REDUCING HOUSEHOLD WASTE IN CANADA LITTLE BY LITTLE Reducing household waste has been on the top of our budgeting agenda this year because we noticed that we have far too much garbage leaving our house each week. If you just stop for a moment and think about ALL of the containers in your kitchen that… Read more
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Tidying Up Choosing Joy Using The KonMari Method : The Saturday Weekend Review #271
BRINGING YOUR WORLD BACK TO LIFE WITH MARIE KONDO Clearly we’ve been living under a rock because we just found the captivating author Marie Kondo last night after reading about The KonMari Method of tidying Netflix series online. Both Mrs. CBB and I are fans of having a clean house but there is a difference… Read more
Budgeting Lessons We Learned After Our First Year
EVERYTHING WE DO IN LIFE BECOMES A LESSON LEARNED Just like you we had to learn how to start a budget plan for our finances so we could get out of debt and live a simple life with little to no money stress or worry. In the midst of it all became a year of… Read more
How to Calculate Your Debt To Income Ratio
UNDERSTANDING YOUR DEBT TO INCOME RATIO IS IMPORTANT FOR MANY REASONS I want to take all of you into the world of Debt to Income Ratio or (DTI) because you should know about it even though many of you probably have never done the calculation. Part of budgeting is understanding the health of your overall… Read more
The Best Keto Italian Fathead Pizza Crust
ONE CRISPY PEPPERONI, SALAMI AND RICOTTA CHEESE KETO FATHEAD PIZZA COMING RIGHT UP There are lots of carbs in pizza when you opt for a traditional pizza crust but for those of you who are going Keto I’ve mastered what I believe is the best Italian Fathead Pizza. Fathead Keto Pizza to the rescue for… Read more
Our Motivators For Better Budgeting Goals in 2019 : Dec 2018 Budget and Year-End Percentages
BUDGET YOUR 2019 STARTING TODAY Budgeting better is the theme of our 2019 goals as we’ve learned that it’s equally important to do something better in order to improve our journey. If any finance nerds out there tells you that they are pros at budgeting and never mess up they are full of you know… Read more
Our 2018 Grocery Expenses Overview : 7 Years Of Grocery Game To End
ANOTHER YEAR OF GROCERY SHOPPING FOR OUR FAMILY OF 3 Wow, I can’t believe how fast 2018 flew by and we’re already into January 2019 with another grocery budget upon us. Seven years ago when the Canadian Budget Binder blog began so did The Grocery Game Challenge (GGC). You can easily read back in the… Read more
The Four F’s Of New Years Eve Fit For Everyone : The Saturday Weekend Review #270
NEW YEARS EVE WITH FAMILY, FOOD, FITNESS AND FINANCE If you’re wondering what to do on New Years I can’t offer you specific advice about where you live but I can tell you what we’re doing and it all starts with the letter F. New Years Eve events at the CBB house are fairly quiet… Read more
3 Simple Budgeting Strategies To Revitalize Your Financial Goals
YOUR MONEY YOUR RULES YOUR CONSEQUENCES Budgeting strategies may not what you want to read about but money is life which means you either choose to accept the consequences of failing to learn about it or become a money managing success. After taking a few days to reflect our CBB budgeting journey I’ve come to… Read more
Common Investment Risks Every Investor Needs To Know : Net Worth Update November 2018 (+1.26%)
All investments come with risk and if someone offers you different advice, RUN! Investment risks are something you shouldn’t lose sleep over but when you have your future diversified you pull back the sheets and for some people it’s a hard pillow to crash on. I’ve found that over the years the more I learn… Read more