Should Couples Be Financially Stable Before Pregnancy?

PARENTING WHEN YOU’RE OLDER DOESN’T MAKE IT ANY EASIER THAN IF YOU’RE YOUNGER.   Yes, I’m a 40 year-old dad with a 3-year-old toddler, a career I love, zero debt, mortgage free and ability to offer experiences to our son that I didn’t have. This wasn’t the way I had envisioned parent-hood to be but it was the way it turned out for us and we’re surviving just fine. Being financially stable has nothing to do with getting pregnant and everything to do with surviving and never giving up. There are couples out there reading this who are struggling or struggled in the past to get pregnant after many miscarriages and NO results on a pregnancy test. There are also couples who have different parenting styles which may or may not make them “cool parents” but that’s not what parenting is about. There’s more to sharing your heart than all the money in the world. Related: Do Dollar Store Pregnancy Tests Work? Whether you are working or not becoming parents means that you must provide for your child in any way you can. Often this may lead parents to seek support from family, friends and the government system when available. […]

Is Your Mindset Affecting How You Approach Life?

THE BIGGEST FIGHT OF YOUR LIFE IS TO BE UNDERSTOOD   An important part of a mindset is to make sure that it’s not set in stone. We change, people change and life changes. It’s never good to stick your foot in the mud and live by everything you learned growing up. Your personality and beliefs don’t need to be that of your parents. This is part of becoming an adult although some people struggle to find their purpose. As we age we need to set our own foundation whether we come from money or not. Related: How A Life Changing Illness Shaped Our Financial Future If your father was a miserable man who only complained about what he didn’t have and everyone else had but did nothing about doesn’t mean you need to do the same. It’s safe to say that we learn from what we see and do and are taught from our parents. Not everyone wants to pursue those lessons as they get older but many stay in the same slump without action. I don’t understand. No one understands me. I just want you someone to listen. Most often people won’t understand why you do what you […]

grocery game monthly challenge

How A Grocery Store Scammer Gets Away With It : The Grocery Game Challenge 2017 #3 Sept 18-24

AWARENESS OF THE UNDERGROUND WORLD OF SHOPLIFTING AND THE COSTS TO CUSTOMERS AND RETAILERS IS NECESSARY   Scammers are a huge financial loss for grocery retailers across the country and unless there is an awareness most of it falls on a blind eye, at least at the consumer level. The past 10 years Mrs. CBB and I have worked hard to save money at the grocery store and scammers make it difficult for frugal-minded shoppers to keep up with increased prices and loss of programs aimed to help shoppers save. Is shoplifting an addiction? I guess it can be if the scammer believes they can’t stop or doesn’t know how to. The thrill and the savings becomes a hobby rather than a need. I was not shocked to find a 2014 Shoplifters Anonymous Tumblr blog based out of Toronto which shares stories and tips from scammers on how to get free stuff. It’s hard not to read it all because humans are naughty by nature and want to know even if they don’t want to participate. When coupons were the hottest thing going there were coupon men and women who became greedy and ruined it for everyone else. It may […]

Ricotta Eggnotta Italian Style Deep-Dish Crustless Quiche

A DELICIOUS EGG RECIPE FILLED WITH PEAMEAL BACON, RICOTTA CHEESE AND CHIVES THAT WILL PLEASE ANY CROWD   The Ricotta Eggnotta Deep-Dish Crustless Quiche is like no other because it’s made in a spring-form pan which gives it lots of height and plenty of plate porn for your guests. When a dish looks and smells delicious you will find you end up with an empty plate almost every time. This is that dish. I’ve loved a good Quiche ever since I can remember and my mum mad them often but with a pastry crust that was flakey and buttery. What I wanted to do is break the crust and pie-slice size Quiche that is tradition and bring it to new heights. (no pun intended) ha! The second reason I wanted to make this deep-dish crustless quiche is because it is a low-carb, keto recipe that I created for the family so my wife can also enjoy it.   Melt that cheese chef   Just last week I watched a video online where a restaurant topped their nachos with fried melted cheese which gave me this crazy idea to do the same with my deep-dish crustless Quiche. The Ricotta Eggnotta is […]

Debt Free Mom Admits Becoming A Thrift Shopping Shopaholic : The Saturday Weekend Review #235

