I was recently contacted by Moses Fekete CEO and Co-founder of Cheques Plus as they wanted me to review one of their products, personalized cheques. To be honest I was skeptical at first as we had always ordered our personal cheques through our financial institution. However, since they are a very well known Canadian business… Read more
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4 Benefits Of Tracking Monthly Medical Expenses (Free Printable)
Track Monthly Medical Expenses Without Leaving Money On The Table Come Income Tax season the last thing you want to be doing is scrambling to find and calculate all of your monthly medical expenses, so why not track them. Claiming medical expenses on your income tax return is a big deal especially if you’ve paid… Read more
Keto Crispy Halloumi Chips
Halloumi Cheese Is The Perfect Grilling, Frying and Baking Cheese If you’ve never tried halloumi cheese before it’s a cheese you should add to your foodie bucket list. I’ve tasted this cheese in just about every way possible (at least I thought) until I came up with the idea for halloumi chips. Last year Mrs…. Read more
2019 Final Home Budget Report and Review
An In-Depth Look At An Actual Family Budget Report In our 2019 home budget report, I will share with you our budget fails and changes that we’ve made to our 2020 family monthly budget. Your budget will never be perfect so always expect fluctuations in what you plan for and what happens. For instance, you… Read more
What Happens To Your TFSA When You Die?
Know What You Should Do With Your TFSA Before You Die You can’t take your money with you when you die. So here’s why knowing about a special type of beneficiary – called a successor holder – can make it easier for you to pass on your TFSA. If you’re like most people, you like… Read more
8 Yearly Budget Discussion Topics To Review : The Saturday Weekend Review #295
INCREASE THE POTENTIAL OF YOUR FINANCIAL SITUATION Discussion topics involving your budget can be tedious and boring but let me tell you that nothing you do will be in vain. When the new year begins all I can think about is our yearly budget spreadsheet and income tax returns. Both of these discussions topics can… Read more
5 Debt Reduction Strategies To Adopt In 2020
PAY YOUR DEBT BACK USING SUCCESSFUL STRATEGIES Debt reduction strategies are based on your personal situation as they are unique to your motivation and spending habits. Completing a financial assessment of your current situation is the best way to plan for your debt reduction strategies. What is a financial assessment? A financial assessment is really… Read more
Best Of Canadian Budget Binder 2019 Finance + Food
BEST OF CBB WITH A COMMUNITY OF LIKE-MINDED READERS Another year has come and gone and as we head into 2020 I wanted to review the best of 2019 on Canadian Budget Binder. First off, I want to thank every one of you for subscribing to this blog. I’m humbled to have you all here… Read more
5 Ways To Save Extra Money For The Festive Season
FIND PEACE THIS FESTIVE SEASON KNOWING THE FINE LINES OF FINANCE No matter what customs and traditions you follow, whether it’s Christmas, Hanukkah or the winter solstice, the December “Festive Season” can be a time of togetherness and inspiration. It can have family members at each other’s throats as well, of course, but these cold,… Read more
Keto Cranberry Lemon Custard Bars
SINK YOUR TEETH INTO THESE DREAMY CUSTARD FILLED KETO BARS This holiday season we created these gorgeous Keto Cranberry Lemon Custard Bars to share with family and friends. Tart, red, juicy cranberries are a staple in most Canadian homes as they are perfect for many holiday recipes. These Keto Cranberry Lemon Custard Bars came about… Read more
Boxing Day Sales No Longer Carry A Savings Thrill
BOXING DAY DEALS LURE CANADIANS INTO OPENING THEIR WALLETS Boxing Day 2019 is December 26th the day after Christmas and to be honest, I’ll be sleeping without a care in the world. Why would I want to stay in bed on Boxing Day? Boxing Day is supposed to be one of the biggest savings days… Read more
How To Make Your Money Work For You (Free Printable) : The Saturday Weekend Review #294
YOU CAN’T RUN A SUCCESSFUL BUSINESS WITHOUT BEING A BOSS. If you haven’t had a steady relationship with your money perhaps now is the time to make up or break up. Tackling debt and making your money work for you are two of the BIGGEST goals that people set for the new year. However, they… Read more
Yearly Projected Expense Tracker Is An Essential Budget Tool (Free Printable) : Net Worth Update Nov 2019 (+1.57%)
