grocery game monthly challenge

4 Simple Shopping Improvements To Battle Food Price Increases : The Grocery Game Challenge 2016 #1 Dec 5-11

WITH FOOD PRICE INCREASES ON THE HORIZON IT’S IMPORTANT TO TAKE ACTION NOW SO YOU UNDERSTAND HOW YOU PLAN TO TACKLE YOUR GROCERY EXPENSES.   When consumers distress about money the first two things that pop up are groceries and utilities followed by rent/mortgage, taxes and insurance. These are not always fixed costs which means they can fluctuate thus causing potential problems with budgeting. You are in charge of the outcome. If you have a budgeted amount to spend you must stick to it or cause potential losses to other budget categories even in the face of food price increases. Just because food prices go up that doesn’t mean your budget should increase as well. Most people just don’t have the spare cash to do so. It’s already a struggle for manyCanadians who can’t keep up with current food prices and balancing the budget. Mary, a financially savvy woman who has been a part of this blog since 2012 and participates in the Grocery Game Challenge understands the struggles. I agree with what she had to say on the topic of looming food price increases. Increasing your grocery budget assumes you have the extra cash to do so. I’m having […]

Why We Bought Our Toddler Christmas Presents At The Dollar Store

THE TOP TEN DOLLAR STORE CHRISTMAS PRESENTS FOR KIDS ARE SIMPLE BUT FUN.   Christmas presents are only part of the holiday season but one of the most expensive. While some parents might drop a jaw reading the title of this post and say they’d never spend money buying Christmas Presents at the Dollar store for their children other parents say this is all they can afford. Our little guy is working his way up to three years old and recognizes toys and anything that goes zoom from a mile away. That’s why we chose to find the Top 10 Hottest Christmas Presents for boys and girls at the Dollar Store this week. Whether you think the toys are cheap that’s up to you but remember what you buy will soon be buried and forgotten. How’s that for a smile and a wad of cash?   Kids only get what we give them. Your choice, Your money.   We have no issues with stopping by Mastermind Toys, Toys R Us or any other store that offers children’s toys with our boy. He’s perfectly happy just looking at the boxes and on occasion playing with toys that he can get his […]

11 DIY Easy Christmas Decorations For Your Home : The Saturday Weekend Review #199

DECORATE YOUR HOUSE THIS HOLIDAY WITH HOMEMADE CRAFTS ON A BUDGET   It’s that time of year again when we start to think about Christmas baking, Christmas gifts, Christmas Tree Decorations Ideas, Christmas theme ideas and all of this costs money. Lots of money, especially if you don’t budget for the holidays. You’ll certainly feel the crunch come January though when the bills come due. You can eliminate a chunk of the holiday financial stress by making homemade Christmas gifts including DIY Christmas Decorations. If you’re already tight for cash don’t go out and spend your money on Christmas decor that you can make at home for a fraction of the price. To be honest I really like homemade Christmas decorations over store-bought. One of my fans was showing off her DIY Christmas holiday frames that she’s made. I would have never have thought to re-purpose a picture frame with some spray paint, bows with sparkly Christmas balls dangling. Brilliant idea. There are some pretty cool Christmas decorations you can buy that are outdoor but you’ll pay big bucks for them unless you wait until the end of season. On Boxing Day consumers flock to the stores to grab deals […]

6 Strategic Money Management Motivators To Keep Us Focused : October Net Worth Update (+0.55%)

THREE M’S THAT CAN CHANGE THE WAY YOU LOOK AT YOUR MONEY FOREVER.   Budget your money, Budget your money, Save, Save, Save we are told, but that’s only a portion of the solution to what so many people are feeling when it comes to feeling the financial crunch. Financial affairs should always be part of your daily routine however just because you use a budget doesn’t mean you will become successful at running it. It takes far more work than just budgeting to achieve your financial goals. In fact it takes a hell of a lot of work outside of the spreadsheet and whether your committed or not will show in the numbers. Let’s talk about the numbers for a moment especially since November is Financial Literacy Month across the globe. Numbers aren’t the only way you’re going to become rich. Come on now we all want to have money in the bank and being rich to you might mean you are debt free or have more than $100 in the bank. Whatever the case may be always remember that those numbers didn’t become what they are magically. They had to come from somewhere, somehow and most likely that […]

The Secret Society Of Knock-Off Rich People : Our October 2016 Family Budget Update

THE SHOW MUST GO ON EVEN IF YOU’RE BROKE   I’ve had enough of playing the role of rich person when I’m not and I just want to be normal. This was part of an email conversation I had with a fan who is struggling with guilt over his debt and underlying reasons for wanting to appear rich when he’s just part of a secret society of debt clogged consumers living in Canada. Pretending to be wealthy won’t make you wealthy, it makes you clumsy with your money which can and potentially will affect your present and future. If you truly believe that you can succeed by sloshing through crowds of affluent people with a line of credit or a slew of credit cards will help achieve your fortress then follow your dream.   Upscale performance of a life-time   The most expensive position you will ever have in your career is the one that you created that doesn’t exist. So you landed a role in the movie titled, “Upper Class” and you’re the star of the show. Is that a real Gucci Bag? Heck ya, I bought it when I was travelling in the UK. Lights, Camera, Action…you’re LIVE. […]