How To Budget When You Don’t Earn Enough Money

NOT EARNING ENOUGH MONEY IS FRIGHTENING AND SCARY BUT TEMPORARY WITH A SHIFT IN PRIORITIES   Over the years I’ve had my fair share of emails from readers about budgeting but one of the tougher budgets to work with is the budget that doesn’t earn enough money to balance itself out. With that you need to examine two things, your net income and your monthly expenses because this is the only way to understand how to fix the money imbalance. A simple budget is a plan for your money so you know where it is going before you earn that money. What a relief it is knowing that you have all your bases covered but what if you don’t or can’t? Well, there are some options available to you but more importantly knowing what how much money you need is priority. I know that many of you reading this today may be in this situation and perhaps you’re not sure how to attack it or whether you want to but I can assure you doing nothing will only set you back further. With the recent announcement that Doug Ford has axed the minimum wage increase set for January 2019 to […]

grocery game monthly challenge

How Thieves Scam The Self-Checkout System : The Grocery Game Challenge 2017 #2 Sept 11-17

IT’S NOT WORTH CHEATING THE AUTOMATED CASHIER   Should customer service workers worry about shifts in the job market with more stores introducing self-checkout systems? I’d believe so because the more we automate the less we will need human interaction although there will always be customers who pass on technology for a traditional checkout with a cashier. Will self-checkout systems replace jobs as technology moves forward and the crunch of cost-cutting and increased minimum wage blanket consumers and retailers? Possibly and we’re seeing self-checkout systems pop up just about everywhere. Questions upon questions which can only be answered as time goes on and not only from the customer and employee perspective but also the companies that introduce the self-checkout system. If keeping costs lower is the name of the game for a company they most likely would do it especially if that means lowered costs to the consumer. Most often this is just a dream but noteworthy. Stores with the self-checkout system seem to be on the rise in Canada with Walmart, Home Depot and just about every grocery store following suit. With the rise in minimum wage topping $15 in Ontario we are hearing more shops are aiming to […]

%d bloggers like this: