance!

    • Hi Michelle,
      If you want to modify the category labels there’s a column far far to the right hand side. I don’t know the actual location off the top of my head but there’s a great big red banner above it and you can’t miss it. Change the category names there. If you’ve already changed the category names in the other 2 columns you’ve destroyed the formulas I’ve created and the budget will no longer work. You need to download the budget again. I hope that helps. Mr.CBB

  6. Wendy LeDrew says:

    Thanks for sharing..definitely will use some of these lists:)

  7. i always have a list and i always eat at home before shopping.

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