SPENDING MONEY NO MATTER WHERE YOU SHOP IS STILL SHOPPING   I can count off the top of my head about 6 thrift stores near me and we go to all of them at least once a month. Sounds shocking but it’s not especially when we are looking for something we need. Most often it’s clothes, craft supplies, CD’s and kitchen items. On occasion we find furniture or home decor but we really don’t need any of that stuff any longer. Shopping online sites like Kijiji or Craigslist is just as naughty as shopping secondhand because most often items purchased are well-loved  or deeply discounted by the owner. Thrift shopping online can be far more dangerous than going into the shop because you can do it from the comfort of your home. Sarah a mom of 2 young boys emailed me looking for some advice to help her curb her obsession with thrift shopping. She’s not alone in her plight to cut costs yet over-spend buying used and in some cases brand new items with or without tags. Here’s her story… Dearest Mr.CBB, My name is Sarah and I live in Hamilton, Ontario with my husband and two boys aged […]

grocery game monthly challenge

The Ultimate Pantry Essentials For Frugal Fall Recipes : The Grocery Game Challenge 2017 #1 Sept 4-10

FALL SMELLS ARE ABOUT TO TAKE OVER YOUR HOUSE   So you want to start preparing Fall recipes but aren’t sure if you have everything you need in the kitchen to do so? It’s time to dust off the crock-pot and casserole (casa-roll-eh) dish Canadian style because the Fall chill is on and it’s time for some comfort food. Well, today we’re going pantry shopping for the Fall season to make sure we have all those precious basic ingredients along with must-have kitchen-tools to make some of the tastiest Fall recipes. The number one kitchen tool that we can all agree on to make Fall recipes is a crock-pot. If you don’t have one invest in one for under $40 and you’ll see just how easy cooking can be. We own a large programmable crock-pot that we’ve been using for years and just love. It was certainly a worthy investment for our kitchen. Once you’ve got your crock-pot it’s always handy to have baking sheets, loaf pans and other baking essentials so you are ready to bake up those Fall smells. What other essential kitchen tools can you think of for Fall?   Tastes of Fall   What kinds of […]

grocery game monthly challenge

30 Keto Diet Staples You Will Find In Our Kitchen : The Grocery Game Challenge #5 Aug 28-Sept 3

STOCK UP ON LOW CARB ESSENTIALS WITHOUT CRUSHING YOUR GROCERY BUDGET.   You may have noticed over the past 2 years that our grocery shopping list has changed quite a bit since we’ve moved over to a keto diet. You might also have taken note that our many of our Sunday frugal recipes are low carb as well and this is because we no longer just eat what we want or classify as “healthy“. We have taken control of our eating habits and put more effort into what fuels our bodies and how we energize it each day. Related: Are you eating too much food? I’m not exclusively on a keto diet however I do follow it as much as possible as my dietary needs are different from Mrs. CBB. Coffee is a great start to the day for keto diet lovers. Many of you might be familiar with Bullet Proof Coffee and for those of you who aren’t let me tell you it’s packed full of fat! Some people have asked if the keto diet has interrupted our lean grocery budget of $265 a month for 2 adults and a toddler and it depends. Some months might be great […]

Property Theft And How To Stay Protected

FOR THOSE LOOKING TO MAKE FAST MONEY ILLEGALLY STOLEN PROPERTY GETS THE JOB DONE BUT IT DOESN’T END THERE.   I’m certain that I’m not the only one who has noticed an influx of property theft, personal theft, employment theft, bank robberies, retail theft and pharmacy break-in’s the past year. For those people who turn to theft they have to be at the bottom of the barrel to want to get their butt slammed in jail or even worse, killed. Related: Property Crimes Common in Western Canada A 2007 report by Statistics Canada suggested that property crimes are far more likely to occur in cities and towns than they are in rural communities. However, farms can be easy targets, especially when the owners are not present. That’s the simple truth. The hard truth is why is this happening and what are we doing as a community or government to help control the situation. Mental illness has long been shoved under the carpet but has now been the spotlight of many incidents across Canada that involve violence, theft, robberies and even death. Depression and addictions along with other illnesses can take hold of anyone.   What is property theft?   From […]

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