Canadian Budget BinderYour Way To Debt-Freedom

The NielsenIQ Homescan program is open in both French and English. When I say joining the Nielsen Homescan Canada panel for FREE, it will open up a window of rewards for you. Who thought that going shopping would be so rewarding? I know this because I participated in Nielsen Home Scan in the U.K. Now I’m part of it in Canada, and you can be too. The Nielsen Homescan Consumer Panel comprises thousands of households nationwide that have chosen to have their say and make a difference while earning great rewards. By scanning the barcodes on purchases and completing opinion surveys, Homescan® panelists make their opinions count in the Canadian marketplace by influencing product manufacturers and retailers. Being a member of Nielsen Homescan brings many rewards, and you must scan your shopping with a handheld device for free. You can read my full review of Nielsen Homescan Canada.

If you love being on the computer, why not earn money while doing what you enjoy? Earn Cash for taking surveys, shopping online, watching videos, and playing games without a sweat. Sign up for Swagbucks. It’s FREE; we LOVE it and hope you will too. Please read my Swagbucks review for feedback.

You earn points for taking online Surveys and making gift cards for your time. Available to Canada, USA, and Australia Only Age 16+ Check out my Survey Junkie Review

• Over $55,000 is Paid to Survey Junkie members daily.
• Complete three or more surveys daily and earn as much as $100 monthly.
• Complete four or more surveys daily and earn as much as $130 monthly.
• $76 Million Paid Out To Date.
• $1.5M+ Monthly Payout.
• 20M+ lifetime members.

Caddle is a FREE app that pays real Cash.

Earn Extra Cash when you shop online, which is the most lucrative. Sign up with Rakuten Canada and receive a percentage of your money back when you shop! We LOVE it and have received five cheques since signing up in 2018. Below is a screenshot of our first cheque stub in May 2020.

Check out my Full Rakuten Review for more info on this excellent cashback app. It’s an excellent site that gives you Cash Back when you shop online. With over 750 stores, including Hudson’s Bay, Indigo.ca, Canadian Tire, Old Navy, and Sephora, you get paid to shop for things you’re already buying.

Get $30 Cash Back when you join today!

Use the Canadian Budget Binder Rakuten link and get $30 cash back when you make your first purchase. https://www.rakuten.ca/r/canadianbudgetbinder or copy-paste the link into your browser.

There’s a new world of investing where the fees are low, and you come first. Keep more of your money.

An online cash-back website for Canadians and the USA. Register with my link for an $8 registration bonus at GoCashBack.

• Sign-up page
• Homepage
• Or use my referral code: 【BudgetBinder】

Earn cash-back when you shop online at popular Canadian stores such as Dyson, Coach, WalMart, Puma, Nike, Gap, Old Navy, etc. Find the highest cashback and browse coupon codes to save even more money.

Review: Coming Soon.

Join Prize Rebel if you enjoy completing online surveys to earn cash or gift cards. PrizeRebel is a FREE membership rewards site. We have partnered with many market research companies looking for your opinion on new products you use daily. In return for your time and participation, you will earn points, which can be redeemed for brand-name gift cards, online game codes, Amazon Gift Cards, and PayPal cash! Membership and usage of PrizeRebel.com are FREE. Earn points and redeem your gift cards!

Join Prize Rebel if you enjoy completing online surveys to earn cash or gift cards. PrizeRebel is a FREE membership rewards site. We have partnered with many market research companies looking for your opinion on new products you use daily. In return for your time and participation, you will earn points, which can be redeemed for brand-name gift cards, online game codes, Amazon Gift Cards, and PayPal cash! Membership and usage of PrizeRebel.com are FREE. Earn points and redeem your gift cards!

Complete 5 surveys and earn $5. That’s It!

• Sign Up for Free: Create your account and embark on a rewarding journey of sharing your opinions.
• Take Surveys & Earn Points Once you’re signed up, you can access various surveys. Share your thoughts and insights on various topics and products.
• Redeem Your Rewards5 Completed surveys mean C$5 on your balance. Redeem your accumulated money for cash, gift cards, or exciting prizes.

Earn a 4.50% Savings rate²
No hoops – just an awesome rate on TFSA, RSP & regular Savings to help you reach your goals.

No-Fee Neo Cashback Credit Card- Sign Up Today!

A smart account for high-interest saving. Make your saving goals a reality by growing your money only with a Neo High-Interest Savings account.

We have been with Simplii Financial since 2013 and PC Financial since 1999 without issue.Join Simplii Financial today! 

