BUDGET YOUR 2019 STARTING TODAY Budgeting better is the theme of our 2019 goals as we’ve learned that it’s equally important to do something better in order to improve our journey. If any finance nerds out there tells you that they are pros at budgeting and never mess up they are full of you know […]
Our Family Budget
How To Drastically Cut Monthly Budget Expenses In 2019 : November 2018 Budget Update
The Budget Movement Is Getting Back To Bare Basics I’m willing to bet that many of you have monthly budget expenses that are destroying your ability to cash in on paying off debt and increasing your savings power. Don’t worry, so do we which is why we review our monthly budget expenses every year and […]
How Do Parents Budget For School Fundraising Activities? : October 2018 Budget Update
THE NEXT TEN YEARS OF SCHOOL FUNDRAISING ACTIVITIES Every so often I blog about certain topics because a fan needs financial advice but today we have questions for parents reading this blog post about school fundraising activities at the elementary school level. Yes, we have lots of questions because this is new territory for us […]
How We Simplified Our Budgeting Process To Pay Off Debt : Our August 2018 Budget Update
YOUR BUDGETING JOURNEY MAY SEEM LIKE AN ENDLESS FIELD OF HARD WORK AND IT WILL BE Without a budgeting process it’s easy to see how fast your debt free dream can crumble simply because you haven’t prepared your steps for success. In less than 7 years we managed to pay off a $265,000 home […]
Bills Come First That’s How You Stay Out Of Debt : July 2018 Budget Update
BELIEVING YOU ARE FOREVER FINANCIALLY DOOMED IS YOUR EVIL If you want to stay out of debt, pay your bills it’s as easy as that however for those of you who fall behind it becomes a game of catch-up. This is one of the deadliest financial games to be involved in because it can […]
How To Overcome The Emotional Effects Of Debt Guilt : June 2018 Budget Update
DON’T LET THE EMBARRASSMENT OF DEBT KEEP YOU FROM REALIZING YOUR FINANCIAL DREAMS There are consequences of owning debt and for 30 year-old Margaret who is feeling the emotional effects of debt guilt there are things she can do to get over this hurdle. Margaret isn’t the first person to email me about debt […]
How To Use A Bare Bones Basic Budget (Free Printable)
A Simple Budget For Beginners Doesn’t Have To Be Stressful Let me show you how easy it is to get the numbers you need to start saving and paying down your debt with a basic budget. Yes, yes, yes a budget is important and I will say it until I’m blue in the face. […]
Why A Second Income Sometimes Isn’t Enough: April 2018 Budget Update
MORE THAN ONE INCOME STREAM DOESN’T MEAN YOU’LL BE RICH! When people tell me that they earn a second income I’m impressed and nosey at the same time. Who wouldn’t be? I’m always keen to understand why people choose to earn extra money whether it be to get ahead or to stay afloat. A […]
A Frozen Bank Account After Death Leaves Widow Broke
Can You Pay The Bills If Your Spouse Leaves You With A Frozen Bank Account? There are things we know about death however finding out that you’ve been left with a frozen bank account is NOT something you want to know days after a funeral. When dealing with the loss of a spouse your life […]
Financial Empowerment Tips For International Women’s Day : February 2018 Budget Update
EMPOWER YOUR FINANCIAL INDEPENDENCE AND CONTROL YOUR MONEY Today, March 8th is International Women’s Day and it just so happens to be perfect timing that a report was released by a national survey commissioned by the Financial Planning Standards Council (FPSC). Financial empowerment is so powerful that only YOU can help start and grow […]
The Ultimate Guide Of Frugal Living Ideas To Increase Savings : January 2018 Budget Update
INCREASE SAVINGS BY LEARNING WHAT SUCCESSFUL SAVERS ARE DOING There are tonnes of frugal living ideas saturating the online market so today we wanted to create an Ultimate Guide of Frugal Living Tips that we successfully use. The importance of this guide is to highlight what has worked for us to help us become debt-free […]
What’s Stopping You From Managing Money? : Dec 2017 Year-End Budget Update
THERE’S NO WAITING GAME WHEN YOU WANT TO MANAGE YOUR FINANCES EFFECTIVELY Whether you are in debt or not managing money must begin today if you want to feel good about your financial future. Personal finance management starts with a positive mindset where you believe your situation will get better and not waiting for […]