Buying my first property: Was I too young?

Minimum Pay For Maximum Workload I bought my first property at the age of twenty-one even though some of my friends thought I was too young and crazy. I loved to work hard and equally play hard afterwards. It would have been comparable if I were to buy my first condo here in Canada or flat for those of a British background. I wanted to buy vs rent because with my down-payment I knew that my mortgage would be less than rent. My parents already had a few homes on the go and were renting them out so the mortgage would pay for themselves. It was the best decision they ever made, investing in real estate. They are still enjoying the benefits today of those mortgage-free homes and rental income. Somehow I wanted in on the action early so off I went and I found my first home fresh out of University. How much do you need to buy a home? More than I bargained for and many people suffer because they fail to plan. I was almost one of those people. Living pay to pay Contrary to popular belief, I know what waiting for the next chunk of hard-earned money […]

The Saturday Weekend Review #15-“Tipping Out” The Team

Tipping out the team sure never happened when I was young and worked in the back of a pub in the UK as a dishwasher boy. It would have been nice if someone were to hand me a few pounds (dollars) extra at the end of the night thanking me for my hard work. In all honesty I was getting paid a fair wage at the time for my role and it was never an expectation of mine. It was alot of work trying to keep up with the dishes in a busy restaurant although it did help me to pay for my education. It was one of the worst jobs I ever held in my life but I never did complain as I was just happy I was working. I never did spend my money in the pub to eat nor do I remember tipping being something that was the norm. As a couple we don’t go out to eat much mainly due to the high cost but also because we love to cook homemade meals. We have a friend who works at Tim Hortons and says line-ups are non-stop and at the end of the day he is physically exhausted. […]

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