Start with a $50 referral bonus.

Earn $50 when you use your friend’s unique link to open a No Fee Chequing Account, High-Interest Savings Account, Personal Line of Credit, or Cash Back Visa* Card.AND Deposit at least $100 in a No Fee Chequing Account or High-Interest Savings Account within six months after account opening, and keep $100 or more in the account for at least 30 days. OR Use or spend $100 on your Cash Back Visa* Card or Personal Line of Credit within six months of opening the account.

Plus, earn an extra $400

You’ll get $400 when you add an eligible direct deposit of at least $100 a month for 3 straight months to your No Fee Chequing account. Your payroll, pension or employment insurance should do the trick.

And finally, a bonus $50

For your first 4 months with a Simplii Financial^™ Cash Back Visa* Card, you’ll earn up to 10% cash back on eligible restaurant, bar, and food delivery purchases. Up to $500 spent.

Read my Mydoh App review and learn how parents can help their kids adopt a money management mindset

Looking for the best budgeting app for Canada? Check out Lunch Money, a web app that syncs transactions from credit cards and bank accounts automatically Read my full review of Lunch Money.

VPN stands for “virtual private network” — a service that protects your internet connection and privacy online. VPNs create an encrypted tunnel for your data, protect your online identity by hiding your IP address, and allow you to use public Wi-Fi hotspots safely.

Sign up for the newest Canadian Cashback app, Ampli, where you don’t get points; you get CASH. Once you reach $15 in your account, you can e-transfer the Cash to your bank account. It’s one of the most accessible cashback apps I’ve used, allowing you to amplify your savings. The app is available for both Android and Apple. Non-Affiliate Link Read my full Amplii App Review Here.

The Hottest Grocery App In Canada is called Flashfood  – Save 50% off food products close to expiry from participating Loblaws Stores such as RCSS, Zehrs, Dominion, and Loblaws. Please use my referral code, MOCD28ZN4, for a $3 credit.

We use another fantastic app to get cheap groceries worth signing up for. You see what your local stores have reduced and purchase it from the app, pay, and pick it up. Super easy to do, and the savings are worth it. We’ve picked up steaks, chicken, ham, cheese, luncheon meats, milk, and vegetable boxes for only FIVE dollars. Read my full Flashfood Review here.

Cash Back from Receipt Hog is an excellent way to supplement your income. Sign up for Receipt Hog. You can read my full Receipt Hog review here.  First, sign up for Receipt Hog using my Invite page linked above. As a bonus, use my code truh7099 (Code), and I get 250 coins, and you get 5 Hog Slot Spins with the first receipt you submit.

Sign up for the Paymi App FREE, use the code CanadianBudgetBinder, and start earning Cash Back when shopping at participating Canadian Retailers.

• Sign Up – Connect your credit and debit cards to Paymi to know when to give you cashback.
• Go Shopping – Shop using any linked credit and debit card at our partners to earn cashback.
• Collect Your Cash – We’ll send your money to you through Interac e-Transfer whenever you want.

Examples:

Sportchek ,Burger King, Lowes, Leons, Mark’s Work Wearhouse, Bed Bath and Beyond, Indigo, Mary Brown’s, La Senza, Skip The Dishes, Sunwing.ca and MANY MORE!!

Get paid for taking free surveys

Your opinions are valuable, and businesses are willing to pay for them. Earn cash and gift cards today!

Make money online by taking exciting surveys on Prime Opinion.
Withdraw cash or gift cards and receive them immediately

• Earn up to C$7 per survey!
• There are 541 Surveys available in Canada.
• Sign Up For Prime Opinion Today!

Load your receipts after shopping to Receipt Jar to earn points.

Once you reach one of the thresholds, you can redeem it for cash, which you can put toward your grocery budget.

How many points do I need to redeem?

• 1,000 points = $5
• 2,900 points = $15
• 3,900 points = $20
• 9,500 points = $50
• 19,000 points = $100

Read my full review of Receipt Jar to learn more. (coming soon)

How to upload a receipt:

• Open the App;
• Click on the camera icon;
• Take a close-up photo of your receipt on a dark background;
• Keep snapping if it’s a long receipt & click on “Next”;
• Done.

It’s So Easy To Earn Receipt Jar Points

• Take clear pics of your receipts after shopping to earn points.
• Cash out your ReceiptJar points for gift cards or PayPal.

How do I know what kinds of receipts are accepted?

