Family Sacrifices For Financial Freedom Pays Off

BEING ABLE TO SLEEP AT NIGHT WITHOUT DEBT WORRY FOR YOUR FAMILY IS ONE OF THE BEST FEELINGS IN THE FINANCIAL WORLD   I want to earn money fast, I want to earn money now, I want financial freedom so I don’t have to worry about money down the road. There are people who constantly strive to set goals, budget, work long hours at home or away from home to make sure their retirement years are golden. What this means is that the family will make sacrifices to achieve such financial goals sometimes at an unbalanced cost. Is it really worth being away from your family for 6 or 7 days a week? For the past 2 years I’ve been that guy who is working 6-7 days a week at two full-time jobs. One is my dream job that is currently contract and the other is full-time in my field of expertise but on a different playing field. What keeps me going is my family and the fact that I can retire early if I want to and with a defined benefits package, investments and no mortgage. That fuels the frugal fire. Related: How to retire early- A Beginners Guide […]

grocery game monthly challenge

Welfare Food Challenge- $26 A Week for 1 In The Grocery Budget

If you are following Canadian Budget Binder on Facebook you may have read that I have joined the Welfare Food Challenge out of British Columbia beginning Oct 15-22, 2012. Although I live in the Greater Toronto Area my mate Steve Zussino at Grocery Alerts  who is also taking part in the challenge knew I ran the Grocery Game Challenge and encouraged me to join. In Ontario there are 2 programs Ontario Works which is temporary assistance to those in need and Ontario Disability Support Program (ODSP) for those with disabilities. Together these programs alone help over 850,000 Ontarian’s each year. What is the Welfare Food Challenge? This challenge was put in place to show the government in BC that of the $610 they give monthly to a welfare recipient $26 a week for food is not sufficient considering this does not include other necessities such as a hair cut or clothes. Although Mrs.CBB and I have only $190 a month in our grocery budget outside of this challenge that leaves us $47.50 per week for us to shop for 2. The difference with this challenge is you are starting from scratch meaning you have zero items on your pantry list and you […]

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