Why you need to review automated bill payments: Our family budget April 2014

DOUBLE CHECK ALL OF YOUR BILLS   No matter what payment methods you choose to pay your bills with especially if it’s an automated bill payment you must review them. If we didn’t do just that with we would have paid around $594.96 extra per year for our auto insurance. I can think of many other areas of our finances where that money could be used. Whether you use a budget or a bill payment spreadsheet if you’re not careful you may be paying more for that automated bill payment like we just did. If it wasn’t for our budget and reading all of our bills and receipts we may not have caught the error. I know people who have any bill they possibly can set up so the bill payment is an automated bill payment directed that way mainly due to convenience. What is an automated bill payment? Well, it’s simple. It’s where you don’t have to do any of the work because the company that is billing you for a service they provided will debit your bank account for the amount of the bill. It’s that easy all you need to do is authorize that bill payment and […]

Top 5 things I love about Canada

Canada, A Place To Call Home   Since today is Canada Day I thought I would share my top 5 things I love about Canada and why I’m proud to be a permanent resident in Canada. I used to be a Canadian tourist and now I get to share my stories in hopes of inspiring those who want to visit Canada or move to Canada. Related: How I made my move to Canada from the UK Sometimes I still can’t believe that I am living in Canada a land that I never thought would pop onto my radar, but here I am. It’s been almost six years now since I landed in this beautiful country not knowing where my life was going to take me. What I knew at the time was that I had a beautiful wife who I was and still am deeply in love with to take me under her wing and show me the ropes.   Career and Education   Moving to a country where you don’t speak the same language is a challenge but moving to a country where you do speak the same language can be frustrating. Since moving here I really did have to […]

Italian Panettone Bread and Butter Pudding

Today Nicola our resident Brit chef at heart brings a classic British Bread and Pudding dessert to a whole other level using an Italian Panettone cake. This is one recipe I can’t wait to try, the British meet the Italians for dessert. I would have never thought to make a bread and butter pudding with Pannetone but if you know Nicola she is always whipping something unusual but delicious up in the kitchen for her friends and family. I once made an Italian French Toast using the Panettone which is just another way to switch things ups using different ingredients in your kitchen. This is just one of those oven dishes that you know you are going to love just by looking at the pictures. Nicola spares no detail when it comes to this pudding and wants you all to try it in your own home. She also gives us the “Budget Breakdown” and clearly you can see this frugal dessert won’t cost you lots of money to make. This pudding just melts in your mouth with the pairing of  lemon and orange flavours of the Panettone bread. Served hot with a touch of cream it would satisfy anybody’s sweet tooth in a second. It’s a […]

PF Weekly Reading List #12- Canada Budget 2013, CBB vs RFI (Guacamole)

  My morning consisted of a hot cup of coffee (OK 3) and a read of the Canada Budget 2013 that was released Thursday. It’s quite long but I picked out a couple of bits to chat about today. After reading through it I found this quote from Minister of Finance Jim Flaherty,“We will remain focused on what matters to Canadians—jobs and economic growth, and ensuring Canada’s economic advantage today will translate into the long-term prosperity of tomorrow”  motivational from my perspective as permanent resident. Returning to a balanced budget seems optimistic throughout the budget plan with the deficit projected to drop each year and the government hoping to balance by 2015-2016 which they believe will strengthen Canada’s fiscal advantage. When I read this budget update these key words stood out- promote, extend, provide, enhance, build, help, improve, continue, invest, create, support, connect, opportunities, action, increase, invest, renew, introduce and initiative, all words that I believe create a unity or air of optimism. As we all know when creating a budget anything can happen so I’m sure many Canadians will be following this closely to see how well we stay true to this budget and how it unfolds over time. I believe a […]

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