Ask yourself the following questions:

1. Did you purchase any physical products? If so, yes it’s accepted. Exceptions include but not limited to: hotel fees, train tickets, lottery tickets, internet phone bills
2. Was the purchase date within 7 days from now? If so, yes, it’s accepted;
3. Have I submitted this receipt before? If no, then yes, it is accepted.

What is the Golden Jar Reward?

The Golden Jar Reward is a fantastic feature that allows you to earn fixed points every four weeks.

By consistently uploading receipts every week, you’ll have the opportunity to fill three blue jars—one for each week.

Once you’ve filled all three jars, a single approved receipt is all it takes to complete the Golden Jar and claim your reward.

Pros: Cash for uploading your receipts! You can’t beat that. Progress to different jar levels for more points.

Country: Canada

Sign up Here: Use my referral code CANAC6M43 for 200 pts FREE!! Download the Receipt Jar App or Sign up for Receipt Jar Online.

Sign up to the LEO panel to earn between $1 and $35 by taking surveys and giving your opinion on real-world topics. Want to make money online, working from home as a Market Researcher? 

LEO pays you from 1$ to – 35$ to answer surveys and give your opinion on sports, cars and fashion, economic climate, political events, and more. Get paid via Paypal, Air Miles, or Gift Card. Join LEO NOW for FREE!

Join the LEO community to generate extra income while making a difference! Enter our monthly contests to win cash prizes, computer equipment, gift cards, and more! LEO is the most prominent Canadian Panel with 400,000 members.

We had paid more than $16,000,000 to our panelists since our beginnings in 1986. Receive regular paid surveys by email and complete them online.

• Earn from 1$ to $35 per completed Survey
• Get paid via Paypal, Air Miles, or gift cards
• Work from home
• Monthly contests and cash prizes
• Start Earning Today
• Sign up in 60 seconds!

When you don’t have time to go grocery shopping, voila will do the work for you. You still get the same great savings without the hassle of visiting the grocery store. Learn more about voila.

Join Pinecone Research Canada

Join Pinecone Research Canada in French

if you love completing short surveys to earn money Pinecone is for you.

About Pinecone –Pinecone Research is a trusted leader in voicing the opinions of consumers nationwide.Companies are seeking your input to develop new and improved products.

Why You?: As a Pinecone Research panelist, you are part of an elite group representing consumers and households like yours nationwide.

It Pays To Join : Pinecone Research members receive points for each completed Survey! Your points can be redeemed for cash or prizes.

Open to Canada, including Quebec. 

How Pinecone Works : Participation is simple! We send you an email notification when you have a survey available. Complete the Survey and earn points redeemed for either cash or prizes. Occasionally, we will send you a product to test, too.

• Canada only
• Must be 18+
• Join millions of others in sharing your opinion on politics, sport, entertainment and more to earn money and shape the news.
• Get cash for taking surveys.
• You’ll earn points every time you answer a survey – the longer the survey, the more points you’ll earn

As a Maru Voice Canada Member, you will:

Your voice is heard by government bodies, the media, not-for-profit groups, and private companies. Get rewarded with points that can be redeemed for prizes and entries into our monthly sweepstakes draws. Be among some of the first to know about the latest products and cutting-edge services.

Who is Maru Voice Canada?

Maru Voice Canada is one of the country’s leading online market research communities, allowing Canadians to voice their opinions on various topics and issues. We partner with reputable organizations to help them better understand their customers and ensure they consider ordinary Canadians’ views. Sign Up Today Using My Invite Link – Maru Voice Canada Member Sign-Up

We will match you to the best Survey Panels to sign up for – don’t miss out on signing bonuses!

Complete Surveys-Register your opinion to influence big decisions from significant brands

Get Rewarded-To get enormous rewards, sign up to multiple Survey Panels and take every Survey they give you.

• Take as many surveys as you like for between 50¢-$10 per Survey
• Get paid in Cash via PayPal, gift vouchers, or free samples!
• Sign-up is completely free; you will never have to pay anything!

By joining Great Canadian Rebates as we did, you can enjoy all of the best savings rebates in Canada. Different savings apps are great because you can compare which offers the best rebate. Every purchase made through Great Canadian Rebates will qualify for a Cash Back Rebate. You must have or are willing to sign up for PayPal, which is how they pay you monthly, pending your rebate amount. They also have an excellent referral program to earn money when your referrals shop for up to 3 years.

