grocery game monthly challenge

What Every Grocery Store Clerk Wants Customers To Know : The Grocery Game Challenge 2016 #4 July 25-31

what every grocery store clerk wants to say to customers

There likely isn’t one grocery store clerk out there that hasn’t bitten their tongue when dealing with customers who don’t follow the rules or simply make up their own rules when grocery shopping. It’s been said that if you don’t take care of your customer then your competition will and with that comes silence and smiles from most retail clekrs. The grocery store clerk wants to say things to you badly so you can understand what it’s like being on the other side of the grocery belt all day but fears backlash from the customer and sometimes management. The customer is always right? WRONG!, but in customer service the employee may keep on smiling and carry on just to appease the customer. These bad customer experiences though make for a long work day for any grocery store clerk but always remember happy always outweighs negativity.   You are part of the team   What you are as a customer is part of the company you are spending your money at. That’s right when you shop at any store you become part of that organization which means you help us and we’ll help you. It’s a win-win if we all work […]

How To Save Money Buying Fresh Flowers

THE POWER OF FLOWERS IS PRICELESS 3(1)

The Power Of Flowers Is Priceless   From roses and tulips to orchid’s and pansies, flowers have a powerful way of brightening someone’s day. Whether you are celebrating an anniversary, a birthday or you just simply want to make someone smile, the beauty and fragrance concealed in a single flower can easily turn a bad day into a better one. As with many gifts, unless you are pulling flowers from your garden, gifting flowers to someone will cost you some money. How much money you will spend…that is your choice.   Flowers ARE for everyone   As we all know, Valentine’s Day is the biggest sales day of the year for most florists. Showing others that you care does not need to be limited to your significant other or to only one day a year. Flowers are often sent to family and friends who are grieving the loss of someone, a way of saying congratulations or simply just to make someone feel better. Another massive event is a wedding and just about every wedding has flowers so it’s important to do your homework when searching for the perfect flowers to showcase and for your wedding bouquet and bridesmaid bouquet. Related: […]

How To Become Financially Secure So You Forget It’s Payday : June Net Worth Update (+0.74%)

HOW TO BECOME SO FINANCIALLY SECURE YOU FORGET IT'S PAYDAY(1)

FOCUS ON LIFE NOT JUST YOUR BANK ACCOUNT   I know people who count down the hours before payday when their bank account will be back in business. It’s not the best spot to be in financially because you are living payday to payday but the struggle is real for so many Canadians. It becomes a vicious circle until you find a way to put the brakes on a stress that is probably weighing you down. Becoming financially secure is a dream for just about everyone so we can forget the daily worries of car payments, mortgage, credit card bills and a host of other debts that cause stress-related issues, relationship issues and potentially depression. No one likes to feel that they are not in control of their lives especially where money is concerned. What does financially secure really mean? Well, I can tell you that it doesn’t mean that you have a job that pays you big bucks. That misconception is what gets people into financial trouble in the first place. This just happened, check it out.   It takes more than an income to stay away from debt   While chatting to a colleague at work briefly the […]

grocery game monthly challenge

Supermarket Confrontation and How To Avoid Embarrassment : The Grocery Game Challenge 2016 #3 July 18-24

supermarket confrontation and ways to avoid embarrassment 2(1)

GROCERY STORE WARS TAKES FOODIE FIGHT TO A WHOLE NEW LEVEL   Dealing with difficult customers is something that grocery store staff contend with every single day but when customers are dealing with irate customers things can get a bit messy. There are people who love to grocery shop and other that despise it. Then we have people who don’t know how to deal with their emotions and anyone that steps in their way sets off a trigger that could turn deadly over something small in most cases. This stuff really does happen   I remember a time in the UK while I was grocery shopping a woman turned the corner of an aisle with her shopping cart and her child was distracting her while sitting in the carrier seat of the cart. The woman wasn’t looking where she was going and smashed into another customer’s shopping cart knocking her purse to the ground. Conveniently her purse was wide open and the contents fell out for everyone to see which upset the women who verbally got abusive with the lady. The situation was resolved quickly but not after an hot exchange of words that made the mother cry. The grocery […]

Simple Italian Tomato Salad…Buono!

SIMPLE ITALIAN TOMATO SALAD 2(1)

YOU CAN’T RUSH A DELICATE TOMATO SALAD TO THE DINNER TABLE   Italian tomato salad with fresh basil is a summer must-have dish for any BBQ party. You’ll have an empty dish to take home and your guests will rave about how amazing the flavours were in your tomato salad and want the simple recipe. If you’re looking for a salad alternative besides greens this simple Italian tomato salad will do the trick every time. Both my wife and I live for this salad every summer which is one of the reasons we grow so much basil in our planters. Related: Too Much Basil?- Basil Pesto Cubes Nothing beats the fresh flavours of minced garlic, fresh basil and organic tomatoes. You can 100% taste the difference when you bite into a juicy organic tomato rather than the over-grown, tasteless tomatoes you can buy at the grocery store. Even though they have organic options we both gravitate towards the home gardener who has an abundance of tomatoes like her father. Every year he plants about 100 tomato plants and thousands of organic garlic bulbs for the family. It’s a fun hobby for him since he’s retired and we all get to […]

