Lockdown Budgeting — Using the Pandemic to Get Your Finances Straight
All About Budgets

Lockdown Budgeting — Using the Pandemic to Get Your Finances Straight

Lockdown Budgeting Is A Time To Rework Your Money The first couple of months in any new calendar year offer a great time to reflect on your finances and set some goals. Usually, people have overspent at Christmas, and they want to use the quieter (colder) months of January and February to reign in their…

How Starting Over Financially Is Your Essential Service : 2020 Year-End Net Worth Update
Our Net Worth

How Starting Over Financially Is Your Essential Service : 2020 Year-End Net Worth Update

Starting Over Financially Is Hard But Necessary The year 2020 was met with people under order to stay home from work, business closures, curbside pickup, online deliveries and a whole mess of other changes. Walking out the front door seemingly gets less and less exciting as there’s nowhere to go. In a way, I felt…

Why Every Dollar Counts And How To Save it (Join My Budgeting Challenge)
All About Budgets

Why Every Dollar Counts And How To Save it (Join My Budgeting Challenge)

Every Dollar Counts Starting With Your Mindset So many people in 2021 have told me they were walking a fine line with their bill payments. Well, we just wandered into 2021 so most of the debt is coming from 2020. You see, we’re just weeks into the new year and already all of the debt…

Top CBB Finance and Recipe Reads For New Year’s Eve 2020
All About Budgets

Top CBB Finance and Recipe Reads For New Year’s Eve 2020

Fresh Start Budgeting And Frugal Recipes For New Year’s Eve 2020 It’s New Year’s Eve 2020 and I thought I’d share the best Canadian Budget Binder finance reads and recipes from the year. I never thought Finance and Food would be such an amazing pairing when I started this blog but the food is part…

How To Spend Money Wisely: November 2020 Net Worth +2.55%
Our Net Worth

How To Spend Money Wisely: November 2020 Net Worth +2.55%

If You Give UP After You’ve Started You Let Yourself Down Because Budgets Work It doesn’t matter where you live or whether you have a cool job everything can be wiped out as it has for many Canadians during Covid-19. I really do hope it was an eye-opener for those workers sent home because they…

How To Fix Your Money Problems : November 2020 Budget Update
Our Family Budget

How To Fix Your Money Problems : November 2020 Budget Update

Do you have a problem with spending money? Are money issues ruining your marriage or relationship? Every November and into January of the following year I get so many emails about needing help with money problems. In part, I believe that people who don’t budget, spend freely, and hope for the best need far more…

Should You Include Your Home Value As Retirement Capital? : October Net Worth Update (+1.32%)
Our Net Worth | Real Estate and Mortgage | Retirement

Should You Include Your Home Value As Retirement Capital? : October Net Worth Update (+1.32%)

Including Home Value in Your Net Worth May Not Be A Smart Idea Your home is likely your most valuable asset however whether you should include it in your net worth depends on a few key factors. A home value takes up a massive chunk of your net worth picture and fools us into having…

6 Consequences Of Not Using A Family Budget : October Budget Update
All About Budgets | Our Family Budget

6 Consequences Of Not Using A Family Budget : October Budget Update

Our Family Budget Showed Us What We Missed Out On For Years. There was a time when we were not using a family budget and now we look back at the effect it had on our debt and savings ability. A typical household budget has everyday budget categories and can be completed in a variety…