We use it to get a higher cashback % than any other app. Worthwhile, You Bet! Sign up to get in on The Great Canadian Rebates. Please read my Full Review of Great Canadian Rebates before you sign up.

A resident of the USA, Canada, or the U.K. over 18. Branded Surveys is one of the world’s leading market research communities – rewarding you for your opinion! Collect points for every survey you complete! Redeem your points in the form of gift cards or cash via PayPal. Join us for daily challenges, polls, product, and service offerings!

Enter For a Chance To Win Coupons And Free Samples. Win a $1,500 Gift Card This Month. 

As one of Canada’s leading consumer information providers for over 30 years, Shopper’s Voice carefully gathers opinions, preferences, and insights from shoppers like you through our online consumer opinion survey.

• USA Shoppers Voice
• Canada Shoppers Voice

Read my full Shopper’s Voice Review for more information on this program and our personal experiences.

KOHO MasterCard

Use KOHO as your everyday Pre-paid Mastercard account that helps you make progress. Spend, build, save, and earn your way to financial health. KOHO is attached to a budgeting app that assists users with their budget and manages money while earning cashback on their purchases.

Tanja Liebigt-Aldred We each have a KOHO for last last like 4 yrs. Love love love having it! Kayte Janet Marie M .I have had KOHO for about a year or so. Love it

Read my full review of the KOHO Pre-Paid Mastercard Here.

Business & Personal Cheques for The Lowest Price In Canada At ChequesPlus.com.Get up to 70% off the cost compared to your bank’s charges for paper cheques! For being a CBB fan, you get a 5% discount if you purchase with Cheques Plus. Enter coupon code MrCBB5 or click the link below, and it will automatically be added to your order. Cheques Plus Coupon Code Mr.CBB5

Cheques Plus is where you can cheaply order cheques for your bank account in Canada!- Read my product review here.

I researched Freedom Mobile, the fourth-biggest carrier in Canada, and received my service as a first-time mobile user, and I’ll explain why. I pay $21 (2025) monthly and get 5GB of data and all the other bells and whistles, such as text, photo text, etc. It’s the best deal around.

You can read my review of Why I Chose Freedom Mobile as my phone carrier in Canada.

Use Rakuten to get even more cashback with Turbotax. For those who want top-notch help with your return, try Turbo Tax Canada, as it’s one of the most trusted tax software. 25 years or younger? Get unlimited expert help with your taxes for just $20!*

Turbo Tax Canada is a trusted source for Canadian Budget Binder in supporting tax software in my community. Taxes done right, however you choose

Did you know you can get your Equifax credit score free from our partners at Borrowell? In under 3 minutes, you can access your credit score and full credit report!

Why should you understand your credit score? 

Your credit score will be considered if you plan to get a mortgage, find a new job, finance a car, apply for a loan, or sign a lease. A higher score will make doing those things more accessible (and cheaper). Borrowell’s mission is to help Canadians make significant decisions about Credit. Checking your score won’t affect it. Borrowell will never ask for credit information or share data with third parties.  Borrowell provides Canadians with free credit scores and credit reports without needing to apply for Credit first and updated scores so you can monitor your score over time.Then, you will make financial recommendations based on your score to improve your economic well-being and better manage debt. 18+ Canadians (not available in Quebec or Saskatchewan). Join over a million Borrowell members. Free credit report monitoring, improvement tips, and personalized financial product recommendations.

Free Borrowell Credit Score

If you want to find out your credit score, check out Credit Verify.

Get your Free Credit Score and a $1 Credit Report

Who is Credit Verify?

Credit Verify is a Canadian consumer-facing credit report focusing on helping customers with credit education and suitable products to rebuild Credit. Credit Verify also offers its customers Identity Protection Monitoring and Internet Scan services. Credit Verify is owned by Credique, LLC and is available in all provinces except Quebec. To read your full credit report, Credit Valley only charges you $1, which, in my opinion, is very reasonable.

Get your Free Credit Score and $1 Credit Report Now!

Credit Verify offers a free credit score and charges $1 for your credit report. Once your seven-day trial period ends, you’ll be billed $29.95/mo for your subscription-based credit monitoring services. Call us at (866) 899-3175 if you cancel anytime.

This Blog is run by the best hosting company around, Big Scoots! If you want to get premium hosting without the high costs, sign up for Big Scoots and host your new blog or website. You can find more blog resources if you’re new to blogging to help get you started earning extra money. Read: How I earned my first $100 Blogging nine years ago on Canadian Budget Binder.

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