Should I Buy A Cheaper or More Expensive House? : The Saturday Weekend Review #181

SHOULD I BUY A CHEAP HOUSE OR EXPENSIVE HOUSE

DON’T BE A FOOL TOWARDS THE SHIMMER AND SHINE IN THE REAL ESTATE MARKET   The most expensive house in the world is the one you are living in or contemplating purchasing. Owning a home becomes your world even though some people consider a roof over their heads a house and never a home. Buying the most expensive house on the block is not something I would do unless I was paying cash or was 100% certain that I could maintain it even through unforeseen circumstances. The problem is that there are people who aren’t considering what could happen which could promote a for sale sign on their property. Plus, if you think those are expensive homes now just wait and see what happens if you find major issues with the home down the road. Be ready to part with money you thought you had saved for something more than surprise home renovations. Whether you buy a cheap house or an expensive house you are now holding something expensive that could cost you even more.   The hometown living vibe is slowly being lost   Many families are being forced to move away from their hometown mainly Toronto and Vancouver […]

What to Expect With Little to No Retirement Savings : Our June 2016 Budget Report

What to expect with little to no Retirement Savings

UNDERSTANDING HOW RETIREMENT WILL AFFECT YOU NOW IS BETTER THAN FINDING OUT LATER WHEN TIME IS NOT ON YOUR SIDE.   If you’re tired hearing about how much money you should have in your retirement savings to live comfortable in the golden years and want to hide because you’re not part of this elite group of savers- you’re not alone. Company pensions, in particular defined pension plans are becoming a perk of the past and Canadians are left will few options when it comes to retiring without living the rest of their years poking through a tight budget. I’d love to retire early but since the birth of our son we’ve seen our life goals change significantly where we were content living mortgage free in our house and living happily ever after. Now we are talking about buying a bigger house to have more room for our son to run around along with an in-ground pool. That means we’ll need to save even more money if we hope to pay cash for the next house or face added debt of a mortgage loan once again. Related: Retiring Early Should Never Be Expected I received an email from a reader who […]

grocery game monthly challenge

Summer Drinks Your Party Budget Can Handle : The Grocery Game Challenge 2016 #1 July 4-10

PARTY SUMMER DRINKS BUDGET FRIENDLY

LET’S GET THIS PARTY STARTED…WHAT CAN I GET YOU TO DRINK?   Whether you’re hosting a summer cocktail party or frugal back-yard grill-fest you’ll want to make sure that your beverage center is fully stocked with some of the best summer drinks for your guests. There are also plenty of ways to add a splash of colour to your summer drinks with or without alcohol. Today I want to talk about alcohol-free drinks, mixed drinks, frozen drinks, fresh fruit drinks, summer drinks for kids and new summer drinks that are all budget-friendly. I went on a Pinterest hunt for some of the best summer drinks recipes I could find that were budget-friendly and easy to make. Can your budget handle summer drinks? If you’re not sure if you can afford to have a summer party but really want one maybe it’s best if you plan by knowing your party budget, writing down everything you’d like to have at your party and save up for it first. This way it takes financial stress off your shoulders rather than trying to fit it into your monthly budget schedule as an unplanned expense. Related: How to host a frugal back-yard BBQ Summer drinks […]

How To Boost Your Financial Situation When You Can’t Afford To Pay Rent

how to boost your financial situation when you can't afford to pay renthow to boost your financial situation when you can't afford to pay rent

THE CHOICES WE MAKE WITH OUR MONEY AFFECT EVERYDAY LIVING   Not everyone who struggles to pay rent wants to up and move but for many it’s a reality that they must face because they wrangle month after month with financial insecurities. The biggest issue facing many Canadians right now is that rent in most cities keeps going up along with the cost of living and minimum wage has not kept up with inflation. About one-quarter (3.3 million) of all Canadian households are precariously housed, living in housing that is unaffordable, over-crowded, below standard, or a combination of all three. Poverty in Canada is high with many Canadians struggling to make ends meet even if they are those friends, family and neighbours with the big house and fancy cars. You’d be surprised how many rich-like people are actually house poor. There’s a reason spending only 30% of your gross income on housing is imperative because if you go over you face declines in other areas of your budget such as food, transportation, clothing and other necessities. There are 35,000 Canadians are homeless on any given night. Over 235,000 Canadians experience homelessness every year with 5000 being unsheltered, 180,000 staying in […]

How To Spot A Money Smart Woman

how to spot a money smart woman

FINANCIALLY SMART WOMEN FINISH RICH AND IT’S NOT ALL ABOUT MONEY   We can add the value “financially stable” or money smart to the list of traits that men are looking for in a woman while in the midst of romancing a relationship. In the past I’ve blogged about finding a frugal man but today I want to focus on men finding a woman who is of the same financial mindset. It may seem like the bottom of the barrel for most of you but for those men who value money the last thing they want is a partner to blow it all away. This is where it’s important to be compatible in terms of wants, needs and desires and why it’s so important to communicate. It doesn’t matter if you are a stay at home mom, stay at home wife or a career woman the money becomes one when you tie the knot. This is why some men are cautious about who they choose to date and for good reason. If a man finds his woman is spending too much money leaving them stuck to pay the bills or unable to save for retirement or to do things with […]