YOU EITHER LOVE THEM OR HATE THEM Fifteen years ago you could not have twisted my arm enough to make a budget. It wasn’t going to happen. My wife had tried several times making a budget but I hadn’t given any input and I certainly didn’t think one was necessary. It’s safe to say…
IN ONE POCKET OUT THE OTHER Surviving on minimum wage is not easy in fact when I moved to Canada the only jobs I could find were minimum wage jobs although that was still a struggle at times. Living in the UK was equally as difficult because prices for petrol and food not to…
Cell phone insurance is a waste of money right, who needs it? Just two months ago I was so excited to have my new cell phone, a Samsung Galaxy SIII, it was an awesome phone. First thing I did when I got home was logged into Amazon and looked for a hard case to protect…
What? I give up… it’s probably one of the hardest things I would have to decide to do or anyone for that matter. A part of us shatters when we are forced to make the decision to give something up in order to get out of a financial mess that we created or for reasons…
I remember when I was a young bloke and on my way to University the world was in the palm of my hands (so I thought). I truly believe I had my head on straight back then and today given the way I continue to pay myself first. That doesn’t’ ring true for most of my…
Emergency Savings Is Not A Budget Category You Should Forget So many Canadians live paycheque to paycheque and that is a bad way to keep financial stress off the table especially when emergency savings are critical. Emergency savings are not for the rich people they are for everyone so ditch the poor me mindset and…
