Here you will learn about the Budgeting Process that we use when we designed our budget. Tips and advice on how the Budgeting Process may help you and all posts related to budgets and life.
Lockdown Budgeting Is A Time To Rework Your Money The first couple of months in any new calendar year offer a great time to reflect on your finances and set some goals. Usually, people have overspent at Christmas, and they want to use the quieter (colder) months of January and February to reign in their…
Starting Over Financially Is Hard But Necessary The year 2020 was met with people under order to stay home from work, business closures, curbside pickup, online deliveries and a whole mess of other changes. Walking out the front door seemingly gets less and less exciting as there’s nowhere to go. In a way, I felt…
Every Dollar Counts Starting With Your Mindset So many people in 2021 have told me they were walking a fine line with their bill payments. Well, we just wandered into 2021 so most of the debt is coming from 2020. You see, we’re just weeks into the new year and already all of the debt…
Students Who Want To Learn About How A Budget Works Simple budgeting guidance for students is very important as it’s not always taught in the school system. Money is one of the most important resources that an individual can possess at all times. However, if that resource of money is not handled correctly this results…
The Scariest Household Budget Month Is Always December We account for every dollar that we bring in and where it goes when it leaves our hands. I’ve been told I’m a numbers nerd and they aren’t far off from the truth. For 2020 we used a zero-based budget which worked out awesome for us. If…
Fresh Start Budgeting And Frugal Recipes For New Year’s Eve 2020 It’s New Year’s Eve 2020 and I thought I’d share the best Canadian Budget Binder finance reads and recipes from the year. I never thought Finance and Food would be such an amazing pairing when I started this blog but the food is part…
If You Give UP After You’ve Started You Let Yourself Down Because Budgets Work It doesn’t matter where you live or whether you have a cool job everything can be wiped out as it has for many Canadians during Covid-19. I really do hope it was an eye-opener for those workers sent home because they…
Get Organized With These 7 Financial Tools Before The New Year If your New Year’s resolve to conquer debt now is the time to get ready by collecting all of your financial tools for Jan 1. To overcome and take control of your money and debts you need a budget but you’ll learn more…
Do you have a problem with spending money? Are money issues ruining your marriage or relationship? Every November and into January of the following year I get so many emails about needing help with money problems. In part, I believe that people who don’t budget, spend freely, and hope for the best need far more…
Budget Building Is Documenting Your Road To Debt Freedom Before the 2021 New Year starts I wanted to go over how budget building worked for us and how it can for you too. Everything and everyone has been hit hard with the Covid-19 pandemic which means 2021 is going to be a catch-up year. We…
Including Home Value in Your Net Worth May Not Be A Smart Idea Your home is likely your most valuable asset however whether you should include it in your net worth depends on a few key factors. A home value takes up a massive chunk of your net worth picture and fools us into having…
Our Family Budget Showed Us What We Missed Out On For Years. There was a time when we were not using a family budget and now we look back at the effect it had on our debt and savings ability. A typical household budget has everyday budget categories and can be completed in a variety…