A YEARLY EXPENSE TRACKER WILL SHOW YOU THE TOTAL PROJECTED COST Ever since I started this blog we’ve discussed projected expenses and how critical they are to your yearly budget. Using an expense tracker such as the free budget binder printables that I’ve created allows you to track month by month. I was updating an… Read more
Smarter Loans Offers Canadians Online Comparison Lending
SOURCING CANADIAN LOANS AT HOME WITH SMARTER LOANS As a personal finance expert in Canada, I’ve been asked on many occasions where the best place is to look for loans in Canada. When the time comes and you want to take out a loan in Canada the best place to start is with Smarter Loans…. Read more
Simple Keto Thumbprint Cookies
POWER UP YOUR THUMB FOR THESE DELICIOUS KETO THUMBPRINT COOKIES As the name suggests these buttery keto thumbprint cookies have a thumb indent in the middle then filled with a jam or spread. The bigger the thumb, the more filling you get. Ha, I’m just kidding. I wanted to bake simple keto thumbprint cookies for… Read more
How To Get Your 2020 Home Budget Plan Organized : November 2019 Budget Update
START YOUR HOME BUDGET PLANNING NOW WITH THESE SIMPLE STEPS With the New Year upon us, it’s time to start thinking about your 2020 Home Budget Plan so you’re organized come January. To do this I suggest a few simple tasks that won’t take much effort or time but will be valuable for you in… Read more
The Ultimate Guide: Cashback Canadian Websites For Online Shopping
STOP THROWING CASHBACK MONEY OUT THE WINDOW WHEN SHOPPING AT POPULAR ONLINE CANADIAN RETAILERS. Earning cashback in Canada has never been easier when shopping from the comfort of your home. All the small savings add up to money to pay off your debt faster and it works as long as it’s part of your budget… Read more
Stop Buying Christmas Debt In Exchange For Happiness : The Saturday Weekend Review #293
Eliminate Costs, Reduce Debt And Increase Happiness This Christmas For those of you buying into the Christmas Debt extravaganza, you can expect a hefty financial start to the new year. The holiday debt hangover is real and affects Canadians who can’t afford the holiday they buy into. Online shopping will be the biggest shopping space… Read more
Top Canadian Credit Cards to Get Approved with Bad Credit
APPROVAL FOR A CREDIT CREDIT CARD WITH BAD OR NO CREDIT IS POSSIBLE Getting a stellar credit score can be tricky, especially when one has bad credit and various instances require a credit check. From acquiring a loan to getting a cell phone plan and now landlords are checking credit before they consider one as… Read more
Should Employees Get A Christmas Bonus? (Sample Christmas Bonus Letter To Staff)
A CHRISTMAS BONUS MEANS SOMETHING DIFFERENT TO ALL EMPLOYEES When I lived in the UK there was no such thing as a Christmas Bonus of any description where I worked. The last Christmas Bonus I can ever remember was when I was 10 years old and delivering newspapers door to door. There was a little… Read more
We Have The Power To Empower GivingTuesday Globally
EVERYONE HAS SOMETHING TO GIVE Today marks the 7th year that GivingTuesday has become a day for all forms of giving and volunteering around the world. How will you get involved? Find out what GivingTuesday is all about and ways you can give back to your community. Giving Tuesday Origin I had never heard of… Read more
Keto Salted Caramel Peanut Butter Chocolate Fatso Balls
FILL YOUR HOLIDAY PLATTER WITH SUGAR-FREE FATSO BALLS These No-bake Keto Salted Caramel Peanut Butter Chocolate Fatso Balls are perfect treats for the Christmas holidays. As you know we have a well-refined Keto Pantry that we continue to add new products to for variety in Mrs. CBB’s diet. We’ve tried many varieties of keto peanut… Read more
8 Signs You Have Basic Money Management Problems
THE ONLY WAY TO FIX FINANCIAL DAMAGE IS UNDERSTANDING WHERE YOU’VE GONE WRONG Poor basic money management can be a large part of why people go into debt. Today, I want to explain the reasons for common money mistakes including couples who simply can’t get it together. Earlier this month I blogged about How Poor… Read more
8 Frugal Dinner Date Ideas For Your Budget (Free Printable)
PLANNING DINNER DATE IDEAS ON A BUDGET IS EASIER THAN YOU THINK Compiling a list of dinner date ideas that work with a tight budget is somewhat of a specialty of mine. When it came to dating I didn’t mind going with the flow but at some point planning became important. Coming from a lifestyle… Read more